Medium

We are a subscription payment platform leading the change in the way products are sold and enjoyed. 

Retailers who add Raylo Pay to their checkout can offer consumers the products they love on flexible, low monthly subscriptions, and Raylo Pay’s zero fees mean retailers are paid in full upfront, risk-free. 

When consumers subscribe rather than buy, Raylo’s circular model ensures every product gets an extended life through our automatic cycle of refurb and reuse.

Raylo is backed by Octopus Ventures, Macquarie, Telefónica and Techstart Ventures.  



Finance

Raylo

With an amazing Raylo lease you can get better products than expected, and it's greener too 🌍

You have 1+ years in buying (FMCG preferred), strong communication and negotiation skills, Excel/Sheets proficiency, supplier management experience, logistics knowledge, motivation, and a degree.

You will source consumer tech products, manage supplier relationships, generate purchase orders, oversee inventory and costs, and analyze market trends to inform stakeholders.

Logistics

Business, Operations & Strategy

Belfast

Who we are We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride. Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle. Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology. Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch What to Expect Our buying team ensures our customers get great tech, at a cost-effective price, all within a timely manner. To stay ahead of market trends, we’ve built key relationships with a wide range of suppliers, allowing us to deliver to customer needs. Our teams work efficiently to identify future purchasing needs, negotiate with suppliers, and ensure tight delivery timescales. What you will do As an Assistant Buyer at Raylo * You will be responsible for sourcing products across multiple categories of consumer tech for lease on raylo.com, in line with forecast and target pricing. * You will develop and maintain supplier relationships, including 3PL and device processing partners. * You will be responsible for generating purchase orders and managing the delivery of orders. * You will manage inventory and cost (making sure we are not paying too much, managing stock levels). * You will stay current and up to date on market trends that may affect the supply or demand of products and advise stakeholders of any impact. You’ll succeed with… * 1+ years of buying experience, preferably in an FMCG business * Being an exceptional communicator with strong negotiation skills along with a strategic mindset * Having a comprehensive understanding of MS Office and/or Google Suite - particularly Excel/Sheets. * Excellent supplier relationship management skills * Knowledge of and experience with logistics processes * Being a highly motivated individual Nice to haves…(but not essential) * You are educated to a degree level We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit. Opportunities & Benefits Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off. Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good Other benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment (3 days in the London Bridge office & 2 days WFH) * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties Diversity Statement Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Who we areWe are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch      What to ExpectOur buying team ensures our customers get great tech, at a cost-effective price, all within a timely manner. To stay ahead of market trends, we’ve built key relationships with a wide range of suppliers, allowing us to deliver to customer needs. Our teams work efficiently to identify future purchasing needs, negotiate with suppliers, and ensure tight delivery timescales.What you will doAs an Assistant Buyer at Raylo * You will be responsible for sourcing products across multiple categories of consumer tech for lease on raylo.com, in line with forecast and target pricing. * You will develop and maintain supplier relationships, including 3PL and device processing partners. * You will be responsible for generating purchase orders and managing the delivery of orders. * You will manage inventory and cost (making sure we are not paying too much, managing stock levels). * You will stay current and up to date on market trends that may affect the supply or demand of products and advise stakeholders of any impact.      You’ll succeed with… * 1+ years of buying experience, preferably in an FMCG business * Being an exceptional communicator with strong negotiation skills along with a strategic mindset * Having a comprehensive understanding of MS Office and/or Google Suite - particularly Excel/Sheets. * Excellent supplier relationship management skills * Knowledge of and experience with logistics processes * Being a highly motivated individual      Nice to haves…(but not essential) * You are educated to a degree level      We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.Opportunities & BenefitsYour chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for goodOther benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment (3 days in the London Bridge office & 2 days WFH) * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties      Diversity StatementRaylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Assistant Buyer (Tech) - Raylo

Who we are&lt;br&gt;&lt;br&gt;We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.&lt;br&gt;&lt;br&gt;Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.&lt;br&gt;&lt;br&gt;Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.&lt;br&gt;&lt;br&gt;Life at Raylo&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; We are an organically collaborative and dynamic team&lt;/li&gt;&lt;li&gt; We embrace innovation, seek out challenges and always aim for excellence&lt;/li&gt;&lt;li&gt; We take intelligent risks, celebrate our wins, and learn from our mistakes&lt;/li&gt;&lt;li&gt; We help each other by listening, challenging thought and continually improving&lt;/li&gt;&lt;li&gt; We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;What to Expect&lt;br&gt;&lt;br&gt;Our buying team ensures our customers get great tech, at a cost-effective price, all within a timely manner. To stay ahead of market trends, we’ve built key relationships with a wide range of suppliers, allowing us to deliver to customer needs. Our teams work efficiently to identify future purchasing needs, negotiate with suppliers, and ensure tight delivery timescales.&lt;br&gt;&lt;br&gt;What you will do&lt;br&gt;&lt;br&gt;As an Assistant Buyer at Raylo&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; You will be responsible for sourcing products across multiple categories of consumer tech for lease on raylo.com, in line with forecast and target pricing.&lt;/li&gt;&lt;li&gt; You will develop and maintain supplier relationships, including 3PL and device processing partners.&lt;/li&gt;&lt;li&gt; You will be responsible for generating purchase orders and managing the delivery of orders.&lt;/li&gt;&lt;li&gt; You will manage inventory and cost (making sure we are not paying too much, managing stock levels).&lt;/li&gt;&lt;li&gt; You will stay current and up to date on market trends that may affect the supply or demand of products and advise stakeholders of any impact.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;You’ll succeed with…&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; 1+ years of buying experience, preferably in an FMCG business&lt;/li&gt;&lt;li&gt; Being an exceptional communicator with strong negotiation skills along with a strategic mindset&lt;/li&gt;&lt;li&gt; Having a comprehensive understanding of MS Office and/or Google Suite - particularly Excel/Sheets.&lt;/li&gt;&lt;li&gt; Excellent supplier relationship management skills&lt;/li&gt;&lt;li&gt; Knowledge of and experience with logistics processes&lt;/li&gt;&lt;li&gt; Being a highly motivated individual&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;Nice to haves…(but not essential)&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; You are educated to a degree level&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.&lt;br&gt;&lt;br&gt;Opportunities &amp;amp; Benefits&lt;br&gt;&lt;br&gt;Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.&lt;br&gt;&lt;br&gt;Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good&lt;br&gt;&lt;br&gt;Other benefits include;&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)&lt;/li&gt;&lt;li&gt; Stock options - get a real stake in Raylo’s growth&lt;/li&gt;&lt;li&gt; Hybrid working environment (3 days in the London Bridge office &amp;amp; 2 days WFH)&lt;/li&gt;&lt;li&gt; Enhanced maternity and paternity leave&lt;/li&gt;&lt;li&gt; Workplace nursery scheme&lt;/li&gt;&lt;li&gt; Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing&lt;/li&gt;&lt;li&gt; To do your best work, we’ll give you a laptop and a Raylo phone&lt;/li&gt;&lt;li&gt; Learning budget - we care deeply about investing in your long-term career growth and potential&lt;/li&gt;&lt;li&gt; Free sustainable breakfast and snacks, every day you’re in the office&lt;/li&gt;&lt;li&gt; Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;Diversity Statement&lt;br&gt;&lt;br&gt;Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Assistant Buyer (Tech)

