Large

The Financial Conduct Authority (FCA) is the regulatory body for the financial services industry in the United Kingdom. Its primary responsibility is to ensure the stability and integrity of the financial markets and to protect consumers. The FCA regulates various financial institutions, including banks, insurance companies, investment firms, and mortgage providers, to ensure that they comply with relevant laws and regulations. The ultimate mission of the FCA is to promote effective competition and fair practices in the financial industry while safeguarding consumers' interests. Their purpose is to maintain the trust and confidence of the public in the financial system by overseeing and enforcing rules that promote transparency, accountability, and fair treatment of consumers. The FCA also provides educational resources and guidance to help consumers make informed financial decisions and protect themselves from potential risks and scams.

Finance

Financial Conduct Authority (FCA)

We aim to make markets work well – for individuals, for business, large and small, and for the economy as a whole.

You must demonstrate strong analytical skills, extensive experience in financial regulations, ability to conduct thorough investigations, and effective communication capabilities.

You will investigate financial misconduct, analyze data, conduct interviews, prepare reports, collaborate with teams, ensure compliance, and support enforcement actions to uphold financial regulations.

London

<div>
 <div>
  <div>
   Senior Investigator
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> The current salary range is £51,200 to £70,000 (Regulatory) and £59,900 - £79,800 (Practising Legal)
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> The FCA’s Enforcement and Market Oversight (EMO) is recruiting for investigators (including Lawyers and Accountants) at Senior Associate level. There are vacancies in each of the EMO investigation departments; Retail and Regulatory, Wholesale and Unauthorised Business.
  </div>
 </div>
 <div></div>
 <div>
  <div>
    About EMO
  </div>
 </div>
 <div>
  <div>
    EMO investigates misconduct in financial services that affects UK consumers and the financial markets. We bring regulatory, civil and criminal cases against firms and individuals to punish wrongdoers, deter others from wrongdoing and change behaviours. Effective, fair and impactful enforcement is critical to the success of the FCA.
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> The FCA receives reports from many different sources that indicate potential misconduct and we are continually presented with challenging and intellectually stimulating cases. Our cases involve critical issues that matter to consumers and market participants, and attract large scale media attention. Our work covers a diverse range of issues including fraudulent conduct, corporate governance failings, market abuse and product mis-selling.
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> Working in EMO at the FCA is a great career option if you have a strong sense of public duty and are motivated to do the right thing and make a positive difference to the lives of consumers and the UK financial market generally.
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> The team / departments
  </div>
  <div>
   <div>
    <div>
      Retail and Regulatory Investigations (RRI)
    </div>
   </div>
   <div>
    <div>
      RRI investigates potential misconduct by regulated firms, and individuals working within those firms, involved in retail banking, stockbroking, asset management, mortgage broking and lending, insurance intermediation, financial advice, consumer credit and payment services. We take action against firms that sell unsuitable products or services to consumers, mishandle client money and assets, or have governance and systemic issues. We also investigate financial crime matters including fraud and misconduct related to AML systems and controls.
    </div>
   </div>
   <div>
    <div>
     <br> Wholesale
    </div>
   </div>
   <div>
    <div>
      The Wholesale department ensures that suspected wrongdoing in the wholesale financial markets is investigated and where serious misconduct by firms and/or individuals is identified they are held to account. Our investigation teams undertake criminal, civil, and regulatory investigations spanning insider dealing, market manipulation, misleading statements by listed companies and systems and controls failings.
    </div>
   </div>
   <div></div>
   <div>
    <div>
     <br> Unauthorised Business Department (UBD)
    </div>
   </div>
   <div>
    <div>
      UBD investigates firms that are not authorised by the FCA but are carrying out activities that require authorisation. Unauthorised firms pose a significant risk to consumers – UBD has civil and criminal powers to tackle these firms and protect consumers. UBD cases typically involve high-loss investment/Ponzi type frauds, illegal trading schemes and boiler room operations.
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> What you will be doing (the role)
  </div>
 </div>
 <div>
  <div>
   <div>
    <div>
     <div>
       Senior Associates are senior members of our case teams and play a vital role throughout the wider department. As a Senior Associate:
     </div>
    </div>
    <div>
     <ul>
      <li>
       <div>
         You will help progress and, in some cases, lead investigations, taking on differing degrees of responsibility depending on their nature and complexity, and managing your work to meet competing deadlines. This could range from running smaller cases with management oversight, to working as part of a wider team on larger more complex cases
       </div></li>
      <li>
       <div>
         You will be involved in all aspects of investigations from strategic planning, delegating tasks within the team, obtaining evidence using appropriate powers, drafting and reviewing all forms of documents, taking part in interviews of subjects and witnesses, analysing evidence and making judgements and recommendations throughout the lifetime of an investigation
       </div></li>
      <li>
       <div>
         You will be a role model within your team, always willing to share your knowledge and expertise and have mentoring responsibilities for junior colleagues
       </div></li>
      <li>
       <div>
         You will contribute to Departmental or Divisional Corporate Projects which are designed to support and improve our processes and systems and the way that we work
       </div></li>
      <li>
       <div>
         You will build and maintain effective working relationships with senior colleagues in other areas within the FCA and with counterparts at key external stakeholders
       </div></li>
      <li>
       <div>
         Legally qualified candidates in this role would also be expected to provide legal advice to the case team and where appropriate take responsibility for the preparation of privileged correspondence.
       </div></li>
     </ul>
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> What you will get from the role:
  </div>
 </div>
 <div>
  <div>
   <div>
    <div>
     <ul>
      <li>
       <div>
         Exposure to some of the most fascinating, challenging and rewarding investigations in the UK
       </div></li>
      <li>
       <div>
         A chance to work with colleagues from across EMO and other parts of the FCA
       </div></li>
      <li>
       <div>
         Satisfying, worthwhile and responsible work with the opportunity to use your skills in complex situations
       </div></li>
      <li>
       <div>
         Working in a high-energy and stimulating Division, within a supportive environment with exposure to a range of senior internal and external stakeholders
       </div></li>
      <li>
       <div>
         The opportunity to help develop junior colleagues and positively contribute to the development of their career
       </div></li>
     </ul>
    </div>
    <div></div>
    <div>
     <div>
       If you are successful, we will set you up for success. Your manager will work with you to help you meet your professional goals. In your first six months you will attend a three-week investigation foundation course which will ensure, if you are new to investigations or have displayed your investigation or advisory skill set in a different setting, you can apply your skill set successfully in the context of the FCA’s approach to investigations.
     </div>
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <div>
     Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.
   </div>
  </div>
  <div></div>
  <div>
   <div>
    <br> Core benefits that you will receive as standard are:
   </div>
  </div>
  <div>
   <ul>
    <li>
     <div>
       25 days holiday per year plus bank holidays
     </div></li>
    <li>
     <div>
       Private healthcare with Bupa
     </div></li>
    <li>
     <div>
       A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)
     </div></li>
    <li>
     <div>
       Life assurance of eight times your basic salary
     </div></li>
    <li>
     <div>
       Income protection
     </div></li>
   </ul>
  </div>
  <div></div>
  <div>
   <div>
    <br> We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.
   </div>
  </div>
  <div></div>
  <div>
   <div>
    <br> The skills and experience you will have
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <i><br> Minimum criteria</i>
  </div>
  <div>
    We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.
  </div>
 </div>
 <div>
  <div>
   <div>
    <div>
     <ul>
      <li>
       <div>
         Demonstrable significant experience working on complex investigations involving fraud/financial crime litigation within a criminal, civil or regulatory environment
       </div></li>
      <li>
       <div>
         Experience of working collaboratively and communicating effectively with colleagues and motivating and assisting more junior colleagues, as well as having the ability to work independently and take responsibility for delivering against deadlines and managing operational risks
       </div></li>
      <li>
       <div>
         Experience of analysing large amounts of information, drawing out key findings and producing formal written reports including making recommendations
       </div></li>
     </ul>
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <i><br> Essential criteria</i>
  </div>
 </div>
 <div>
  <div>
   <div>
    <ul>
     <li>
      <div>
        Drive forward and coordinate work on complex investigations involving large volumes of documents/data
      </div></li>
     <li>
      <div>
        Build and maintain strong and effective relationships with colleagues in other business units and with external bodies
      </div></li>
     <li>
      <div>
        Work collaboratively and inclusively with colleagues with different perspectives and backgrounds
      </div></li>
     <li>
      <div>
        Make clear, concise, logical and persuasive oral and written presentations on complex subjects
      </div></li>
    </ul>
   </div>
   <div></div>
   <div>
    <div>
     <br> We will be hosting three Q&amp;A sessions, this will give you an opportunity to find out more about the roles, please see Teams links below
    </div>
    <div>
      Tuesday 6th August – 12:00-13:00 - WUBI/RRI Campaign - Q&amp;A Session
    </div>
    <div>
     <div>
       Join the meeting now
     </div>
    </div>
    <div>
      Meeting ID: 395 179 353 814
    </div>
    <div>
      Passcode: mNGJAY
    </div>
    <div></div>
    <div>
      Wednesday 21st August – 12:00-13:00 – WUBI/RRI Campaign – Q&amp;A Session
    </div>
    <div>
     <div>
       Join the meeting now
     </div>
    </div>
    <div>
      Meeting ID: 364 005 650 684
    </div>
    <div>
      Passcode: Hpj46y
    </div>
    <div></div>
    <div>
      Monday 2nd September – 13:00-14:00 – WUBI/RRI – Q&amp;A Session
    </div>
    <div>
     <div>
       Join the meeting now
     </div>
    </div>
    <div>
      Meeting ID: 320 422 933 883
    </div>
    <div>
      Passcode: E2dmpt
    </div>
    <div></div>
    <div>
      About the FCA
    </div>
   </div>
  </div>
 </div>
 <div>
  <div>
   <div>
     The FCA regulates the conduct of nearly 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be found 
    <div>
     here.
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
    The FCA's Values &amp; Diversity
  </div>
 </div>
 <div>
  <div>
    Our ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Senior Associate role.
  </div>
 </div>
 <div></div>
 <div>
  <div>
    Flexible working
  </div>
  <div>
    We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.
  </div>
 </div>
 <div>
  <div>
   <br> Multi-location
  </div>
  <div>
    As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> Useful information
  </div>
 </div>
 <div>
  <ul>
   <li>
    <div>
      Applications for this role close at 23:59 on the 8th September 2024
    </div></li>
   <li>
    <div>
      This role is graded as Senior Associate - Regulatory / Practising legal
    </div></li>
  </ul>
 </div>
 <div></div>
 <div>
  <div>
   <br> Got a question?
  </div>
 </div>
 <div>
  <div>
    If you are interested in learning more about the role please contact:
  </div>
 </div>
 <div>
  <div>
    For internal applicants, please contact Michael Wood, 
   <div>
    michael.wood@fca.org.uk
   </div>
  </div>
 </div>
 <div>
  <div>
    For external applicants, please contact Asha Gladis, 
   <div>
    asha.gladis@fca.org.u
   </div>k
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> What to expect from our interview process
  </div>
  <div>
   <div>
    <div>
      This will consist of a one stage process involving a case study and a one hour technical and competency based interview.
    </div>
   </div>
  </div>
  <div>
   <div>
    <br> Application support
   </div>
   <div>
    <div>
      We want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.
    </div>
   </div>
   <div></div>
   <div>
    <div>
     <br> If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.
    </div>
   </div>
  </div>
 </div>
</div>


