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BA Credit Risk | 4 to 6 years | Bengaluru

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Capgemini

24d ago

  • Job
    Full-time
    Mid & Senior Level
  • Business, Operations & Strategy
    Banking & Finance

AI generated summary

  • You need 3+ years in Credit Risk analysis, expertise in BASEL II/III, IFRS9, SQL for data analysis, Agile methodology knowledge, and strong communication skills. CFA/FRM certification is a plus.
  • You will gather and finalize business requirements, convert them into functional specs, collaborate with developers, write SQL queries, manage production support, and follow agile practices.

Requirements

  • Candidate should have 3+ years of experience as Credit Risk Business Analyst
  • Expertise in Key regulations like BASEL II/III , IFRS9, CRR2
  • Effective communication and good interpretation skills
  • Should have knowledge on SQL for the data analysis
  • Understanding of test life cycle
  • Understanding and working on Agile methodology is good to have
  • Added advantage if CFA or FRM certified
  • Domain - Credit Risk
  • Understanding Credit Risk Models and Metrics : PD, LGD, RWA, ECL etc.
  • Should worked on Key regulations like BASEL, IFRS 9, CRR2, CRR3, Large Exposure etc.
  • Credit Risk: Calculation , Reporting , Data Management, Modeling
  • Key Terms: Credit Risk, Concentration risk, Country risk, Counterparty risk etc.
  • Understating Business requirements (BRD)
  • Converting BRD to FSD
  • Able to work with developers to implement these requirements in the system
  • Finalise the requirements and get the sign off.
  • Able to write the basic queries using SQL functions, joins etc.
  • Should have clear idea of test life cycle
  • Good if worked on automated tools
  • Should know the agile methodology and follow all the agile practices (Grooming, prioritization, planning, demo, etc.)
  • Able to manage the production (24/7)
  • Agile (Software Development Framework)
  • Requirements Gathering
  • Risk Management
  • SQL
  • Verbal Communication

Responsibilities

  • Understating Business requirements (BRD)
  • Converting BRD to FSD
  • Able to work with developers to implement these requirements in the system
  • Finalise the requirements and get the sign off.
  • Able to write the basic queries using SQL functions, joins etc.
  • Should have clear idea of test life cycle
  • Good if worked on automated tools
  • Should know the agile methodology and follow all the agile practices (Grooming, prioritization, planning, demo, etc.)
  • Able to manage the production (24/7)

FAQs

What is the minimum experience required for the BA Credit Risk position?

The candidate should have a minimum of 4 to 6 years of experience as a Credit Risk Business Analyst.

What key regulations should candidates be familiar with?

Candidates should have expertise in key regulations such as BASEL II/III, IFRS 9, and CRR2.

Is knowledge of SQL required for this role?

Yes, candidates should have knowledge of SQL for data analysis.

What methodologies should candidates be familiar with?

Familiarity with Agile methodology is a good to have for this role.

Are CFA or FRM certifications an advantage for this position?

Yes, having CFA or FRM certifications is considered an added advantage.

What key skills are essential for the BA Credit Risk role?

Essential skills include understanding business requirements, converting BRD to FSD, SQL proficiency, and knowledge of the test life cycle.

What types of credit risk metrics should candidates understand?

Candidates should understand Credit Risk Models and Metrics, including PD, LGD, RWA, ECL, and related key terms.

Is experience in handling production operations necessary?

Yes, candidates should be able to manage production operations (24/7).

What is the expected communication skill level for this role?

Effective communication and good interpretation skills are essential for this role.

Is experience with automated tools beneficial for this position?

Yes, having experience with automated tools is considered beneficial but not mandatory.

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Capgemini

Get the Future You Want

Technology
Industry
10,001+
Employees
1967
Founded Year

Mission & Purpose

Capgemini is a global leader in partnering with companies to transform and manage their business by harnessing the power of technology. The Group is guided everyday by its purpose of unleashing human energy through technology for an inclusive and sustainable future. It is a responsible and diverse organization of 360,000 team members in more than 50 countries. With its strong 55-year heritage and deep industry expertise, Capgemini is trusted by its clients to address the entire breadth of their business needs, from strategy and design to operations, fueled by the fast evolving and innovative world of cloud, data, AI, connectivity, software, digital engineering and platforms. The Group reported in 2022 global revenues of €22 billion.