You should have 1-3 years in analytics/strategy, strong SQL skills, BI tool experience, a STEM degree, and a background in consumer-facing fintech or startup environments.

You will analyze customer data to identify good-paying customers, collaborate across departments to implement strategies, and integrate new data sources for customer journeys and fraud prevention.

Data

London

Who we are We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride. Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle. Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology. Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch What to Expect Just like any other business, Raylo wants to grow. However, one of our key risks in growing is the risk of customers not paying us (since we lease devices over an extended period of 12/24/36 months). This might stem from credit risk (e.g. the customer has historically had issues making payments on time) or fraud risk (e.g. a fraudster is making use of someone else’s details to apply). The role of the approval rate team is to ensure that we can approve as many customers as possible while keeping customer non-payment under control. How we do this Analysis - We look at the data that’s available on customer behaviour, attributes, etc. and develop new strategies on how we can identify the good paying customers Implementation / Execution - We work with various departments at Raylo (e.g. operations, product/engineering, marketing) as well as external companies to make those strategies happen. This could involve building out a new customer journey, improving an existing one, integrating new data sources, etc. Future projects / Main areas of focus Currently looking at integrating with a second credit bureau, which would introduce a new source of data to identify good customers Also looking into creating new journeys or integrating new data sources relating to fraud (e.g. verifying ID documentation, new data sources to verify the bank name, etc.) Key stakeholders * Product/Engineering * Operations * Marketing * Finance You’ll be great at Analysis: Tools required - SQL, Looker, Excel/Sheets, and other languages e.g. Python or R are a plus but not necessary Experience being given an open-ended data problem, exploring the data, deriving insight, and providing recommendations Implementation / Execution: Experience with explaining their results/recommendations to different stakeholders (including those that might be less technical are they able to tell the story based on what the stakeholder needs) Getting stakeholders on board / aligned to get a change executed Managing the execution of the change, e.g. handling timelines, monitoring, etc. is useful but can be dependent on how the company is structured, so it’s a plus but not necessary Qualifications: (Bonuses/ Not essential) * Financial services background, especially credit/lending * Start-ups/scale-ups, especially fast-growing ones * Consumer-facing company (i.e. the candidate is used to dealing with large volumes of consumer data, rather than in a B2B business where data volumes are smaller/different) * STEM degrees You’ll succeed with… * A proven track record with 1-3 years of experience in analytics and/or strategy roles * You enjoy thinking through complex problems and possess influencing skills to align key stakeholders * Experience with SQL and data analysis * Experience using BI tools (Looker, Tableau, Power BI) * Startup/ScaleUp or Fintech experience We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit. Opportunities & Benefits Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off. Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good Other benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment (3 days in the London Bridge office & 2 days WFH) * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties Diversity Statement Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Who we areWe are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch      What to ExpectJust like any other business, Raylo wants to grow. However, one of our key risks in growing is the risk of customers not paying us (since we lease devices over an extended period of 12/24/36 months). This might stem from credit risk (e.g. the customer has historically had issues making payments on time) or fraud risk (e.g. a fraudster is making use of someone else’s details to apply). The role of the approval rate team is to ensure that we can approve as many customers as possible while keeping customer non-payment under control.How we do thisAnalysis - We look at the data that’s available on customer behaviour, attributes, etc. and develop new strategies on how we can identify the good paying customersImplementation / Execution - We work with various departments at Raylo (e.g. operations, product/engineering, marketing) as well as external companies to make those strategies happen. This could involve building out a new customer journey, improving an existing one, integrating new data sources, etc.Future projects / Main areas of focusCurrently looking at integrating with a second credit bureau, which would introduce a new source of data to identify good customersAlso looking into creating new journeys or integrating new data sources relating to fraud (e.g. verifying ID documentation, new data sources to verify the bank name, etc.)Key stakeholders * Product/Engineering * Operations * Marketing * Finance      You’ll be great atAnalysis:Tools required - SQL, Looker, Excel/Sheets, and other languages e.g. Python or R are a plus but not necessaryExperience being given an open-ended data problem, exploring the data, deriving insight, and providing recommendationsImplementation / Execution:Experience with explaining their results/recommendations to different stakeholders (including those that might be less technical are they able to tell the story based on what the stakeholder needs)Getting stakeholders on board / aligned to get a change executedManaging the execution of the change, e.g. handling timelines, monitoring, etc. is useful but can be dependent on how the company is structured, so it’s a plus but not necessaryQualifications:(Bonuses/ Not essential) * Financial services background, especially credit/lending * Start-ups/scale-ups, especially fast-growing ones * Consumer-facing company (i.e. the candidate is used to dealing with large volumes of consumer data, rather than in a B2B business where data volumes are smaller/different) * STEM degrees      You’ll succeed with… * A proven track record with 1-3 years of experience in analytics and/or strategy roles * You enjoy thinking through complex problems and possess influencing skills to align key stakeholders * Experience with SQL and data analysis * Experience using BI tools (Looker, Tableau, Power BI) * Startup/ScaleUp or Fintech experience      We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.Opportunities & BenefitsYour chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for goodOther benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment (3 days in the London Bridge office & 2 days WFH) * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties      Diversity StatementRaylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Strategy Analyst - Raylo