 
  
   Senior Investigator
  
 
 
 
  
    The current salary range is £51,200 to £70,000 (Regulatory) and £59,900 - £79,800 (Practising Legal)
  
 
 
 
  
    The FCA’s Enforcement and Market Oversight (EMO) is recruiting for investigators (including Lawyers and Accountants) at Senior Associate level. There are vacancies in each of the EMO investigation departments; Retail and Regulatory, Wholesale and Unauthorised Business.
  
 
 
 
  
    About EMO
  
 
 
  
    EMO investigates misconduct in financial services that affects UK consumers and the financial markets. We bring regulatory, civil and criminal cases against firms and individuals to punish wrongdoers, deter others from wrongdoing and change behaviours. Effective, fair and impactful enforcement is critical to the success of the FCA.
  
 
 
 
  
    The FCA receives reports from many different sources that indicate potential misconduct and we are continually presented with challenging and intellectually stimulating cases. Our cases involve critical issues that matter to consumers and market participants, and attract large scale media attention. Our work covers a diverse range of issues including fraudulent conduct, corporate governance failings, market abuse and product mis-selling.
  
 
 
 
  
    Working in EMO at the FCA is a great career option if you have a strong sense of public duty and are motivated to do the right thing and make a positive difference to the lives of consumers and the UK financial market generally.
  
 
 
 
  
    The team / departments
  
  
   
    
      Retail and Regulatory Investigations (RRI)
    
   
   
    
      RRI investigates potential misconduct by regulated firms, and individuals working within those firms, involved in retail banking, stockbroking, asset management, mortgage broking and lending, insurance intermediation, financial advice, consumer credit and payment services. We take action against firms that sell unsuitable products or services to consumers, mishandle client money and assets, or have governance and systemic issues. We also investigate financial crime matters including fraud and misconduct related to AML systems and controls.
    
   
   
    
      Wholesale
    
   
   
    
      The Wholesale department ensures that suspected wrongdoing in the wholesale financial markets is investigated and where serious misconduct by firms and/or individuals is identified they are held to account. Our investigation teams undertake criminal, civil, and regulatory investigations spanning insider dealing, market manipulation, misleading statements by listed companies and systems and controls failings.
    
   
   
   
    
      Unauthorised Business Department (UBD)
    
   
   
    
      UBD investigates firms that are not authorised by the FCA but are carrying out activities that require authorisation. Unauthorised firms pose a significant risk to consumers – UBD has civil and criminal powers to tackle these firms and protect consumers. UBD cases typically involve high-loss investment/Ponzi type frauds, illegal trading schemes and boiler room operations.
    
   
  
 
 
 
  
    What you will be doing (the role)
  
 
 
  
   
    
     
       Senior Associates are senior members of our case teams and play a vital role throughout the wider department. As a Senior Associate:
     
    
    
     
      
       
         You will help progress and, in some cases, lead investigations, taking on differing degrees of responsibility depending on their nature and complexity, and managing your work to meet competing deadlines. This could range from running smaller cases with management oversight, to working as part of a wider team on larger more complex cases
       
      
       
         You will be involved in all aspects of investigations from strategic planning, delegating tasks within the team, obtaining evidence using appropriate powers, drafting and reviewing all forms of documents, taking part in interviews of subjects and witnesses, analysing evidence and making judgements and recommendations throughout the lifetime of an investigation
       
      
       
         You will be a role model within your team, always willing to share your knowledge and expertise and have mentoring responsibilities for junior colleagues
       
      
       
         You will contribute to Departmental or Divisional Corporate Projects which are designed to support and improve our processes and systems and the way that we work
       
      
       
         You will build and maintain effective working relationships with senior colleagues in other areas within the FCA and with counterparts at key external stakeholders
       
      
       
         Legally qualified candidates in this role would also be expected to provide legal advice to the case team and where appropriate take responsibility for the preparation of privileged correspondence.
       
     
    
   
  
 
 
 
  
    What you will get from the role:
  
 
 
  
   
    
     
      
       
         Exposure to some of the most fascinating, challenging and rewarding investigations in the UK
       
      
       
         A chance to work with colleagues from across EMO and other parts of the FCA
       
      
       
         Satisfying, worthwhile and responsible work with the opportunity to use your skills in complex situations
       
      
       
         Working in a high-energy and stimulating Division, within a supportive environment with exposure to a range of senior internal and external stakeholders
       
      
       
         The opportunity to help develop junior colleagues and positively contribute to the development of their career
       
     
    
    
    
     
       If you are successful, we will set you up for success. Your manager will work with you to help you meet your professional goals. In your first six months you will attend a three-week investigation foundation course which will ensure, if you are new to investigations or have displayed your investigation or advisory skill set in a different setting, you can apply your skill set successfully in the context of the FCA’s approach to investigations.
     
    
   
  
 
 
 
  
   
     Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.
   
  
  
  
   
     Core benefits that you will receive as standard are:
   
  
  
   
    
     
       25 days holiday per year plus bank holidays
     
    
     
       Private healthcare with Bupa
     
    
     
       A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)
     
    
     
       Life assurance of eight times your basic salary
     
    
     
       Income protection
     
   
  
  
  
   
     We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.
   
  
  
  
   
     The skills and experience you will have
   
  
 
 
 
  
    Minimum criteria
  
  
    We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.
  
 
 
  
   
    
     
      
       
         Demonstrable significant experience working on complex investigations involving fraud/financial crime litigation within a criminal, civil or regulatory environment
       
      
       
         Experience of working collaboratively and communicating effectively with colleagues and motivating and assisting more junior colleagues, as well as having the ability to work independently and take responsibility for delivering against deadlines and managing operational risks
       
      
       
         Experience of analysing large amounts of information, drawing out key findings and producing formal written reports including making recommendations
       
     
    
   
  
 
 
 
  
    Essential criteria
  
 
 
  
   
    
     
      
        Drive forward and coordinate work on complex investigations involving large volumes of documents/data
      
     
      
        Build and maintain strong and effective relationships with colleagues in other business units and with external bodies
      
     
      
        Work collaboratively and inclusively with colleagues with different perspectives and backgrounds
      
     
      
        Make clear, concise, logical and persuasive oral and written presentations on complex subjects
      
    
   
   
   
    
      We will be hosting three Q&A sessions, this will give you an opportunity to find out more about the roles, please see Teams links below
    
    
      Tuesday 6th August – 12:00-13:00 - WUBI/RRI Campaign - Q&A Session
    
    
     
       Join the meeting now
     
    
    
      Meeting ID: 395 179 353 814
    
    
      Passcode: mNGJAY
    
    
    
      Wednesday 21st August – 12:00-13:00 – WUBI/RRI Campaign – Q&A Session
    
    
     
       Join the meeting now
     
    
    
      Meeting ID: 364 005 650 684
    
    
      Passcode: Hpj46y
    
    
    
      Monday 2nd September – 13:00-14:00 – WUBI/RRI – Q&A Session
    
    
     
       Join the meeting now
     
    
    
      Meeting ID: 320 422 933 883
    
    
      Passcode: E2dmpt
    
    
    
      About the FCA
    
   
  
 
 
  
   
     The FCA regulates the conduct of nearly 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be found 
    
     here.
    
   
  
 
 
 
  
    The FCA's Values & Diversity
  
 
 
  
    Our ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.
  
 
 
 
  
    The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Senior Associate role.
  
 
 
 
  
    Flexible working
  
  
    We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.
  
 
 
  
    Multi-location
  
  
    As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.
  
 
 
 
  
    Useful information
  
 
 
  
   
    
      Applications for this role close at 23:59 on the 8th September 2024
    
   
    
      This role is graded as Senior Associate - Regulatory / Practising legal
    
  
 
 
 
  
    Got a question?
  
 
 
  
    If you are interested in learning more about the role please contact:
  
 
 
  
    For internal applicants, please contact Michael Wood, 
   
    michael.wood@fca.org.uk
   
  
 
 
  
    For external applicants, please contact Asha Gladis, 
   
    asha.gladis@fca.org.u
   k
  
 
 
 
  
    What to expect from our interview process
  
  
   
    
      This will consist of a one stage process involving a case study and a one hour technical and competency based interview.
    
   
  
  
   
     Application support
   
   
    
      We want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.
    
   
   
   
    
      If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.
    
   
  
 


Senior Investigator - Financial Conduct Authority (FCA)

Financial Conduct Authority

Senior Investigator

You should have strong analytical skills, experience in financial regulation, excellent communication abilities, and a proven track record of leading investigations in a relevant field.

You will conduct in-depth investigations into financial misconduct, analyze data, gather evidence, and prepare reports to support regulatory actions and ensure compliance with financial regulations.

