Logo of Huzzle

Intern - Business Community Lending Credit Analyst

  • Internship
    Full-time
    Summer Internship
  • Business, Operations & Strategy
    Banking & Finance
  • Livermore

AI generated summary

  • You must have some college in Business/Finance, know financial statements, use Salesforce, and be proficient in Microsoft Office. Strong communication, teamwork, and a GPA of 3.0+ are essential.
  • You will assist with loan reviews, analyze credit reports, track performance indicators, ensure compliance, process loans, and support underwriters in creating credit memoranda.

Requirements

  • Some college level work in Business/Finance/Accounting
  • Basic knowledge and identification of various types of financial statements
  • Experience in navigating Salesforce CRM systems and banking systems
  • Professional business etiquette
  • Proficiency in Microsoft software
  • Only individuals possessing outstanding character, a high degree of motivation, and the willingness to learn will be selected.
  • Candidate should be taking upper division courses (junior or senior year)
  • Candidate should express interest in working in a related field that supports financial services, after graduation
  • Candidate should be in good academic standing with a GPA of 3.0 or higher
  • Candidate must be returning to their campus following the program
  • Have a reliable means of transportation to and from the workplace
  • Have excellent customer services/client focus, teamwork, and collaboration
  • Ability to write and communicate effectively and have solid attention to details
  • Experience in administrative/office support and phone skills
  • Knowledgeable in using Microsoft Offices including Word, Excel (pivot tables, charts); PowerPoint, Visio and Outlook
  • Experience in research, analysis and statistical data are a plus

Responsibilities

  • Assist in annual loan reviews
  • Run and analyze personal and business credit reports
  • Analyze key performance indicators using bank core systems, 3rd party reports and input/update CRM systems
  • Maintain various tracking systems and produce required reports within commercial lending group to ensure 100% accuracy and compliance with regulations
  • Assist in processing loans as determined by management
  • Assist underwriter in production of credit memoranda

FAQs

What is the location for the Intern - Business Community Lending Credit Analyst position?

The position is located in Livermore, CA.

What is the hiring salary for this intern position?

The hiring salary for the intern position is $20.00 per hour.

What is the purpose of the Fremont Bank Intern program?

The Fremont Bank Intern program is designed to develop future financial leaders and enhance academic learning by providing students an insider’s view of the bank's operations.

What department will the intern be working in?

The intern will be working in the Business Community Lending (BCL) department.

What types of financial products does the BCL department focus on?

The BCL department primarily focuses on small business scored products and Dental/Medical lending programs.

What are some responsibilities of the Intern - BCL Credit Analyst?

Responsibilities include analyzing financial information, assisting in annual loan reviews, running and analyzing credit reports, maintaining tracking systems, and assisting underwriters in production of credit memoranda.

What are the minimum qualifications required for this intern position?

Candidates are required to have some college level work in Business/Finance/Accounting and professional business etiquette. Basic knowledge of financial statements and experience with Salesforce CRM systems are desired.

What academic standing must candidates maintain to be considered for the internship?

Candidates must be in good academic standing with a GPA of 3.0 or higher.

What skills are important for this intern role?

Important skills include excellent customer service, teamwork, effective communication, attention to detail, and proficiency in Microsoft Office software.

What can interns expect to learn during the internship?

Interns can expect to understand how banking systems function, develop skills in credit analysis for small business lending, and gain experience in loan portfolio monitoring and understanding credit risks.

Fremont Bank was founded 60 years ago to be a driver of long-term prosperity in our community.

Finance
Industry
501-1000
Employees
1964
Founded Year

Mission & Purpose

Fremont Bank is one of the oldest locally owned banks in the San Francisco Bay Area. It was founded in 1964 and is based in Fremont, California. We know that community banking makes a difference to our customers, our business partners, and our employees. We believe that each success in our community improves the quality of life for us all. That is why we’ve held to an unwavering commitment to providing the communities we serve with financial resources and building professional relationships second-to-none. Fremont Bank was selected as the seventh “Best Workplace in the Bay Area” in the large company category in 2018. We were also honored by the San Francisco Business Times as one of the “Top 65 Corporate Philanthropists in the Greater Bay Area"​. The Bank has made it on the coveted list, which is based on total cash contributions paid by companies to Bay Area nonprofits, every year since it entered the survey in 2003.