Who we are&lt;br&gt;&lt;br&gt;We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.&lt;br&gt;&lt;br&gt;Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.&lt;br&gt;&lt;br&gt;Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.&lt;br&gt;&lt;br&gt;Life at Raylo&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; We are an organically collaborative and dynamic team&lt;/li&gt;&lt;li&gt; We embrace innovation, seek out challenges and always aim for excellence&lt;/li&gt;&lt;li&gt; We take intelligent risks, celebrate our wins, and learn from our mistakes&lt;/li&gt;&lt;li&gt; We help each other by listening, challenging thought and continually improving&lt;/li&gt;&lt;li&gt; We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;What to Expect&lt;br&gt;&lt;br&gt;Just like any other business, Raylo wants to grow. However, one of our key risks in growing is the risk of customers not paying us (since we lease devices over an extended period of 12/24/36 months). This might stem from credit risk (e.g. the customer has historically had issues making payments on time) or fraud risk (e.g. a fraudster is making use of someone else’s details to apply). The role of the approval rate team is to ensure that we can approve as many customers as possible while keeping customer non-payment under control.&lt;br&gt;&lt;br&gt;How we do this&lt;br&gt;&lt;br&gt;Analysis - We look at the data that’s available on customer behaviour, attributes, etc. and develop new strategies on how we can identify the good paying customers&lt;br&gt;&lt;br&gt;Implementation / Execution - We work with various departments at Raylo (e.g. operations, product/engineering, marketing) as well as external companies to make those strategies happen. This could involve building out a new customer journey, improving an existing one, integrating new data sources, etc.&lt;br&gt;&lt;br&gt;Future projects / Main areas of focus&lt;br&gt;&lt;br&gt;Currently looking at integrating with a second credit bureau, which would introduce a new source of data to identify good customers&lt;br&gt;&lt;br&gt;Also looking into creating new journeys or integrating new data sources relating to fraud (e.g. verifying ID documentation, new data sources to verify the bank name, etc.)&lt;br&gt;&lt;br&gt;Key stakeholders&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; Product/Engineering&lt;/li&gt;&lt;li&gt; Operations&lt;/li&gt;&lt;li&gt; Marketing&lt;/li&gt;&lt;li&gt; Finance&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;You’ll be great at&lt;br&gt;&lt;br&gt;Analysis:&lt;br&gt;&lt;br&gt;Tools required - SQL, Looker, Excel/Sheets, and other languages e.g. Python or R are a plus but not necessary&lt;br&gt;&lt;br&gt;Experience being given an open-ended data problem, exploring the data, deriving insight, and providing recommendations&lt;br&gt;&lt;br&gt;Implementation / Execution:&lt;br&gt;&lt;br&gt;Experience with explaining their results/recommendations to different stakeholders (including those that might be less technical are they able to tell the story based on what the stakeholder needs)&lt;br&gt;&lt;br&gt;Getting stakeholders on board / aligned to get a change executed&lt;br&gt;&lt;br&gt;Managing the execution of the change, e.g. handling timelines, monitoring, etc. is useful but can be dependent on how the company is structured, so it’s a plus but not necessary&lt;br&gt;&lt;br&gt;Qualifications:&lt;br&gt;&lt;br&gt;(Bonuses/ Not essential)&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; Financial services background, especially credit/lending&lt;/li&gt;&lt;li&gt; Start-ups/scale-ups, especially fast-growing ones&lt;/li&gt;&lt;li&gt; Consumer-facing company (i.e. the candidate is used to dealing with large volumes of consumer data, rather than in a B2B business where data volumes are smaller/different)&lt;/li&gt;&lt;li&gt; STEM degrees&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;You’ll succeed with…&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; A proven track record with 1-3 years of experience in analytics and/or strategy roles&lt;/li&gt;&lt;li&gt; You enjoy thinking through complex problems and possess influencing skills to align key stakeholders&lt;/li&gt;&lt;li&gt; Experience with SQL and data analysis&lt;/li&gt;&lt;li&gt; Experience using BI tools (Looker, Tableau, Power BI)&lt;/li&gt;&lt;li&gt; Startup/ScaleUp or Fintech experience&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.&lt;br&gt;&lt;br&gt;Opportunities &amp;amp; Benefits&lt;br&gt;&lt;br&gt;Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.&lt;br&gt;&lt;br&gt;Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good&lt;br&gt;&lt;br&gt;Other benefits include;&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)&lt;/li&gt;&lt;li&gt; Stock options - get a real stake in Raylo’s growth&lt;/li&gt;&lt;li&gt; Hybrid working environment (3 days in the London Bridge office &amp;amp; 2 days WFH)&lt;/li&gt;&lt;li&gt; Enhanced maternity and paternity leave&lt;/li&gt;&lt;li&gt; Workplace nursery scheme&lt;/li&gt;&lt;li&gt; Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing&lt;/li&gt;&lt;li&gt; To do your best work, we’ll give you a laptop and a Raylo phone&lt;/li&gt;&lt;li&gt; Learning budget - we care deeply about investing in your long-term career growth and potential&lt;/li&gt;&lt;li&gt; Free sustainable breakfast and snacks, every day you’re in the office&lt;/li&gt;&lt;li&gt; Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;Diversity Statement&lt;br&gt;&lt;br&gt;Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Strategy Analyst

You need 1-2 years in conversational design, strong analytics skills, experience crafting engaging dialogues, excellent communication abilities, and the ability to work independently and collaboratively.

You will develop and optimize chatbot support, analyze data for improvements, collaborate with teams for scalable content, enhance automated resolution rates, and stay updated on AI trends.