<div>
 <div>
  <div>
   Lead Investigator
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> The current salary range is £57,600 to £79,800 (Regulatory) and £66,200 to £88,000 (Practising Legal)
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> The FCA’s Enforcement and Market Oversight (EMO) is recruiting for investigators (including Lawyers and Accountants) at Lead Associate level. There are vacancies in each of the EMO investigation departments; Retail and Regulatory, Wholesale and Unauthorised Business.
  </div>
 </div>
 <div></div>
 <div>
  <div>
    About Enforcement &amp; Market Oversight (EMO)
  </div>
 </div>
 <div>
  <div>
    EMO investigates misconduct in financial services that impacts UK consumers and the financial markets. We bring regulatory, civil and criminal cases against firms and individuals to punish wrongdoers, deter others from wrongdoing and change behaviours. Effective, fair and impactful enforcement is critical to the success of the FCA.
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> The FCA receives reports from many different sources that indicate potential misconduct and we are continually presented with challenging and intellectually stimulating cases. Our cases involve critical issues that matters to consumers and market participants and attract large scale media attention. Our work covers a diverse range of issues including fraudulent conduct, systems and control and corporate governance failings, market abuse and product mis-selling.
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <br> Working in EMO at the FCA is a great career option if you have a strong sense of public duty and are motivated to do the right thing and make a positive difference to the lives of consumers and the UK financial market generally.
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <div>
    <div>
     <div>
       The team / departments
     </div>
    </div>
   </div>
   <div>
    <div>
     <div>
       Retail and Regulatory Investigations (RRI)
     </div>
    </div>
    <div>
     <div>
       RRI investigates potential misconduct by regulated firms, and individuals working within those firms, involved in retail banking, stockbroking, asset management, mortgage broking and lending, insurance intermediation, financial advice, consumer credit and payment services. We take action against firms that sell unsuitable products or services to consumers, mishandle client money and assets, or have governance and systemic issues. We also investigate financial crime matters including fraud and misconduct related to AML systems and controls.
     </div>
    </div>
    <div></div>
    <div>
     <div>
       Wholesale
     </div>
    </div>
    <div>
     <div>
       The Wholesale department ensures that suspected wrongdoing in the wholesale financial markets is investigated and where serious misconduct by firms and/or individuals is identified they are held to account. Our investigation teams undertake criminal, civil, and regulatory investigations spanning insider dealing, market manipulation, misleading statements by listed companies and systems and controls failings.
     </div>
    </div>
    <div></div>
    <div>
     <div>
       Unauthorised Business Department (UBD)
     </div>
    </div>
    <div>
     <div>
       UBD investigates firms that are not authorised by the FCA but are carrying out activities that require authorisation. Unauthorised firms pose a significant risk to consumers – UBD has civil and criminal powers to tackle these firms and protect consumers. UBD cases typically involve high-loss investment/Ponzi type frauds, illegal trading schemes and boiler room operations.
     </div>
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <div>
    <br> What you will be doing (the role)
   </div>
   <div>
    <div>
     <div>
       Lead Associates are senior members of our case teams and play a vital role throughout the wider department. As a Lead Associate;
     </div>
    </div>
    <div>
     <ul>
      <li>
       <div>
         You will play a leading role in the largest most serious and complex investigations across EMO and be accountable for and regularly report on progress internally and manage your own cases
       </div></li>
      <li>
       <div>
         You will be involved in all aspects of investigations from strategic planning, delegating tasks within the team, obtaining evidence using appropriate powers, drafting and reviewing all forms of documents, leading interviews of subjects and witnesses, analysing evidence and making judgements and recommendations throughout the lifetime of an investigation
       </div></li>
      <li>
       <div>
         You will have direct line management and mentoring responsibility for junior colleagues and will be a role model within your team, always willing to share your knowledge and expertise
       </div></li>
      <li>
       <div>
         You will lead on Departmental or Divisional Corporate Projects which are designed to support and improve our processes and systems and the way that we work
       </div></li>
      <li>
       <div>
         You will build and maintain effective working relationships with senior colleagues in other areas within the FCA and with counterparts and key external stakeholders as well as supporting your case team manager and have opportunities to deputise for them
       </div></li>
      <li>
       <div>
         Legally qualified candidates in this role would also be expected to provide legal advice to the case team and where appropriate take responsibility for the preparation of privileged correspondence
       </div></li>
     </ul>
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <br> What you will get from the role:
 </div>
 <div>
  <div>
   <div>
    <div>
     <ul>
      <li>
       <div>
         Exposure to some of the most fascinating, challenging and rewarding investigations in the UK
       </div></li>
      <li>
       <div>
         A chance to work with colleagues from across EMO and other parts of the FCA with exposure to a range of senior internal and external stakeholders
       </div></li>
      <li>
       <div>
         Satisfying, worthwhile and responsible work with the opportunity to use your skills in complex situations
       </div></li>
      <li>
       <div>
         Working in a high-energy and stimulating Division, within a supportive environment
       </div></li>
      <li>
       <div>
         The opportunity to help develop junior colleagues and positively contribute to the development of their career
       </div></li>
     </ul>
    </div>
    <div></div>
    <div>
     <div>
      <br> If you are successful, we will set you up for success. Your manager will work with you to help you meet your professional goals. In your first six months you will attend a three-week investigators foundation course which will ensure, if you have displayed your investigation or advisory skill set in a different setting, you can apply your skill set successfully in the context of the FCA’s approach to investigations.
     </div>
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <div>
    <br> Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.
   </div>
  </div>
  <div></div>
  <div>
   <div>
    <br> Core benefits that you will receive as standard are:
   </div>
  </div>
  <div>
   <ul>
    <li>
     <div>
       25 days holiday per year plus bank holidays
     </div></li>
    <li>
     <div>
       Private healthcare with Bupa
     </div></li>
    <li>
     <div>
       A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)
     </div></li>
    <li>
     <div>
       Life assurance of eight times your basic salary
     </div></li>
    <li>
     <div>
       Income protection
     </div></li>
   </ul>
  </div>
  <div></div>
  <div>
   <div>
    <br> We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.
   </div>
  </div>
  <div></div>
  <div>
   <div>
    <br> The skills and experience you will have
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <i> Minimum criteria</i>
  </div>
 </div>
 <div>
  <div>
    We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.
  </div>
 </div>
 <div>
  <div>
   <div>
    <div>
     <ul>
      <li>
       <div>
         Demonstrable significant ability leading on aspects of highly complex investigations or litigation within a criminal, civil or regulatory environment with the ability to line manage, direct the work of and coach colleagues, monitoring their progress against deadlines and managing operational risks
       </div></li>
      <li>
       <div>
         Ability to analyse large amounts of information, drawing out key findings and producing formal written reports including making recommendations
       </div></li>
      <li>
       <div>
         For Lawyer applicants you must hold a valid practising certificate issued by the Solicitors Regulation Authority for England and Wales (if a solicitor), or the General Council of the Bar for England and Wales (if a barrister) (or a similar internationally recognised qualification).
       </div></li>
     </ul>
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <i><br> Essential criteria</i>
  </div>
 </div>
 <div>
  <div>
   <div>
    <ul>
     <li>
      <div>
        Manage and drive forward complex investigations involving large volumes of documents/data
      </div></li>
     <li>
      <div>
        Develop, motivate and coach more junior colleagues
      </div></li>
     <li>
      <div>
        Build and maintain strong and effective relationships with colleagues in other business units and with external bodies
      </div></li>
     <li>
      <div>
        Work collaboratively and inclusively with colleagues with different perspectives and backgrounds
      </div></li>
     <li>
      <div>
        Make clear, concise, logical and persuasive oral and written presentations on complex subjects
      </div></li>
    </ul>
   </div>
   <div></div>
   <div>
    <div>
     <br> We will be hosting three Q&amp;A sessions, this will give you an opportunity to find out more about the roles, please see Teams links below
    </div>
    <div>
      Tuesday 6th August – 12:00-13:00 - WUBI/RRI Campaign - Q&amp;A Session
    </div>
    <div>
     <div>
       Join the meeting now
     </div>
    </div>
    <div>
      Meeting ID: 395 179 353 814
    </div>
    <div>
      Passcode: mNGJAY
    </div>
    <div></div>
    <div>
      Wednesday 21st August – 12:00-13:00 – WUBI/RRI Campaign – Q&amp;A Session
    </div>
    <div>
     <div>
       Join the meeting now
     </div>
    </div>
    <div>
      Meeting ID: 364 005 650 684
    </div>
    <div>
      Passcode: Hpj46y
    </div>
    <div></div>
    <div>
      Monday 2nd September – 13:00-14:00 – WUBI/RRI – Q&amp;A Session
    </div>
    <div>
     <div>
       Join the meeting now
     </div>
    </div>
    <div>
      Meeting ID: 320 422 933 883
    </div>
    <div>
      Passcode: E2dmpt
    </div>
    <div></div>
    <div>
      About the FCA
    </div>
    <div>
     <div>
       The FCA regulates the conduct of nearly 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be found 
      <div>
       here.
      </div>
     </div>
    </div>
   </div>
  </div>
 </div>
 <div></div>
 <div>
  <div>
   <div>
     The FCA's Values &amp; Diversity
   </div>
  </div>
  <div>
   <div>
     Our ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.
   </div>
  </div>
  <div></div>
  <div>
   <div>
    <br> The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Lead Associate role.
   </div>
  </div>
  <div></div>
  <div>
   <br> Flexible working
  </div>
  <div>
    We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.
  </div>
  <div>
   <div>
    <br> Multi-location
   </div>
   <div>
     As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.
   </div>
  </div>
  <div></div>
  <div>
   <br> Useful information
  </div>
 </div>
 <div>
  <div>
   <ul>
    <li>
     <div>
       Applications for this role close at 23:59 on the 8th September 2024
     </div></li>
    <li>
     <div>
       This role is graded as Lead Associate - Regulatory / Practising legal
     </div></li>
   </ul>
  </div>
  <div></div>
  <div>
   <div>
    <br> Got a question?
   </div>
  </div>
  <div>
   <div>
     If you are interested in learning more about the role please contact:
   </div>
  </div>
  <div>
   <div>
     For internal applicants, please contact Michael Wood, 
    <div>
     michael.wood@fca.org.uk
    </div>
   </div>
  </div>
  <div>
   <div>
     For external applicants, please contact Asha Gladis, 
    <div>
     asha.gladis@fca.org.uk
    </div>
   </div>
  </div>
  <div></div>
  <div>
   <div>
    <br> What to expect from our interview process
   </div>
  </div>
  <div>
   <div>
     This will consist of a one stage process involving a case study and a one hour technical and competency based interview.
   </div>
  </div>
 </div>
 <div>
  <div>
   <br> Application support
  </div>
  <div>
   <div>
     We want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.
   </div>
  </div>
  <div></div>
  <div>
   <div>
    <br> If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.
   </div>
  </div>
 </div>
</div>


 
  
   Lead Investigator
  
 
 
 
  
    The current salary range is £57,600 to £79,800 (Regulatory) and £66,200 to £88,000 (Practising Legal)
  
 
 
 
  
    The FCA’s Enforcement and Market Oversight (EMO) is recruiting for investigators (including Lawyers and Accountants) at Lead Associate level. There are vacancies in each of the EMO investigation departments; Retail and Regulatory, Wholesale and Unauthorised Business.
  
