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Business Banking Officer II

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NBH Bank

3mo ago

  • Job
    Full-time
    Senior & Expert Level
  • Boise
    Remote

AI generated summary

  • You should have banking experience, strong customer service skills, knowledge of business products, and the ability to analyze financial information effectively.
  • You will manage business banking relationships, assess client needs, provide financial solutions, conduct credit analysis, and ensure compliance while fostering client satisfaction and retention.

Requirements

  • Minimum Requirements:
  • Bachelor’s degree in Business Administrations or equivalent combination of education and work experience.
  • 5 + years of successful commercial or small business lending
  • 5+ years of banking experience.
  • 5+ years successful business-to-business development experience.
  • Have working knowledge and understanding of SBA products, standard operating procedures, forms and documents, and eligibility requirements.
  • Desired Skills: Ideal candidates for this position should possess some or all of the following skills:
  • Master’s degree or equivalent combination of education and work experience.
  • 7+ years of successful commercial or small business lending.
  • 9+ years of banking experience.
  • Completion of a bank training or formal credit training program.
  • Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
  • Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
  • Ability to think creatively and meet challenges with resourcefulness.
  • Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
  • Ability to work effectively in a collaborative environment.
  • Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
  • Proficient in MS office applications which include Outlook, Word, Excel and PowerPoint.

Responsibilities

  • - Actively pursue business relationships for NBH Bank.
  • - Provide a full range of banking services with an emphasis on loan and deposit business products, with a goal of earning 100% of the client’s relationship.
  • - Heightened focus on government-guaranteed loans (primarily SBA 7a and 504).
  • - Collaborate with the bank’s SBA department on SBA production, pipeline, and closings.
  • - Proactively call on clients / prospects / referral sources to ensure maximum results.
  • - Results consist of acquiring, expanding, and retaining business banking relationships, with an enhanced focus on deposit, treasury and business lending growth.
  • - Participation in community and business functions to ensure a positive image for the bank within the regions marketplace and establishing referral contacts within the community is an important part of the role.
  • - Achieve specific sales and services goals individually, and lead the banking center’s goals on a quarterly and annual basis.
  • - Work with staff to develop and implement individual goals and objectives against established goals and standards for improving the competitive position of Bank Midwest/Hillcrest Bank/Community Banks of Colorado.
  • - Critically review, analyze, and structure business loans.
  • - Monitor loan portfolio performance by maintaining contact with the borrowers and understanding and resolving problems when appropriate.
  • - Promote the Bank’s image in the community by participating in community activities, coordinating community development efforts, and presenting a favorable image in the community that will lead to new business relationship opportunities.
  • - Identify market trends that may impact client’s business and utilize our solutions to provide opportunities to further partner.
  • - Create, train, and coach a successful sales team through the development of associates with the primary goal to serve the clients' total financial needs resulting in greater market share, wallet share, and profitability.
  • - Manage the relationship with various business partner entities to ensure cross-sales along with managing service quality to ensure ongoing client satisfaction.
  • - Build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.

FAQs

What is the primary role of a Business Banking Officer II at NBH Bank?

The primary role of a Business Banking Officer II at NBH Bank is to actively pursue business relationships, provide a full range of banking services with an emphasis on loan and deposit business products, and aim to earn 100% of the client’s relationship. This includes a focus on government-guaranteed loans, collaboration with the SBA department, and maintaining a proactive approach to client interactions.

What are the minimum qualifications required for this position?

The minimum qualifications for the Business Banking Officer II position include a Bachelor’s degree in Business Administration or an equivalent combination of education and work experience, along with 5+ years of successful commercial or small business lending, 5+ years of banking experience, and 5+ years of successful business-to-business development experience. Candidates must also have a working knowledge of SBA products, procedures, and eligibility requirements.

Are there any desired skills that would benefit applicants for this role?

Yes, ideal candidates should possess some or all of the following desired skills: a Master’s degree or equivalent experience, 7+ years of successful commercial or small business lending, strong credit analysis abilities, excellent oral and written communication skills, creative problem-solving capabilities, strong interpersonal skills, and proficiency in MS Office applications (Outlook, Word, Excel, PowerPoint).

How does the company support the professional development of its employees?

The company supports the professional development of its employees through training and coaching during onboarding as well as on-the-job opportunities. There are also opportunities for advancement within the organization based on demonstrated success.

What is the work environment like at NBH Bank?

The work environment at NBH Bank is built around the belief that people are the greatest asset. The company emphasizes clarity, simplicity, and community ties, making employee decisions efficient and fair. Additionally, the company supports flexible scheduling and remote work options as business needs allow.

What benefits does NBH Bank offer to its employees?

NBH Bank offers a generous benefits package that includes insurance, a 401k plan, an associate stock purchase program, paid time off, and associate banking perks.

What is the company’s commitment to equity, diversity, and inclusion?

NBH Bank has a long-standing commitment to equity, diversity, and inclusion, promoting community growth, revitalization, and sustainability through banking relationships, investments, grants, and volunteerism. The company strives for all associates to feel welcomed and empowered at work.

What are the expectations regarding community involvement for this role?

The Business Banking Officer II is expected to participate in community and business functions to maintain a positive image for the bank and establish referral contacts. Promoting the bank’s image through community engagement and coordinating community development efforts is an important part of the role.

Are there any physical requirements for this job?

Yes, associates may need to perform physical tasks such as grasping, pushing, pulling, lifting, bending, raising, and holding hands and arms overhead. Additionally, associates may be required to work overtime as needed, typically not exceeding 5%.

What additional pre-employment requirements must candidates fulfill?

Selected candidate(s) for hire must complete a criminal history report, global screen, drug screen, employment credit report, and, if applicable, a driving record before employment. Applicants must also be legally authorized to work in the United States and verification of employment eligibility will be required at the time of hire.

NBH Bank

Finance
Industry
1001-5000
Employees

Mission & Purpose

NBH Bank is a subsidiary of National Bank Holdings Corporation (NYSE: NBHC). NBH Bank provides clients with a full range of financial products and services throughout Utah, Idaho, Wyoming, Colorado, Kansas, Missouri, New Mexico and Texas. With over 1,100 associates and more than 100 convenient banking center locations and ATMs, we focus on consumer, small business and commercial banking relationships. At NBH Bank, we believe that banks have an obligation to deliver common sense banking–smart banking solutions and exceptional service that put our clients first. NBH Bank Common Sense Banking is delivered in a locally relevant way–the way banking should be provided–through our family of community banks: Bank Midwest, Community Banks of Colorado and Hillcrest Bank.