Product

Who we are We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride. Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle. Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology. Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch What to Expect… Since its inception, the Operations Strategy team at Raylo has enjoyed enormous success in delivering key projects and new initiatives which impact growth, cost, risk and customer experience. We are a high-performing team, and we’re now looking for a highly ambitious person to drive our operational efficiency using AI and their experience in conversation design. As Raylo’s first conversation designer, you’ll use your knowledge of AI and Machine Learning alongside your problem-solving skills to turbocharge our Automated Resolution Rate. You will help us make smart, data-driven decisions that streamline the customer support experience, by optimising AI conversation journeys, enhancing our Help Centre and defining the long-term direction of the customer support journey. In 2024, we are entering a hyper-growth phase at Raylo and leveraging AI is key to succeeding. You’ll collaborate with the Operations Strategy team, customer-facing support team and product/engineering as your ideas help drive our operation efficiency. You’ll be responsible for designing and optimising our AI agent and automated workflows, developing our Knowledge Base and then monitoring, optimising and refining these features to drive our overall Automated Resolution Rate. What you’ll do: * Define and implement the AI chatbot roadmap: Develop and optimise the automated customer support roadmap, including user prompts and decision trees, using Intercom’s AI bot technology to enhance self-serve and automated support. * Utilise data for continuous improvement: Analyse user interactions and key metrics to prioritise enhancements, prototype solutions, and solve problems using historical data and customer feedback. * Collaborate with cross-functional teams: Work with customer-facing teams and stakeholders to understand needs, create scalable content and conversational flows, and ensure brand alignment in Knowledge Base articles, FAQs, and canned responses. * Drive the automated resolution rate: Lead initiatives to improve the Automated Resolution Rate by identifying and implementing automation opportunities, ensuring the chatbot enhances the customer experience. * Stay updated with industry trends: Keep up with AI and ML technology, platforms, and products, and follow market trends to push the boundaries of AI and ML technology for the team and customers. You’ll succeed with… * Experience in conversational design and customer support: 1-2 years in AI/ML-driven conversational design or a customer experience role focusing on customer support deflection, plus 3+ years in customer support or experience teams. * Analytical and data proficiency: Strong analytical and logical skills with familiarity in data analysis, design, and CRM tools such as Intercom, Google Sheets, Looker, Confluence, and BigQuery. * Creating engaging user experiences: Experience in crafting workflows, conversational journeys, and natural-sounding dialogue to create engaging and effective chat experiences that align with business objectives. * Excellent communication skills: Stellar written and verbal communication skills for both internal stakeholders and customer-facing content, with proficiency in writing clear, concise, and user-friendly material for Help Centres and automated responses. * Autonomous and collaborative work style: Ability to work independently with strong motivation and milestone planning, while also effectively partnering with team members to drive overall business objectives and identify efficiency and automation opportunities through the customer journey. We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit. Opportunities & Benefits Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off. Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good Other benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties Diversity Statement Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Who we areWe are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch      What to Expect…Since its inception, the Operations Strategy team at Raylo has enjoyed enormous success in delivering key projects and new initiatives which impact growth, cost, risk and customer experience. We are a high-performing team, and we’re now looking for a highly ambitious person to drive our operational efficiency using AI and their experience in conversation design.As Raylo’s first conversation designer, you’ll use your knowledge of AI and Machine Learning alongside your problem-solving skills to turbocharge our Automated Resolution Rate. You will help us make smart, data-driven decisions that streamline the customer support experience, by optimising AI conversation journeys, enhancing our Help Centre and defining the long-term direction of the customer support journey.In 2024, we are entering a hyper-growth phase at Raylo and leveraging AI is key to succeeding. You’ll collaborate with the Operations Strategy team, customer-facing support team and product/engineering as your ideas help drive our operation efficiency. You’ll be responsible for designing and optimising our AI agent and automated workflows, developing our Knowledge Base and then monitoring, optimising and refining these features to drive our overall Automated Resolution Rate.What you’ll do: * Define and implement the AI chatbot roadmap: Develop and optimise the automated customer support roadmap, including user prompts and decision trees, using Intercom’s AI bot technology to enhance self-serve and automated support. * Utilise data for continuous improvement: Analyse user interactions and key metrics to prioritise enhancements, prototype solutions, and solve problems using historical data and customer feedback. * Collaborate with cross-functional teams: Work with customer-facing teams and stakeholders to understand needs, create scalable content and conversational flows, and ensure brand alignment in Knowledge Base articles, FAQs, and canned responses. * Drive the automated resolution rate: Lead initiatives to improve the Automated Resolution Rate by identifying and implementing automation opportunities, ensuring the chatbot enhances the customer experience. * Stay updated with industry trends: Keep up with AI and ML technology, platforms, and products, and follow market trends to push the boundaries of AI and ML technology for the team and customers.      You’ll succeed with… * Experience in conversational design and customer support: 1-2 years in AI/ML-driven conversational design or a customer experience role focusing on customer support deflection, plus 3+ years in customer support or experience teams. * Analytical and data proficiency: Strong analytical and logical skills with familiarity in data analysis, design, and CRM tools such as Intercom, Google Sheets, Looker, Confluence, and BigQuery. * Creating engaging user experiences: Experience in crafting workflows, conversational journeys, and natural-sounding dialogue to create engaging and effective chat experiences that align with business objectives. * Excellent communication skills: Stellar written and verbal communication skills for both internal stakeholders and customer-facing content, with proficiency in writing clear, concise, and user-friendly material for Help Centres and automated responses. * Autonomous and collaborative work style: Ability to work independently with strong motivation and milestone planning, while also effectively partnering with team members to drive overall business objectives and identify efficiency and automation opportunities through the customer journey.      We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.Opportunities & BenefitsYour chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for goodOther benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties      Diversity StatementRaylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Conversation Designer - Raylo

