Logo of Huzzle
Logo of Federal Home Loan Bank of Cincinnati

Federal Home Loan Bank of Cincinnati

A cooperatively owned regional wholesale bank supporting housing finance and affordable housing in KY, OH and TN.

Cincinnati, OH







Founded year




Mission & purpose

The Federal Home Loan Bank of Cincinnati (FHLB) is a regional wholesale bank providing housing finance and economic development products and services to more than 600 member institutions located in the Fifth FHLB District of Kentucky, Ohio, and Tennessee. The FHLB System, including 11 district banks and over 6,000 members, was chartered in 1932 by the U.S. Congress to provide liquidity and other funding for housing finance. The FHLB is wholly owned by its member institution stockholders and does not use taxpayer dollars. We recognize and appreciate the valuable contribution of a diverse workforce!