 
 
 
  
    About Enforcement & Market Oversight (EMO)
  
 
 
  
    EMO investigates misconduct in financial services that impacts UK consumers and the financial markets. We bring regulatory, civil and criminal cases against firms and individuals to punish wrongdoers, deter others from wrongdoing and change behaviours. Effective, fair and impactful enforcement is critical to the success of the FCA.
  
 
 
 
  
    The FCA receives reports from many different sources that indicate potential misconduct and we are continually presented with challenging and intellectually stimulating cases. Our cases involve critical issues that matters to consumers and market participants and attract large scale media attention. Our work covers a diverse range of issues including fraudulent conduct, systems and control and corporate governance failings, market abuse and product mis-selling.
  
 
 
 
  
    Working in EMO at the FCA is a great career option if you have a strong sense of public duty and are motivated to do the right thing and make a positive difference to the lives of consumers and the UK financial market generally.
  
 
 
 
  
   
    
     
       The team / departments
     
    
   
   
    
     
       Retail and Regulatory Investigations (RRI)
     
    
    
     
       RRI investigates potential misconduct by regulated firms, and individuals working within those firms, involved in retail banking, stockbroking, asset management, mortgage broking and lending, insurance intermediation, financial advice, consumer credit and payment services. We take action against firms that sell unsuitable products or services to consumers, mishandle client money and assets, or have governance and systemic issues. We also investigate financial crime matters including fraud and misconduct related to AML systems and controls.
     
    
    
    
     
       Wholesale
     
    
    
     
       The Wholesale department ensures that suspected wrongdoing in the wholesale financial markets is investigated and where serious misconduct by firms and/or individuals is identified they are held to account. Our investigation teams undertake criminal, civil, and regulatory investigations spanning insider dealing, market manipulation, misleading statements by listed companies and systems and controls failings.
     
    
    
    
     
       Unauthorised Business Department (UBD)
     
    
    
     
       UBD investigates firms that are not authorised by the FCA but are carrying out activities that require authorisation. Unauthorised firms pose a significant risk to consumers – UBD has civil and criminal powers to tackle these firms and protect consumers. UBD cases typically involve high-loss investment/Ponzi type frauds, illegal trading schemes and boiler room operations.
     
    
   
  
 
 
 
  
   
     What you will be doing (the role)
   
   
    
     
       Lead Associates are senior members of our case teams and play a vital role throughout the wider department. As a Lead Associate;
     
    
    
     
      
       
         You will play a leading role in the largest most serious and complex investigations across EMO and be accountable for and regularly report on progress internally and manage your own cases
       
      
       
         You will be involved in all aspects of investigations from strategic planning, delegating tasks within the team, obtaining evidence using appropriate powers, drafting and reviewing all forms of documents, leading interviews of subjects and witnesses, analysing evidence and making judgements and recommendations throughout the lifetime of an investigation
       
      
       
         You will have direct line management and mentoring responsibility for junior colleagues and will be a role model within your team, always willing to share your knowledge and expertise
       
      
       
         You will lead on Departmental or Divisional Corporate Projects which are designed to support and improve our processes and systems and the way that we work
       
      
       
         You will build and maintain effective working relationships with senior colleagues in other areas within the FCA and with counterparts and key external stakeholders as well as supporting your case team manager and have opportunities to deputise for them
       
      
       
         Legally qualified candidates in this role would also be expected to provide legal advice to the case team and where appropriate take responsibility for the preparation of privileged correspondence
       
     
    
   
  
 
 
 
   What you will get from the role:
 
 
  
   
    
     
      
       
         Exposure to some of the most fascinating, challenging and rewarding investigations in the UK
       
      
       
         A chance to work with colleagues from across EMO and other parts of the FCA with exposure to a range of senior internal and external stakeholders
       
      
       
         Satisfying, worthwhile and responsible work with the opportunity to use your skills in complex situations
       
      
       
         Working in a high-energy and stimulating Division, within a supportive environment
       
      
       
         The opportunity to help develop junior colleagues and positively contribute to the development of their career
       
     
    
    
    
     
       If you are successful, we will set you up for success. Your manager will work with you to help you meet your professional goals. In your first six months you will attend a three-week investigators foundation course which will ensure, if you have displayed your investigation or advisory skill set in a different setting, you can apply your skill set successfully in the context of the FCA’s approach to investigations.
     
    
   
  
 
 
 
  
   
     Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.
   
  
  
  
   
     Core benefits that you will receive as standard are:
   
  
  
   
    
     
       25 days holiday per year plus bank holidays
     
    
     
       Private healthcare with Bupa
     
    
     
       A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)
     
    
     
       Life assurance of eight times your basic salary
     
    
     
       Income protection
     
   
  
  
  
   
     We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.
   
  
  
  
   
     The skills and experience you will have
   
  
 
 
 
  
    Minimum criteria
  
 
 
  
    We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.
  
 
 
  
   
    
     
      
       
         Demonstrable significant ability leading on aspects of highly complex investigations or litigation within a criminal, civil or regulatory environment with the ability to line manage, direct the work of and coach colleagues, monitoring their progress against deadlines and managing operational risks
       
      
       
         Ability to analyse large amounts of information, drawing out key findings and producing formal written reports including making recommendations
       
      
       
         For Lawyer applicants you must hold a valid practising certificate issued by the Solicitors Regulation Authority for England and Wales (if a solicitor), or the General Council of the Bar for England and Wales (if a barrister) (or a similar internationally recognised qualification).
       
     
    
   
  
 
 
 
  
    Essential criteria
  
 
 
  
   
    
     
      
        Manage and drive forward complex investigations involving large volumes of documents/data
      
     
      
        Develop, motivate and coach more junior colleagues
      
     
      
        Build and maintain strong and effective relationships with colleagues in other business units and with external bodies
      
     
      
        Work collaboratively and inclusively with colleagues with different perspectives and backgrounds
      
     
      
        Make clear, concise, logical and persuasive oral and written presentations on complex subjects
      
    
   
   
   
    
      We will be hosting three Q&A sessions, this will give you an opportunity to find out more about the roles, please see Teams links below
    
    
      Tuesday 6th August – 12:00-13:00 - WUBI/RRI Campaign - Q&A Session
    
    
     
       Join the meeting now
     
    
    
      Meeting ID: 395 179 353 814
    
    
      Passcode: mNGJAY
    
    
    
      Wednesday 21st August – 12:00-13:00 – WUBI/RRI Campaign – Q&A Session
    
    
     
       Join the meeting now
     
    
    
      Meeting ID: 364 005 650 684
    
    
      Passcode: Hpj46y
    
    
    
      Monday 2nd September – 13:00-14:00 – WUBI/RRI – Q&A Session
    
    
     
       Join the meeting now
     
    
    
      Meeting ID: 320 422 933 883
    
    
      Passcode: E2dmpt
    
    
    
      About the FCA
    
    
     
       The FCA regulates the conduct of nearly 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be found 
      
       here.
      
     
    
   
  
 
 
 
  
   
     The FCA's Values & Diversity
   
  
  
   
     Our ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.
   
  
  
  
   
     The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Lead Associate role.
   
  
  
  
    Flexible working
  
  
    We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.
  
  
   
     Multi-location
   
   
     As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.
   
  
  
  
    Useful information
  
 
 
  
   
    
     
       Applications for this role close at 23:59 on the 8th September 2024
     
    
     
       This role is graded as Lead Associate - Regulatory / Practising legal
     
   
  
  
  
   
     Got a question?
   
  
  
   
     If you are interested in learning more about the role please contact:
   
  
  
   
     For internal applicants, please contact Michael Wood, 
    
     michael.wood@fca.org.uk
    
   
  
  
   
     For external applicants, please contact Asha Gladis, 
    
     asha.gladis@fca.org.uk
    
   
  
  
  
   
     What to expect from our interview process
   
  
  
   
     This will consist of a one stage process involving a case study and a one hour technical and competency based interview.
   
  
 
 
  
    Application support
  
  
   
     We want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.
   
  
  
  
   
     If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.
   
  
 


Lead Investigator - Financial Conduct Authority (FCA)

Lead Investigator

You must be a qualified lawyer with at least 7 years' PQE, possess strong analytical and problem-solving skills, and demonstrate effective teamwork and relationship-building abilities.

You will provide legal advice, engage with internal and external stakeholders, contribute to policy development, draft rules, and handle complex legal issues in financial regulation.