Who we are&lt;br&gt;&lt;br&gt;We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.&lt;br&gt;&lt;br&gt;Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.&lt;br&gt;&lt;br&gt;Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.&lt;br&gt;&lt;br&gt;Life at Raylo&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; We are an organically collaborative and dynamic team&lt;/li&gt;&lt;li&gt; We embrace innovation, seek out challenges and always aim for excellence&lt;/li&gt;&lt;li&gt; We take intelligent risks, celebrate our wins, and learn from our mistakes&lt;/li&gt;&lt;li&gt; We help each other by listening, challenging thought and continually improving&lt;/li&gt;&lt;li&gt; We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;What to Expect…&lt;br&gt;&lt;br&gt;Since its inception, the Operations Strategy team at Raylo has enjoyed enormous success in delivering key projects and new initiatives which impact growth, cost, risk and customer experience. We are a high-performing team, and we’re now looking for a highly ambitious person to drive our operational efficiency using AI and their experience in conversation design.&lt;br&gt;&lt;br&gt;As Raylo’s first conversation designer, you’ll use your knowledge of AI and Machine Learning alongside your problem-solving skills to turbocharge our Automated Resolution Rate. You will help us make smart, data-driven decisions that streamline the customer support experience, by optimising AI conversation journeys, enhancing our Help Centre and defining the long-term direction of the customer support journey.&lt;br&gt;&lt;br&gt;In 2024, we are entering a hyper-growth phase at Raylo and leveraging AI is key to succeeding. You’ll collaborate with the Operations Strategy team, customer-facing support team and product/engineering as your ideas help drive our operation efficiency. You’ll be responsible for designing and optimising our AI agent and automated workflows, developing our Knowledge Base and then monitoring, optimising and refining these features to drive our overall Automated Resolution Rate.&lt;br&gt;&lt;br&gt;What you’ll do:&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; Define and implement the AI chatbot roadmap: Develop and optimise the automated customer support roadmap, including user prompts and decision trees, using Intercom’s AI bot technology to enhance self-serve and automated support.&lt;/li&gt;&lt;li&gt; Utilise data for continuous improvement: Analyse user interactions and key metrics to prioritise enhancements, prototype solutions, and solve problems using historical data and customer feedback.&lt;/li&gt;&lt;li&gt; Collaborate with cross-functional teams: Work with customer-facing teams and stakeholders to understand needs, create scalable content and conversational flows, and ensure brand alignment in Knowledge Base articles, FAQs, and canned responses.&lt;/li&gt;&lt;li&gt; Drive the automated resolution rate: Lead initiatives to improve the Automated Resolution Rate by identifying and implementing automation opportunities, ensuring the chatbot enhances the customer experience.&lt;/li&gt;&lt;li&gt; Stay updated with industry trends: Keep up with AI and ML technology, platforms, and products, and follow market trends to push the boundaries of AI and ML technology for the team and customers.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;You’ll succeed with…&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; Experience in conversational design and customer support: 1-2 years in AI/ML-driven conversational design or a customer experience role focusing on customer support deflection, plus 3+ years in customer support or experience teams.&lt;/li&gt;&lt;li&gt; Analytical and data proficiency: Strong analytical and logical skills with familiarity in data analysis, design, and CRM tools such as Intercom, Google Sheets, Looker, Confluence, and BigQuery.&lt;/li&gt;&lt;li&gt; Creating engaging user experiences: Experience in crafting workflows, conversational journeys, and natural-sounding dialogue to create engaging and effective chat experiences that align with business objectives.&lt;/li&gt;&lt;li&gt; Excellent communication skills: Stellar written and verbal communication skills for both internal stakeholders and customer-facing content, with proficiency in writing clear, concise, and user-friendly material for Help Centres and automated responses.&lt;/li&gt;&lt;li&gt; Autonomous and collaborative work style: Ability to work independently with strong motivation and milestone planning, while also effectively partnering with team members to drive overall business objectives and identify efficiency and automation opportunities through the customer journey.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.&lt;br&gt;&lt;br&gt;Opportunities &amp;amp; Benefits&lt;br&gt;&lt;br&gt;Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.&lt;br&gt;&lt;br&gt;Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good&lt;br&gt;&lt;br&gt;Other benefits include;&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)&lt;/li&gt;&lt;li&gt; Stock options - get a real stake in Raylo’s growth&lt;/li&gt;&lt;li&gt; Hybrid working environment&lt;/li&gt;&lt;li&gt; Enhanced maternity and paternity leave&lt;/li&gt;&lt;li&gt; Workplace nursery scheme&lt;/li&gt;&lt;li&gt; Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing&lt;/li&gt;&lt;li&gt; To do your best work, we’ll give you a laptop and a Raylo phone&lt;/li&gt;&lt;li&gt; Learning budget - we care deeply about investing in your long-term career growth and potential&lt;/li&gt;&lt;li&gt; Free sustainable breakfast and snacks, every day you’re in the office&lt;/li&gt;&lt;li&gt; Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;Diversity Statement&lt;br&gt;&lt;br&gt;Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Conversation Designer

You must have strong SQL skills, stakeholder management expertise, an entrepreneurial mindset, and a passion for data-driven decisions to enhance Pricing & Growth strategies.

You will manage pricing strategy, analyze competitor trends, enhance growth analytics, and improve systems/processes for scalability and effectiveness.

Who we are We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride. Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle. Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology. Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch What to Expect We are looking for an ambitious Strategy Analyst to join our Strategy team here at Raylo. You’ll play a key role in the delivery, management, and perfection of our pricing strategy - across all products. You will be very customer-centric, championing strategies that deliver growth for Raylo by giving the best possible outcomes to our customers. You will also be motivated by driving change and empowered to do so. We want to build an extremely capable Growth & Pricing Strategy team, underpinned by highly effective systems and ways of working - and you will play a role in creating that. You will report to the strategy lead on growth & pricing. You’ll use your technical and quantitative skills to drive the strategy behind our product while enabling other teams to deliver more effectively on our mission. Raylo’s success will rely on your impact, as you take a core role in steering the business through a crucial phase of scaling. You’ll work closely with the strategy director, C-Suite and other senior business leaders as your ideas help reshape our product’s fundamentals. Our growth and pricing team will be responsible for defining the future direction of a core strategic advantage. Your responsibilities will include: * Day-to-day delivery of our pricing strategy across all products. * Taking a lead in building out our understanding of our key external challenges (and opportunities!); such as competitor pricing, consumer trends, and the refurbished tech market values * You’ll use data to understand how we can leverage pricing for growth; delivering pricing that is both competitive and commercially effective. * Expand and improve our monitoring suite across pricing, insurance, and growth analytics * Deliver growth analytics across the business, helping to identify any opportunities for us to make data-driven decisions that push the business forward. * Play a key role in shaping the systems and processes we use to make the team and wider business more scalable and effective. You’ll be great at * Using your technical skills (eg SQL) to get into the detail of our strategies, while being able to think strategically and deliver as part of a larger team. * Collaborating in a fast-paced environment across the business with diverse skill sets and personality types. * You have great stakeholder management skills and love using your analytical skills to champion data-driven decision-making, blending analytical outcomes with a keen customer understanding, to ensure you’re able to provide the best recommendations and decisions for the Pricing & Growth function. * Being entrepreneurial and able to think beyond the current status quo, to build new systems, ways of working, and ways of thinking about Pricing & Growth. * Taking full responsibility for business-critical functions. * You’ll be responsible for the development of Raylo’s core consumer-facing proposition and ensuring we stay ahead of the industry. We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit. Opportunities & Benefits Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off. Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good Other benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment (3 days in the London Bridge office & 2 days WFH) * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties Diversity Statement Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Who we areWe are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch      What to ExpectWe are looking for an ambitious Strategy Analyst to join our Strategy team here at Raylo. You’ll play a key role in the delivery, management, and perfection of our pricing strategy - across all products. You will be very customer-centric, championing strategies that deliver growth for Raylo by giving the best possible outcomes to our customers. You will also be motivated by driving change and empowered to do so. We want to build an extremely capable Growth & Pricing Strategy team, underpinned by highly effective systems and ways of working - and you will play a role in creating that.You will report to the strategy lead on growth & pricing. You’ll use your technical and quantitative skills to drive the strategy behind our product while enabling other teams to deliver more effectively on our mission. Raylo’s success will rely on your impact, as you take a core role in steering the business through a crucial phase of scaling.You’ll work closely with the strategy director, C-Suite and other senior business leaders as your ideas help reshape our product’s fundamentals. Our growth and pricing team will be responsible for defining the future direction of a core strategic advantage.Your responsibilities will include: * Day-to-day delivery of our pricing strategy across all products. * Taking a lead in building out our understanding of our key external challenges (and opportunities!); such as competitor pricing, consumer trends, and the refurbished tech market values * You’ll use data to understand how we can leverage pricing for growth; delivering pricing that is both competitive and commercially effective. * Expand and improve our monitoring suite across pricing, insurance, and growth analytics * Deliver growth analytics across the business, helping to identify any opportunities for us to make data-driven decisions that push the business forward. * Play a key role in shaping the systems and processes we use to make the team and wider business more scalable and effective.      You’ll be great at * Using your technical skills (eg SQL) to get into the detail of our strategies, while being able to think strategically and deliver as part of a larger team. * Collaborating in a fast-paced environment across the business with diverse skill sets and personality types. * You have great stakeholder management skills and love using your analytical skills to champion data-driven decision-making, blending analytical outcomes with a keen customer understanding, to ensure you’re able to provide the best recommendations and decisions for the Pricing & Growth function. * Being entrepreneurial and able to think beyond the current status quo, to build new systems, ways of working, and ways of thinking about Pricing & Growth. * Taking full responsibility for business-critical functions. * You’ll be responsible for the development of Raylo’s core consumer-facing proposition and ensuring we stay ahead of the industry.      We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.Opportunities & BenefitsYour chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for goodOther benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment (3 days in the London Bridge office & 2 days WFH) * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties      Diversity StatementRaylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Strategy Analyst (Growth & Pricing) - Raylo

Who we are&lt;br&gt;&lt;br&gt;We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.&lt;br&gt;&lt;br&gt;Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.&lt;br&gt;&lt;br&gt;Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.&lt;br&gt;&lt;br&gt;Life at Raylo&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; We are an organically collaborative and dynamic team&lt;/li&gt;&lt;li&gt; We embrace innovation, seek out challenges and always aim for excellence&lt;/li&gt;&lt;li&gt; We take intelligent risks, celebrate our wins, and learn from our mistakes&lt;/li&gt;&lt;li&gt; We help each other by listening, challenging thought and continually improving&lt;/li&gt;&lt;li&gt; We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;What to Expect&lt;br&gt;&lt;br&gt;We are looking for an ambitious Strategy Analyst to join our Strategy team here at Raylo. You’ll play a key role in the delivery, management, and perfection of our pricing strategy - across all products. You will be very customer-centric, championing strategies that deliver growth for Raylo by giving the best possible outcomes to our customers. You will also be motivated by driving change and empowered to do so. We want to build an extremely capable Growth &amp;amp; Pricing Strategy team, underpinned by highly effective systems and ways of working - and you will play a role in creating that.&lt;br&gt;&lt;br&gt;You will report to the strategy lead on growth &amp;amp; pricing. You’ll use your technical and quantitative skills to drive the strategy behind our product while enabling other teams to deliver more effectively on our mission. Raylo’s success will rely on your impact, as you take a core role in steering the business through a crucial phase of scaling.&lt;br&gt;&lt;br&gt;You’ll work closely with the strategy director, C-Suite and other senior business leaders as your ideas help reshape our product’s fundamentals. Our growth and pricing team will be responsible for defining the future direction of a core strategic advantage.&lt;br&gt;&lt;br&gt;Your responsibilities will include:&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; Day-to-day delivery of our pricing strategy across all products.&lt;/li&gt;&lt;li&gt; Taking a lead in building out our understanding of our key external challenges (and opportunities!); such as competitor pricing, consumer trends, and the refurbished tech market values&lt;/li&gt;&lt;li&gt; You’ll use data to understand how we can leverage pricing for growth; delivering pricing that is both competitive and commercially effective.&lt;/li&gt;&lt;li&gt; Expand and improve our monitoring suite across pricing, insurance, and growth analytics&lt;/li&gt;&lt;li&gt; Deliver growth analytics across the business, helping to identify any opportunities for us to make data-driven decisions that push the business forward.&lt;/li&gt;&lt;li&gt; Play a key role in shaping the systems and processes we use to make the team and wider business more scalable and effective.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;You’ll be great at&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; Using your technical skills (eg SQL) to get into the detail of our strategies, while being able to think strategically and deliver as part of a larger team.&lt;/li&gt;&lt;li&gt; Collaborating in a fast-paced environment across the business with diverse skill sets and personality types.&lt;/li&gt;&lt;li&gt; You have great stakeholder management skills and love using your analytical skills to champion data-driven decision-making, blending analytical outcomes with a keen customer understanding, to ensure you’re able to provide the best recommendations and decisions for the Pricing &amp;amp; Growth function.&lt;/li&gt;&lt;li&gt; Being entrepreneurial and able to think beyond the current status quo, to build new systems, ways of working, and ways of thinking about Pricing &amp;amp; Growth.&lt;/li&gt;&lt;li&gt; Taking full responsibility for business-critical functions.&lt;/li&gt;&lt;li&gt; You’ll be responsible for the development of Raylo’s core consumer-facing proposition and ensuring we stay ahead of the industry.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.&lt;br&gt;&lt;br&gt;Opportunities &amp;amp; Benefits&lt;br&gt;&lt;br&gt;Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.&lt;br&gt;&lt;br&gt;Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good&lt;br&gt;&lt;br&gt;Other benefits include;&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)&lt;/li&gt;&lt;li&gt; Stock options - get a real stake in Raylo’s growth&lt;/li&gt;&lt;li&gt; Hybrid working environment (3 days in the London Bridge office &amp;amp; 2 days WFH)&lt;/li&gt;&lt;li&gt; Enhanced maternity and paternity leave&lt;/li&gt;&lt;li&gt; Workplace nursery scheme&lt;/li&gt;&lt;li&gt; Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing&lt;/li&gt;&lt;li&gt; To do your best work, we’ll give you a laptop and a Raylo phone&lt;/li&gt;&lt;li&gt; Learning budget - we care deeply about investing in your long-term career growth and potential&lt;/li&gt;&lt;li&gt; Free sustainable breakfast and snacks, every day you’re in the office&lt;/li&gt;&lt;li&gt; Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;Diversity Statement&lt;br&gt;&lt;br&gt;Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Strategy Analyst (Growth &amp; Pricing)