Legal

Edinburgh

<p>Payment and E-Money Lawyer</p><p>Salary: National ranging from £66,200 to £99,200 and London from £72,800 to £109,100</p><p>Are you interested in joining a team of lawyers at the heart of the UK payment regulation?</p><p>The team/department</p><p>The Payments and Electronic Money Team leads on the provision of legal advice on all aspects of the regulation of payment services and e-money issuance regulation in the UK other than enforcement cases. Examples of policy projects to which the team makes a key contribution include:</p><ul><li>The protection of consumers against authorised push payment fraud</li><li>The application of the consumer duty to payment services</li><li>Support for the development of open banking and innovative fin tech business models in the payment services sector</li><li>The regulation of cryptoassets used for payment purposes (stablecoins)</li><li>The smarter regulatory framework of payments regulation, including the design of a new regime for safeguarding client money</li></ul><p>The team plays a central role supporting the authorisation and supervision of payment and electronic money institutions, including providing advice on the perimeter of payment services regulation and on the exercise of the FCA’s investigatory and supervisory powers, including in relation to firms in the payments special administration regime or another insolvency process.</p><p>There are seven other lawyers in the team, including the manager. There are 16 lawyers in the retail banking, competition, payments and electronic money “hub” and (together with the two consumer credit and mortgages teams that also sit in the Department) 33 lawyers in the Department altogether.</p><p>The team is one of two teams that collectively form a retail banking, competition, payments and electronic money “hub” in the Department, which also advises on matters such as competition law, transfers of banking business, cash savings and the protection of access to cash, and the role offers opportunities to work on matters across the hub.</p><p>What you will be doing</p><ul><li>Providing practical and impactful legal advice to the FCA in a fast paced and dynamic environment</li><li>Interact with colleagues across the FCA and with government departments and bodies and other organisations engaged in financial services such as the Bank of England and HM Treasury on exciting and pioneering projects</li><li>Be fully involved in the FCA’s policy development, and to draft rules and guidance in the FCA Handbook</li></ul><p>What you will get from the role</p><ul><li>Acquire broad experience of payment services regulation, of how a regulator works and of how law and regulation is made</li><li>Work at the forefront of financial regulation and consumer protection, taking responsibility for a range of matters including those that involve difficult, complex and often high-profile legal issues</li><li>Work with a team of highly motivated and knowledgeable lawyers</li><li>Work in a diverse, inclusive and supportive environment</li></ul><p>Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.</p><p>Core benefits that you will receive as standard are:</p><ul><li>25 days holiday per year plus bank holidays</li><li>Private healthcare with Bupa</li><li>A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)</li><li>Life assurance of eight times your basic salary</li><li>Income protection</li></ul><p>We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.</p><p>The skills and experience you will have</p><p>Minimum</p><p>We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.</p><ul><li>Applicants must be a qualified Lawyer (solicitor, barrister or Chartered Legal Executive): we would normally expect applicants to have at least 7 years’ relevant PQE (in house, public sector or private practice) or equivalent experience</li></ul><p>Essential</p><ul><li>All applicants must be able to demonstrate an ability, or evidence their potential, to perform the skills and behaviours described below in a way that is in accordance with FCA values</li><li>Strong analytical skills and the ability to deliver good and clear analysis of issues</li><li>Ability to pick up and work independently on novel and complex legal issues quickly and with enthusiasm</li><li>Ability to create solutions and deliver pragmatic outcome-focused judgments</li><li>Ability to advise in a confident and reasoned manner both in writing and orally, and to challenge appropriately</li><li>Ability to work effectively in a team, and to build and sustain positive relationships across the Legal Division and wider FCA, and with any relevant external stakeholders.</li></ul><p>Applicants for the role must also demonstrate appropriate knowledge and experience of advising on the regulation of payment services or electronic money (gained in-house at a firm providing payment services, in private practice, or in a Government department or other regulatory or public body).</p><p>About the FCA</p><p>The FCA regulates the conduct of 50,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be found</p><p>here.</p><p>The FCA's Values &amp; Diversity</p><p>Our ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.</p><p>The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Lead Associate role.</p><p>Flexible working We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.</p><p>Multi-location As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.</p><p>Useful information</p><p>Applications for this role close at 23.59 on the 15th August 2024</p><p>This role is graded at Lead Associate.</p><p>Got a question?</p><p>If you are interested in learning more about the role please contact:</p><p>For internal applicants, please contact Katie Ayling on</p><p>katie.ayling@fca.org.uk</p><p>For external applicants, please contact Chhavi Bartaria on</p><p>chhavi.bartaria@fca.org.uk</p><p>What to expect from our interview process</p><p>Applications are on-line and submitted through the FCA Careers Portal your CV and answer to the following question:</p><p>Question:</p><p>Give an example of a time when you have effectively managed or delivered a complex piece of legal work.</p><p>The CV should be a maximum of 3 A4 pages and each answer must be a maximum of 300 words.</p><p>Application support</p><p>We want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.</p><p>If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.</p>

Payment and E-Money LawyerSalary: National ranging from £66,200 to £99,200 and London from £72,800 to £109,100Are you interested in joining a team of lawyers at the heart of the UK payment regulation?The team/departmentThe Payments and Electronic Money Team leads on the provision of legal advice on all aspects of the regulation of payment services and e-money issuance regulation in the UK other than enforcement cases. Examples of policy projects to which the team makes a key contribution include:The protection of consumers against authorised push payment fraudThe application of the consumer duty to payment servicesSupport for the development of open banking and innovative fin tech business models in the payment services sectorThe regulation of cryptoassets used for payment purposes (stablecoins)The smarter regulatory framework of payments regulation, including the design of a new regime for safeguarding client moneyThe team plays a central role supporting the authorisation and supervision of payment and electronic money institutions, including providing advice on the perimeter of payment services regulation and on the exercise of the FCA’s investigatory and supervisory powers, including in relation to firms in the payments special administration regime or another insolvency process.There are seven other lawyers in the team, including the manager. There are 16 lawyers in the retail banking, competition, payments and electronic money “hub” and (together with the two consumer credit and mortgages teams that also sit in the Department) 33 lawyers in the Department altogether.The team is one of two teams that collectively form a retail banking, competition, payments and electronic money “hub” in the Department, which also advises on matters such as competition law, transfers of banking business, cash savings and the protection of access to cash, and the role offers opportunities to work on matters across the hub.What you will be doingProviding practical and impactful legal advice to the FCA in a fast paced and dynamic environmentInteract with colleagues across the FCA and with government departments and bodies and other organisations engaged in financial services such as the Bank of England and HM Treasury on exciting and pioneering projectsBe fully involved in the FCA’s policy development, and to draft rules and guidance in the FCA HandbookWhat you will get from the roleAcquire broad experience of payment services regulation, of how a regulator works and of how law and regulation is madeWork at the forefront of financial regulation and consumer protection, taking responsibility for a range of matters including those that involve difficult, complex and often high-profile legal issuesWork with a team of highly motivated and knowledgeable lawyersWork in a diverse, inclusive and supportive environmentOur competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.Core benefits that you will receive as standard are:25 days holiday per year plus bank holidaysPrivate healthcare with BupaA non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)Life assurance of eight times your basic salaryIncome protectionWe support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.The skills and experience you will haveMinimumWe are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.Applicants must be a qualified Lawyer (solicitor, barrister or Chartered Legal Executive): we would normally expect applicants to have at least 7 years’ relevant PQE (in house, public sector or private practice) or equivalent experienceEssentialAll applicants must be able to demonstrate an ability, or evidence their potential, to perform the skills and behaviours described below in a way that is in accordance with FCA valuesStrong analytical skills and the ability to deliver good and clear analysis of issuesAbility to pick up and work independently on novel and complex legal issues quickly and with enthusiasmAbility to create solutions and deliver pragmatic outcome-focused judgmentsAbility to advise in a confident and reasoned manner both in writing and orally, and to challenge appropriatelyAbility to work effectively in a team, and to build and sustain positive relationships across the Legal Division and wider FCA, and with any relevant external stakeholders.Applicants for the role must also demonstrate appropriate knowledge and experience of advising on the regulation of payment services or electronic money (gained in-house at a firm providing payment services, in private practice, or in a Government department or other regulatory or public body).About the FCAThe FCA regulates the conduct of 50,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be foundhere.The FCA's Values & DiversityOur ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Lead Associate role.Flexible working We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.Multi-location As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.Useful informationApplications for this role close at 23.59 on the 15th August 2024This role is graded at Lead Associate.Got a question?If you are interested in learning more about the role please contact:For internal applicants, please contact Katie Ayling onkatie.ayling@fca.org.ukFor external applicants, please contact Chhavi Bartaria onchhavi.bartaria@fca.org.ukWhat to expect from our interview processApplications are on-line and submitted through the FCA Careers Portal your CV and answer to the following question:Question:Give an example of a time when you have effectively managed or delivered a complex piece of legal work.The CV should be a maximum of 3 A4 pages and each answer must be a maximum of 300 words.Application supportWe want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.

Payment and E-Money Lawyer - Financial Conduct Authority (FCA)