Strategy Analyst (Growth & Pricing)

You have 1-3 years in analytics or strategy, strong problem-solving and influencing skills, SQL and BI tool experience, plus startup/Fintech background.

You will analyze credit strategies using SQL, collaborate with cross-functional teams, and manage project lifecycles from business case to implementation and outcome monitoring.

Who we are We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride. Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle. Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology. Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch What to Expect Risk Strategy is at the heart of Raylo. We’ve built industry-leading risk technology, data and processes that have enabled us to grow fast but sustainably. It’s a strong foundation and we’re now looking for an ambitious analyst to drive our growth in the UK and beyond through the development of world-class risk strategies. You will be one of the earliest hires into the Risk Strategy team. As a strategy analyst, you’ll use your technical and quantitative skills to drive change across the business. You will help us make smart, data-driven decisions that sustainably grow Raylo, by turbocharging our decisioning capabilities, leading commercial strategies and defining the long-term direction of our platform. In 2024, we are entering a hyper-growth phase at Raylo and Risk Strategy will sit at the core of that. You’ll work with the co-founders, finance, operations and product /engineering as your ideas help drive our product’s core unit economics. You’ll be responsible for creating new, innovative strategies to grow our portfolio and then monitoring, optimising and refining them as we build a world-class risk strategy platform. You’ll be great at * Using your SQL skills to get into the details of our credit decisioning strategies, while understanding their broader, strategic implications for Raylo. Bonus points if you’ve got experience with Python or R. * Collaborating in a fast-paced environment both within Risk Strategy and within a cross-functional team with diverse skill sets and personality types. You love using your analytical skills to champion data-driven decision-making, educate others and drive growth for the business. * Taking full responsibility for the end-to-end completion of projects. You’ll build the business case, own the implementation and monitor the outcome for multiple projects across your area of focus. We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit. You’ll succeed with… * A proven track record with 1-3 years of experience in analytics or strategy roles * You enjoy thinking through complex problems and possess influencing skills to align key stakeholders * Experience with SQL and data analysis * Experience using BI tools (Looker, Tableau, Power BI) * Startup/Scaleup or Fintech experience We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit. Opportunities & Benefits Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off. Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good Other benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment (3 days in the London Bridge office & 2 days WFH) * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties Diversity Statement Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Who we areWe are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.Life at Raylo * We are an organically collaborative and dynamic team * We embrace innovation, seek out challenges and always aim for excellence * We take intelligent risks, celebrate our wins, and learn from our mistakes * We help each other by listening, challenging thought and continually improving * We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch      What to ExpectRisk Strategy is at the heart of Raylo. We’ve built industry-leading risk technology, data and processes that have enabled us to grow fast but sustainably. It’s a strong foundation and we’re now looking for an ambitious analyst to drive our growth in the UK and beyond through the development of world-class risk strategies.You will be one of the earliest hires into the Risk Strategy team. As a strategy analyst, you’ll use your technical and quantitative skills to drive change across the business. You will help us make smart, data-driven decisions that sustainably grow Raylo, by turbocharging our decisioning capabilities, leading commercial strategies and defining the long-term direction of our platform.In 2024, we are entering a hyper-growth phase at Raylo and Risk Strategy will sit at the core of that. You’ll work with the co-founders, finance, operations and product /engineering as your ideas help drive our product’s core unit economics. You’ll be responsible for creating new, innovative strategies to grow our portfolio and then monitoring, optimising and refining them as we build a world-class risk strategy platform.You’ll be great at * Using your SQL skills to get into the details of our credit decisioning strategies, while understanding their broader, strategic implications for Raylo. Bonus points if you’ve got experience with Python or R. * Collaborating in a fast-paced environment both within Risk Strategy and within a cross-functional team with diverse skill sets and personality types. You love using your analytical skills to champion data-driven decision-making, educate others and drive growth for the business. * Taking full responsibility for the end-to-end completion of projects. You’ll build the business case, own the implementation and monitor the outcome for multiple projects across your area of focus. We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.      You’ll succeed with… * A proven track record with 1-3 years of experience in analytics or strategy roles * You enjoy thinking through complex problems and possess influencing skills to align key stakeholders * Experience with SQL and data analysis * Experience using BI tools (Looker, Tableau, Power BI) * Startup/Scaleup or Fintech experience      We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.Opportunities & BenefitsYour chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for goodOther benefits include; * 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you) * Stock options - get a real stake in Raylo’s growth * Hybrid working environment (3 days in the London Bridge office & 2 days WFH) * Enhanced maternity and paternity leave * Workplace nursery scheme * Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing * To do your best work, we’ll give you a laptop and a Raylo phone * Learning budget - we care deeply about investing in your long-term career growth and potential * Free sustainable breakfast and snacks, every day you’re in the office * Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties      Diversity StatementRaylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Strategy Analyst (Approval Rate) - Raylo