<div>
 <div>
  Payment and E-Money Lawyer
 </div>
 <div></div>
 <div>
   Salary: National ranging from £66,200 to £99,200 and London from £72,800 to £109,100
 </div>
 <div></div>
 <div>
   Are you interested in joining a team of lawyers at the heart of the UK payment regulation?
 </div>
 <div></div>
 <div>
   The team/department
 </div>
 <div>
   The Payments and Electronic Money Team leads on the provision of legal advice on all aspects of the regulation of payment services and e-money issuance regulation in the UK other than enforcement cases. Examples of policy projects to which the team makes a key contribution include:
 </div>
 <ul>
  <li>
   <div>
     The protection of consumers against authorised push payment fraud
   </div></li>
  <li>
   <div>
     The application of the consumer duty to payment services
   </div></li>
  <li>
   <div>
     Support for the development of open banking and innovative fin tech business models in the payment services sector
   </div></li>
  <li>
   <div>
     The regulation of cryptoassets used for payment purposes (stablecoins)
   </div></li>
  <li>
   <div>
     The smarter regulatory framework of payments regulation, including the design of a new regime for safeguarding client money
   </div></li>
 </ul>
 <div></div>
 <div>
   The team plays a central role supporting the authorisation and supervision of payment and electronic money institutions, including providing advice on the perimeter of payment services regulation and on the exercise of the FCA’s investigatory and supervisory powers, including in relation to firms in the payments special administration regime or another insolvency process.
 </div>
 <div></div>
 <div>
   There are seven other lawyers in the team, including the manager. There are 16 lawyers in the retail banking, competition, payments and electronic money “hub” and (together with the two consumer credit and mortgages teams that also sit in the Department) 33 lawyers in the Department altogether.
 </div>
 <div></div>
 <div>
   The team is one of two teams that collectively form a retail banking, competition, payments and electronic money “hub” in the Department, which also advises on matters such as competition law, transfers of banking business, cash savings and the protection of access to cash, and the role offers opportunities to work on matters across the hub.
 </div>
 <div></div>
 <div>
   What you will be doing
 </div>
 <ul>
  <li>
   <div>
     Providing practical and impactful legal advice to the FCA in a fast paced and dynamic environment
   </div></li>
  <li>
   <div>
     Interact with colleagues across the FCA and with government departments and bodies and other organisations engaged in financial services such as the Bank of England and HM Treasury on exciting and pioneering projects
   </div></li>
  <li>
   <div>
     Be fully involved in the FCA’s policy development, and to draft rules and guidance in the FCA Handbook
   </div></li>
 </ul>
 <div></div>
 <div>
   What you will get from the role
 </div>
 <ul>
  <li>
   <div>
     Acquire broad experience of payment services regulation, of how a regulator works and of how law and regulation is made
   </div></li>
  <li>
   <div>
     Work at the forefront of financial regulation and consumer protection, taking responsibility for a range of matters including those that involve difficult, complex and often high-profile legal issues
   </div></li>
  <li>
   <div>
     Work with a team of highly motivated and knowledgeable lawyers
   </div></li>
  <li>
   <div>
     Work in a diverse, inclusive and supportive environment
   </div></li>
 </ul>
 <div></div>
 <div>
   Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.
 </div>
 <div></div>
 <div>
   Core benefits that you will receive as standard are:
 </div>
 <ul>
  <li>
   <div>
     25 days holiday per year plus bank holidays
   </div></li>
  <li>
   <div>
     Private healthcare with Bupa
   </div></li>
  <li>
   <div>
     A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)
   </div></li>
  <li>
   <div>
     Life assurance of eight times your basic salary
   </div></li>
  <li>
   <div>
     Income protection
   </div></li>
 </ul>
 <div></div>
 <div>
   We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.
 </div>
 <div></div>
 <div>
   The skills and experience you will have
 </div>
 <div>
   Minimum
 </div>
 <div>
   We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.
 </div>
 <ul>
  <li>
   <div>
     Applicants must be a qualified Lawyer (solicitor, barrister or Chartered Legal Executive): we would normally expect applicants to have at least 7 years’ relevant PQE (in house, public sector or private practice) or equivalent experience
   </div></li>
 </ul>
 <div></div>
 <div>
   Essential
 </div>
 <ul>
  <li>
   <div>
     All applicants must be able to demonstrate an ability, or evidence their potential, to perform the skills and behaviours described below in a way that is in accordance with FCA values
   </div></li>
  <li>
   <div>
     Strong analytical skills and the ability to deliver good and clear analysis of issues
   </div></li>
  <li>
   <div>
     Ability to pick up and work independently on novel and complex legal issues quickly and with enthusiasm
   </div></li>
  <li>
   <div>
     Ability to create solutions and deliver pragmatic outcome-focused judgments
   </div></li>
  <li>
   <div>
     Ability to advise in a confident and reasoned manner both in writing and orally, and to challenge appropriately
   </div></li>
  <li>
   <div>
     Ability to work effectively in a team, and to build and sustain positive relationships across the Legal Division and wider FCA, and with any relevant external stakeholders.
   </div></li>
 </ul>
 <div></div>
 <div>
   Applicants for the role must also demonstrate appropriate knowledge and experience of advising on the regulation of payment services or electronic money (gained in-house at a firm providing payment services, in private practice, or in a Government department or other regulatory or public body).
 </div>
 <div></div>
 <div>
   About the FCA
 </div>
 <div>
   The FCA regulates the conduct of 50,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be found 
  <div>
   here.
  </div>
 </div>
 <div></div>
 <div>
   The FCA's Values &amp; Diversity
 </div>
 <div>
   Our ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.
 </div>
 <div></div>
 <div>
   The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Lead Associate role.
 </div>
 <div></div>
 <div>
   Flexible working We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.
 </div>
 <div></div>
 <div>
   Multi-location As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.
 </div>
 <div></div>
 <div>
   Useful information
 </div>
 <div>
   Applications for this role close at 23.59 on the 15th August 2024
 </div>
 <div>
   This role is graded at Lead Associate.
 </div>
 <div></div>
 <div>
   Got a question?
 </div>
 <div>
   If you are interested in learning more about the role please contact:
 </div>
 <div>
   For internal applicants, please contact Katie Ayling on 
  <div>
   katie.ayling@fca.org.uk
  </div>
 </div>
 <div>
   For external applicants, please contact Chhavi Bartaria on
  <div>
    chhavi.bartaria@fca.org.uk
  </div>
 </div>
 <div></div>
 <div>
   What to expect from our interview process
 </div>
 <div>
   Applications are on-line and submitted through the FCA Careers Portal your CV and answer to the following question:
 </div>
 <div></div>
 <div>
   Question:
 </div>
 <div>
   Give an example of a time when you have effectively managed or delivered a complex piece of legal work.
 </div>
 <div></div>
 <div>
   The CV should be a maximum of 3 A4 pages and each answer must be a maximum of 300 words.
 </div>
 <div></div>
 <div>
   Application support
 </div>
 <div>
   We want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.
 </div>
 <div></div>
 <div>
   If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.
 </div>
</div>
<div></div>

Payment and E-Money Lawyer

You must be a qualified lawyer with post-qualification experience in regulatory investigations or complex litigation, strong analytical and communication skills, and a keen interest in international cooperation.

You will manage a small team, oversee legal request handling, build stakeholder relationships, drive key projects, and provide legal guidance on complex international issues.

Edinburg

<p><strong>What you will be doing</strong></p><ul><li>Line-manage a team of two or three associates and senior associates</li><li>As such you will be responsible for all aspects of their performance management, talent and progression at the FCA</li><li>You will train, coach and mentor your team as they develop their legal skills, providing support and identifying and mitigating risks</li><li>Case handlers often handle around 10 or more requests at any one time; you will be expected to ensure that this work is managed and progressed effectively and signing off key decisions for the exercise of legal powers</li><li>Perform an initial review of requests for assistance received from overseas regulators</li><li>Your role is to identify quickly all key legal issues, determine which FCA stakeholders should be made aware of the request, and determine who at the FCA should respond to the request</li><li>Provide meaningful contributions to L&amp;I’s legal know how and guidance documents, and training across the FCA, working together with the manager to ensure that legal risks are appropriately managed and work to become a subject matter expert in agreed areas</li><li>Have overall responsibility for the relationship management of several key international partners and internal stakeholders, building, maintaining, and owning the relationships</li><li>This will involve regular discussions and development of a strategy to foster effective engagement, for example arranging visits and engaging others across the FCA</li><li>Act as representative of Enforcement/Legal Division to senior managers and at international level, where appropriate, to ensure that the FCA’s interests are effectively represented</li><li>This includes, for example, the annual FCA International Enforcement Symposium</li><li>Be a member of the Gateways Expert Group; providing legal advice to EMO on the most challenging legal issues around the disclosure of confidential information and personal data</li><li>Have responsibility for independently driving forward multiple key projects as identified with the L&amp;I manager</li><li>These are likely to involve complex legal issues and could include: development of effective international engagement around a specific issue (e.g., cryptocurrencies); targeted improvement of processes within L&amp;I; or working with International to develop relevant international strategies for the FCA</li></ul><p><strong>What you will get from the role:</strong></p><ul><li>Play a key part in the development of the FCA’s international cooperation agenda at a crucial time for the organisation</li><li>Support the vital assistance that L&amp;I provides to overseas regulators and the FCA in helping to tackle financial misconduct, which will make a real difference to industry behaviour, assisting the FCA in protecting consumers, tackling financial crime and maintaining market confidence</li><li>Tackle challenging international and domestic legal issues on a regular basis</li><li>Present to and persuade the most senior levels of Enforcement, Legal Division, FCA management and international counterparts</li><li>Work with a wide variety of external stakeholders, including overseas regulators and international bodies</li></ul><p>Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.</p><p><strong> Core benefits that you will receive as standard are:</strong></p><ul><li>25 days holiday per year plus bank holidays</li><li>Private healthcare with Bupa</li><li>A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)</li><li>Life assurance of eight times your basic salary</li><li>Income protection</li></ul><p><strong>The skills and experience you will have</strong></p><p><strong>Minimum:</strong></p><p><em> We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.</em></p><ul><li>UK (or foreign equivalent) qualified lawyer</li><li>Post-qualification experience in any of the following areas: contentious financial services or other regulatory investigations or proceedings; large scale, complex litigation or arbitration experience; international cooperation; complex international investigations</li></ul><p><strong>Essential:</strong></p><ul><li>Ability to analyse complex evidence to make legal judgements</li><li>Ability to apply sound principled legal and evidential analysis to novel situations</li><li>Ability to think strategically, proactively identifying what needs to be done and exercising judgement to make and enact decisions</li><li>Taking responsibility for making timely decisions based on relevant analysis</li><li>Strong relationship management skills to build and maintain effective working relationships with colleagues and external bodies</li><li>Robust, self-motivated and a good team player</li><li>Ability to work well under pressure and to deadlines</li><li>Strong communication skills in order to present the outcome of analysis clearly and effectively, orally and in writing</li><li>Real interest in international work and cross-border cooperation</li></ul><p>About the FCA</p><p>The FCA regulates the conduct of nearly 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be found</p><p>here.</p><p>The FCA's Values &amp; Diversity</p><p>Our ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.</p><p>The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Lead Associate role.</p><p>Flexible working</p><p>We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.</p><p><br></p><p>Multi-location</p><p>As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.</p><p>Useful information</p><ul><li>Applications for this role close at 23.59 on 8th August 2024</li><li>This role is graded as Lead Associate - Practicing Legal</li><li>This role is being recruited on a part-time/job share basis working 3 days a week</li></ul><p><br></p><p>Got a question?</p><p>If you are interested in learning more about the role please contact:</p><p>For internal applicants, please contract Katie Ayling at</p><p><br></p><p>katie.ayling@fca.org.uk</p><p>For external applicants, please contact Chhavi Bartaria at</p><p>chhavi.bartaria@fca.org.uk</p><p><br></p><p>What to expect from our interview process</p><p>If selected you will be invited to complete a technical case study and competency-based interview.</p><p>Application support</p><p>We want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.</p><p><br></p><p>If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.</p>

What you will be doingLine-manage a team of two or three associates and senior associatesAs such you will be responsible for all aspects of their performance management, talent and progression at the FCAYou will train, coach and mentor your team as they develop their legal skills, providing support and identifying and mitigating risksCase handlers often handle around 10 or more requests at any one time; you will be expected to ensure that this work is managed and progressed effectively and signing off key decisions for the exercise of legal powersPerform an initial review of requests for assistance received from overseas regulatorsYour role is to identify quickly all key legal issues, determine which FCA stakeholders should be made aware of the request, and determine who at the FCA should respond to the requestProvide meaningful contributions to L&I’s legal know how and guidance documents, and training across the FCA, working together with the manager to ensure that legal risks are appropriately managed and work to become a subject matter expert in agreed areasHave overall responsibility for the relationship management of several key international partners and internal stakeholders, building, maintaining, and owning the relationshipsThis will involve regular discussions and development of a strategy to foster effective engagement, for example arranging visits and engaging others across the FCAAct as representative of Enforcement/Legal Division to senior managers and at international level, where appropriate, to ensure that the FCA’s interests are effectively representedThis includes, for example, the annual FCA International Enforcement SymposiumBe a member of the Gateways Expert Group; providing legal advice to EMO on the most challenging legal issues around the disclosure of confidential information and personal dataHave responsibility for independently driving forward multiple key projects as identified with the L&I managerThese are likely to involve complex legal issues and could include: development of effective international engagement around a specific issue (e.g., cryptocurrencies); targeted improvement of processes within L&I; or working with International to develop relevant international strategies for the FCAWhat you will get from the role:Play a key part in the development of the FCA’s international cooperation agenda at a crucial time for the organisationSupport the vital assistance that L&I provides to overseas regulators and the FCA in helping to tackle financial misconduct, which will make a real difference to industry behaviour, assisting the FCA in protecting consumers, tackling financial crime and maintaining market confidenceTackle challenging international and domestic legal issues on a regular basisPresent to and persuade the most senior levels of Enforcement, Legal Division, FCA management and international counterpartsWork with a wide variety of external stakeholders, including overseas regulators and international bodiesOur competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash. Core benefits that you will receive as standard are:25 days holiday per year plus bank holidaysPrivate healthcare with BupaA non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)Life assurance of eight times your basic salaryIncome protectionThe skills and experience you will haveMinimum: We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, should they meet the minimum criteria for a role.UK (or foreign equivalent) qualified lawyerPost-qualification experience in any of the following areas: contentious financial services or other regulatory investigations or proceedings; large scale, complex litigation or arbitration experience; international cooperation; complex international investigationsEssential:Ability to analyse complex evidence to make legal judgementsAbility to apply sound principled legal and evidential analysis to novel situationsAbility to think strategically, proactively identifying what needs to be done and exercising judgement to make and enact decisionsTaking responsibility for making timely decisions based on relevant analysisStrong relationship management skills to build and maintain effective working relationships with colleagues and external bodiesRobust, self-motivated and a good team playerAbility to work well under pressure and to deadlinesStrong communication skills in order to present the outcome of analysis clearly and effectively, orally and in writingReal interest in international work and cross-border cooperationAbout the FCAThe FCA regulates the conduct of nearly 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be foundhere.The FCA's Values & DiversityOur ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Lead Associate role.Flexible workingWe welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.Multi-locationAs part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.Useful informationApplications for this role close at 23.59 on 8th August 2024This role is graded as Lead Associate - Practicing LegalThis role is being recruited on a part-time/job share basis working 3 days a weekGot a question?If you are interested in learning more about the role please contact:For internal applicants, please contract Katie Ayling atkatie.ayling@fca.org.ukFor external applicants, please contact Chhavi Bartaria atchhavi.bartaria@fca.org.ukWhat to expect from our interview processIf selected you will be invited to complete a technical case study and competency-based interview.Application supportWe want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.

Law and International - Lead Associate - Part Time - Financial Conduct Authority (FCA)

Law and International - Lead Associate - Part Time

You need experience in leading teams, strategy design for consumer protection, financial services/regulation, risk assessment, stakeholder engagement, and understanding retail banking's economic impacts.

You will lead supervision strategy, manage team performance, develop staff, represent the FCA to stakeholders, ensure effective resource planning, and support broader initiatives.

Banking & Finance

Leeds

<ul><li><span style="background-color: transparent;">Are you passionate about making a difference to consumers of financial products? Do you want to lead a team focused on delivering good consumer outcomes? </span></li><li>We are recruiting for a Manager to lead one of our Retail Banking supervision teams in the Retail Banking Directorate.</li><li>The Retail Banking Directorate is responsible for the supervision and policy making for retail banking activities and mortgages in the UK, including those undertaken by the largest retail banking groups. We deliver the conduct agenda through a combination of firm-specific, sector-wide and event-driven activity to deliver better outcomes for UK customers.</li><li>This is a significant market, impacting a wide range of consumers, including consumers with characteristics of vulnerability. Our priority is to ensure that firms in this sector operate with consumers’ interests at the heart of their business. We act to reduce harm to consumers and want borrowers to be treated fairly and be able to get affordable products that meet their needs.</li></ul><p><strong style="background-color: transparent;">What you will be doing:</strong></p><ul><li>Leading the formulation and delivery of the supervision strategy for the firms included in your portfolio. You will also manage the proactive, reactive and case specific work in relation to these firms</li><li>Ensuring the team has the right people and skills to deliver its objectives, supporting the development of staff to meet personal and corporate goals, and actively managing talent in the team</li><li>Playing an intrinsic part in the division's leadership and management team; and embedding the FCA mission, values and the new supervision approach within the team</li><li>Direct line management for team members, including setting appropriate objectives and managing performance</li><li>Representing the FCA to senior external stakeholders, including firms and Trade Associations; and working collaboratively with internal stakeholders</li><li>Ensuring the team's support for activity led by other areas of the Directorate, or the wider FCA, is effectively and appropriately managed</li><li>Working together with the management in the division to deliver effective resource planning; knowledge sharing; coaching and mentoring others; operational effectiveness, staff development and support</li></ul><p><strong style="background-color: transparent;">What will you get from the role:</strong></p><ul><li><span style="background-color: transparent;">Opportunity to expand your leadership capabilities and engage with the senior leadership of the UK retail banking sector</span></li><li><span style="background-color: transparent;">Opportunity to manage a team in Retail Banking that is at the forefront of the FCA’s response to the cost of living crisis, working across the Division and organisation to identify and mitigate harm</span></li><li><span style="background-color: transparent;">Opportunity to work in a fast-paced and dynamic environment, influencing firms to deliver good consumer outcomes&nbsp;</span></li></ul><p>Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash. &nbsp;</p><p>Core benefits that you will receive as standard are: &nbsp;</p><ul><li>28 days holiday per year plus bank holidays</li><li>Private healthcare with Bupa &nbsp;</li><li>A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35) &nbsp;</li><li>Life assurance of eight times your basic salary &nbsp;</li><li>Income protection &nbsp;</li></ul><p>We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations. &nbsp;</p><p><strong style="background-color: transparent;">The skills and experience you will have:</strong></p><p>We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, who best meet the minimum criteria for a role.</p><p><strong style="background-color: transparent;">Minimum:</strong></p><ul><li>Experience of leading high performing teams in a fast-paced environment</li><li>Experience of designing and delivering strategies to mitigate consumer harm and influencing senior stakeholders</li><li>Experience in financial services, financial regulation and retail banking</li></ul><p><strong style="background-color: transparent;">Essential:</strong></p><ul><li>Drawing conclusions based on an assessment of the facts, consideration of the options and providing a clear rationale for your recommendation</li><li>Ability to think clearly about how best to assess and analyse risks (or consumer harms) including the use of insights and intelligence from data to reach robust judgements</li><li>Flexible approach to change and an ability to adapt working styles accordingly</li><li>Ability to identify key stakeholders, build and maintain constructive relationships, and win the support of firms and trade bodies for our conduct agenda</li><li>Ability to make a strong personal impact and persuading with well-reasoned arguments</li><li>Ability to manage priorities and workload in a resource-constrained environment showing tenacity, resilience and flexibility</li><li>Understanding of retail banking business models and the impact of the wider economic climate on firm behaviour</li><li>Respects the diversity of cultural, social and academic backgrounds found in the organisation</li></ul>