Who we are&lt;br&gt;&lt;br&gt;We are a highly ambitious team; focused and truly collaborative. We empower people to take ownership through meaningful and impactful work. We exist to help people and the planet, it’s a big statement but one you’ll wear with pride.&lt;br&gt;&lt;br&gt;Raylo is here to change how people get their tech for good. That means giving them access to the products they really want, but doing so in a responsible, sustainable way. We provide Seamless Circularity, where every device gets an extended life through our automatic, effortless cycle of refurb, reuse and recycle.&lt;br&gt;&lt;br&gt;Our secret sauce is leasing. By providing a subscription alternative, we're cracking open a staid old market and bringing real change to consumers and the environment. Less waste, better value. We’re serious - we want to lead the change in consumption of consumer technology.&lt;br&gt;&lt;br&gt;Life at Raylo&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; We are an organically collaborative and dynamic team&lt;/li&gt;&lt;li&gt; We embrace innovation, seek out challenges and always aim for excellence&lt;/li&gt;&lt;li&gt; We take intelligent risks, celebrate our wins, and learn from our mistakes&lt;/li&gt;&lt;li&gt; We help each other by listening, challenging thought and continually improving&lt;/li&gt;&lt;li&gt; We live our mission, walk in our customers’ shoes, focus and execute, and are a curious and gritty bunch&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;What to Expect&lt;br&gt;&lt;br&gt;Risk Strategy is at the heart of Raylo. We’ve built industry-leading risk technology, data and processes that have enabled us to grow fast but sustainably. It’s a strong foundation and we’re now looking for an ambitious analyst to drive our growth in the UK and beyond through the development of world-class risk strategies.&lt;br&gt;&lt;br&gt;You will be one of the earliest hires into the Risk Strategy team. As a strategy analyst, you’ll use your technical and quantitative skills to drive change across the business. You will help us make smart, data-driven decisions that sustainably grow Raylo, by turbocharging our decisioning capabilities, leading commercial strategies and defining the long-term direction of our platform.&lt;br&gt;&lt;br&gt;In 2024, we are entering a hyper-growth phase at Raylo and Risk Strategy will sit at the core of that. You’ll work with the co-founders, finance, operations and product /engineering as your ideas help drive our product’s core unit economics. You’ll be responsible for creating new, innovative strategies to grow our portfolio and then monitoring, optimising and refining them as we build a world-class risk strategy platform.&lt;br&gt;&lt;br&gt;You’ll be great at&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; Using your SQL skills to get into the details of our credit decisioning strategies, while understanding their broader, strategic implications for Raylo. Bonus points if you’ve got experience with Python or R.&lt;/li&gt;&lt;li&gt; Collaborating in a fast-paced environment both within Risk Strategy and within a cross-functional team with diverse skill sets and personality types. You love using your analytical skills to champion data-driven decision-making, educate others and drive growth for the business.&lt;/li&gt;&lt;li&gt; Taking full responsibility for the end-to-end completion of projects. You’ll build the business case, own the implementation and monitor the outcome for multiple projects across your area of focus. We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;You’ll succeed with…&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; A proven track record with 1-3 years of experience in analytics or strategy roles&lt;/li&gt;&lt;li&gt; You enjoy thinking through complex problems and possess influencing skills to align key stakeholders&lt;/li&gt;&lt;li&gt; Experience with SQL and data analysis&lt;/li&gt;&lt;li&gt; Experience using BI tools (Looker, Tableau, Power BI)&lt;/li&gt;&lt;li&gt; Startup/Scaleup or Fintech experience&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;We’re not looking for you to meet every point on this job description, please still get in touch if you think you could add value and do your best work here at Raylo. We'd love to have a chat and see if you could be a great fit.&lt;br&gt;&lt;br&gt;Opportunities &amp;amp; Benefits&lt;br&gt;&lt;br&gt;Your chance to make an impact. We want what you can bring - what makes you special. Through trust, collaboration and autonomy, you can have an impact right from the off.&lt;br&gt;&lt;br&gt;Be part of the change. You will join one of the fastest growing fintech startups, backed by Octopus Ventures, Macquarie and Telefónica, where you can change how people get their tech for good&lt;br&gt;&lt;br&gt;Other benefits include;&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt; 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)&lt;/li&gt;&lt;li&gt; Stock options - get a real stake in Raylo’s growth&lt;/li&gt;&lt;li&gt; Hybrid working environment (3 days in the London Bridge office &amp;amp; 2 days WFH)&lt;/li&gt;&lt;li&gt; Enhanced maternity and paternity leave&lt;/li&gt;&lt;li&gt; Workplace nursery scheme&lt;/li&gt;&lt;li&gt; Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing&lt;/li&gt;&lt;li&gt; To do your best work, we’ll give you a laptop and a Raylo phone&lt;/li&gt;&lt;li&gt; Learning budget - we care deeply about investing in your long-term career growth and potential&lt;/li&gt;&lt;li&gt; Free sustainable breakfast and snacks, every day you’re in the office&lt;/li&gt;&lt;li&gt; Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;Diversity Statement&lt;br&gt;&lt;br&gt;Raylo is an equal opportunities employer and we are committed to building a diverse and inclusive work environment where we learn from each other. We welcome people of diverse backgrounds, experiences, abilities and perspectives and believe it adds value to our organisation. Working at Raylo is super fun and we’d love to tell you more about it.

Raylo

navigation.mission