Are you passionate about making a difference to consumers of financial products? Do you want to lead a team focused on delivering good consumer outcomes? We are recruiting for a Manager to lead one of our Retail Banking supervision teams in the Retail Banking Directorate.The Retail Banking Directorate is responsible for the supervision and policy making for retail banking activities and mortgages in the UK, including those undertaken by the largest retail banking groups. We deliver the conduct agenda through a combination of firm-specific, sector-wide and event-driven activity to deliver better outcomes for UK customers.This is a significant market, impacting a wide range of consumers, including consumers with characteristics of vulnerability. Our priority is to ensure that firms in this sector operate with consumers’ interests at the heart of their business. We act to reduce harm to consumers and want borrowers to be treated fairly and be able to get affordable products that meet their needs.What you will be doing:Leading the formulation and delivery of the supervision strategy for the firms included in your portfolio. You will also manage the proactive, reactive and case specific work in relation to these firmsEnsuring the team has the right people and skills to deliver its objectives, supporting the development of staff to meet personal and corporate goals, and actively managing talent in the teamPlaying an intrinsic part in the division's leadership and management team; and embedding the FCA mission, values and the new supervision approach within the teamDirect line management for team members, including setting appropriate objectives and managing performanceRepresenting the FCA to senior external stakeholders, including firms and Trade Associations; and working collaboratively with internal stakeholdersEnsuring the team's support for activity led by other areas of the Directorate, or the wider FCA, is effectively and appropriately managedWorking together with the management in the division to deliver effective resource planning; knowledge sharing; coaching and mentoring others; operational effectiveness, staff development and supportWhat will you get from the role:Opportunity to expand your leadership capabilities and engage with the senior leadership of the UK retail banking sectorOpportunity to manage a team in Retail Banking that is at the forefront of the FCA’s response to the cost of living crisis, working across the Division and organisation to identify and mitigate harmOpportunity to work in a fast-paced and dynamic environment, influencing firms to deliver good consumer outcomes Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.  Core benefits that you will receive as standard are:  28 days holiday per year plus bank holidaysPrivate healthcare with Bupa  A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)  Life assurance of eight times your basic salary  Income protection  We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.  The skills and experience you will have:We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, who best meet the minimum criteria for a role.Minimum:Experience of leading high performing teams in a fast-paced environmentExperience of designing and delivering strategies to mitigate consumer harm and influencing senior stakeholdersExperience in financial services, financial regulation and retail bankingEssential:Drawing conclusions based on an assessment of the facts, consideration of the options and providing a clear rationale for your recommendationAbility to think clearly about how best to assess and analyse risks (or consumer harms) including the use of insights and intelligence from data to reach robust judgementsFlexible approach to change and an ability to adapt working styles accordinglyAbility to identify key stakeholders, build and maintain constructive relationships, and win the support of firms and trade bodies for our conduct agendaAbility to make a strong personal impact and persuading with well-reasoned argumentsAbility to manage priorities and workload in a resource-constrained environment showing tenacity, resilience and flexibilityUnderstanding of retail banking business models and the impact of the wider economic climate on firm behaviourRespects the diversity of cultural, social and academic backgrounds found in the organisation

Manager – Retail Banking Supervision - Financial Conduct Authority (FCA)

<div>
 <div>
  Salary:
  <br> London £73,700 - £92,100, depending on experience
  <br> National £67,100 - £83,800, depending on experience
 </div>
 <div></div>
 <div>
   Are you passionate about making a difference to consumers of financial products? Do you want to lead a team focused on delivering good consumer outcomes?
 </div>
 <div></div>
 <div>
   We are recruiting for a Manager to lead one of our Retail Banking supervision teams in the Retail Banking Directorate.
 </div>
 <div></div>
 <div>
   The Retail Banking Directorate is responsible for the supervision and policy making for retail banking activities and mortgages in the UK, including those undertaken by the largest retail banking groups. We deliver the conduct agenda through a combination of firm-specific, sector-wide and event-driven activity to deliver better outcomes for UK customers.
 </div>
 <div></div>
 <div>
   This is a significant market, impacting a wide range of consumers, including consumers with characteristics of vulnerability. Our priority is to ensure that firms in this sector operate with consumers’ interests at the heart of their business. We act to reduce harm to consumers and want borrowers to be treated fairly and be able to get affordable products that meet their needs.
 </div>
 <div></div>
 <div>
   What you will be doing
 </div>
 <ul>
  <li> Leading the formulation and delivery of the supervision strategy for the firms included in your portfolio. You will also manage the proactive, reactive and case specific work in relation to these firms</li>
  <li> Ensuring the team has the right people and skills to deliver its objectives, supporting the development of staff to meet personal and corporate goals, and actively managing talent in the team</li>
  <li> Playing an intrinsic part in the division's leadership and management team; and embedding the FCA mission, values and the new supervision approach within the team</li>
  <li> Direct line management for team members, including setting appropriate objectives and managing performance</li>
  <li> Representing the FCA to senior external stakeholders, including firms and Trade Associations; and working collaboratively with internal stakeholders</li>
  <li> Ensuring the team's support for activity led by other areas of the Directorate, or the wider FCA, is effectively and appropriately managed</li>
  <li> Working together with the management in the division to deliver effective resource planning; knowledge sharing; coaching and mentoring others; operational effectiveness, staff development and support</li>
 </ul>
 <div></div>
 <div>
   What will you get from the role
 </div>
 <ul>
  <li> Opportunity to expand your leadership capabilities and engage with the senior leadership of the UK retail banking sector</li>
  <li> Opportunity to manage a team in Retail Banking that is at the forefront of the FCA’s response to the cost of living crisis, working across the Division and organisation to identify and mitigate harm</li>
  <li> Opportunity to work in a fast-paced and dynamic environment, influencing firms to deliver good consumer outcomes</li>
 </ul>
 <div></div>
 <div>
   Our competitive flexible benefits scheme gives you the opportunity to create a personalised benefits package, tailored to suit your lifecycle. You can use this allowance to purchase additional benefits such as dental or cycle to work or you have the option top up your base salary by taking this as cash.
 </div>
 <div></div>
 <div>
  <br> Core benefits that you will receive as standard are:
 </div>
 <ul>
  <li> 28 days holiday per year plus bank holidays</li>
  <li> Private healthcare with Bupa</li>
  <li> A non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)</li>
  <li> Life assurance of eight times your basic salary</li>
  <li> Income protection</li>
 </ul>
 <div></div>
 <div>
  <br> We support hybrid working which means you will be able to work from home up to 60% of the time over a month with the remainder of your time in one of our three office locations.
 </div>
 <div></div>
 <div>
   The skills and experience you will have
 </div>
 <div>
  <i> We are a signatory to the Government’s Disability Confident scheme. This means that we will offer an interview to disabled candidates entering under the scheme, who best meet the minimum criteria for a role.</i>
 </div>
 <div></div>
 <div>
   Minimum
 </div>
 <ul>
  <li> Experience of leading high performing teams in a fast-paced environment</li>
  <li> Experience of designing and delivering strategies to mitigate consumer harm and influencing senior stakeholders</li>
  <li> Experience in financial services, financial regulation and retail banking</li>
 </ul>
 <div></div>
 <div>
   Essential
 </div>
 <ul>
  <li> Drawing conclusions based on an assessment of the facts, consideration of the options and providing a clear rationale for your recommendation</li>
  <li> Ability to think clearly about how best to assess and analyse risks (or consumer harms) including the use of insights and intelligence from data to reach robust judgements</li>
  <li> Flexible approach to change and an ability to adapt working styles accordingly</li>
  <li> Ability to identify key stakeholders, build and maintain constructive relationships, and win the support of firms and trade bodies for our conduct agenda</li>
  <li> Ability to make a strong personal impact and persuading with well-reasoned arguments</li>
  <li> Ability to manage priorities and workload in a resource-constrained environment showing tenacity, resilience and flexibility</li>
  <li> Understanding of retail banking business models and the impact of the wider economic climate on firm behaviour</li>
  <li> Respects the diversity of cultural, social and academic backgrounds found in the organisation</li>
 </ul>
 <div></div>
 <div>
   About the FCA
 </div>
 <div>
   The FCA regulates the conduct of 50,000 firms in the UK to ensure our financial markets are honest, fair and competitive. We do this to make sure markets work well for individuals, businesses and the economy as a whole. For more information on what we do, our three-year strategy can be found 
  <div>
   here.
  </div>
 </div>
 <div></div>
 <div>
  <br> The FCA's Values &amp; Diversity
  <br> Our ambition is to cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.
 </div>
 <div></div>
 <div>
  <br> The FCA is committed to achieving greater diversity across all levels of the organisations. Given this, we particularly welcome applications from women, disabled and minority ethnic candidates for our Manager - Regulatory role.
 </div>
 <div></div>
 <div>
   Flexible working
 </div>
 <div>
   We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we won’t judge you for asking.
 </div>
 <div>
  <br> Multi-location
 </div>
 <div>
   As part of the FCA’s on-going commitment to develop our national presence, most of our vacancies are now open to working in our Edinburgh, Leeds, or London offices. This means that as part of the application process you will be able to select your preference of which office location you would like to work from.
 </div>
 <div></div>
 <div>
   Useful information
 </div>
 <div>
   Applications for this role close at 23:59 on Sunday 28th July 2024
 </div>
 <div></div>
 <div>
  <br> This role is graded as Manager – Regulatory
 </div>
 <div></div>
 <div>
   Got a question?
 </div>
 <div>
   If you are interested in learning more about the role please contact:
 </div>
 <div>
   For Internal applicants, please contact Cheryl Cheung at 
  <div>
   cheryl.cheung@fca.org.uk
  </div>
 </div>
 <div>
   For External applicants, please contact Aaron Ward at 
  <div>
   aaron.ward@fca.org.uk
  </div>
 </div>
 <div></div>
 <div>
   What to expect from our interview process
 </div>
 <div>
   The process will involve three separate stages:
 </div>
 <ul>
  <li> A competency-based interview</li>
  <li> Psychometric Assessment</li>
  <li> Final Interview</li>
 </ul>
 <div></div>
 <div>
   Your Recruiter will discuss the process in detail with you during screening for the role.
 </div>
 <div></div>
 <div>
   Recruitment Timeline:
 </div>
 <ul>
  <li> Closing Date: 28th July 2024</li>
  <li> First Round interviews: starting from 5th August 2024</li>
  <li> Assessment: w/c 12th August 2024</li>
  <li> Final Interview: w/c 2nd September 2024</li>
 </ul>
 <div></div>
 <div>
   Please make the recruiter aware if you are going to be unavailable for any date during this time.
 </div>
 <div></div>
 <div>
   Application support
 </div>
 <div>
   We want to remove any possible barriers and are committed to providing a wide range of reasonable adjustments so that you can keep the focus on your conversations and be at your best.
 </div>
 <div></div>
 <div>
   If you have an accessibility requirement, disability, or condition that means you might require changes to the recruitment process, please contact your recruiter to discuss this further. Our aim is to make your application as easy and comfortable as possible, and your recruiter will be happy to work with you to make any necessary arrangements where possible.
 </div>
 <div></div>
 <div>
  <br> Please note – Applications must be submitted through our online portal. Applications sent via email will not be accepted.
 </div>
</div>

Financial Conduct Authority (FCA)

navigation.mission