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Business Banking Officer II

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NBH Bank

3mo ago

  • Job
    Full-time
    Senior & Expert Level
  • Colorado Springs
    Remote

AI generated summary

  • You must have strong banking knowledge, excellent communication skills, and experience in business lending. A background in financial analysis and customer service is essential.
  • You will build and maintain client relationships, assess financial needs, provide banking solutions, and ensure compliance with regulations while supporting business loan and deposit services.

Requirements

  • Minimum Requirements:
  • Bachelor’s degree in Business Administrations or equivalent combination of education and work experience.
  • 5 + years of successful commercial or small business lending
  • 5+ years of banking experience.
  • 5+ years successful business-to-business development experience.
  • Have working knowledge and understanding of SBA products, standard operating procedures, forms and documents, and eligibility requirements.
  • Desired Skills:
  • Master’s degree or equivalent combination of education and work experience.
  • 7+ years of successful commercial or small business lending.
  • 9+ years of banking experience.
  • Completion of a bank training or formal credit training program.
  • Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
  • Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
  • Ability to think creatively and meet challenges with resourcefulness.
  • Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
  • Ability to work effectively in a collaborative environment.
  • Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
  • Proficient in MS office applications which include Outlook, Word, Excel and PowerPoint.

Responsibilities

  • As a Business Banking Officer, you will actively pursue business relationships for NBH Bank.
  • Provide a full range of banking services with an emphasis on loan and deposit business products, with a goal of earning 100% of the client’s relationship.
  • Heightened focus on government-guaranteed loans (primarily SBA 7a and 504).
  • Collaborate with the bank’s SBA department on SBA production, pipeline, and closings.
  • Proactively call on clients / prospects / referral sources to ensure maximum results.
  • Results consist of acquiring, expanding, and retaining business banking relationships, with an enhanced focus on deposit, treasury and business lending growth.
  • Participation in community and business functions to ensure a positive image for the bank within the regions marketplace and establishing referral contacts within the community is an important part of the role.
  • Achieve specific sales and services goals individually, and lead the banking center’s goals on a quarterly and annual basis.
  • Work with staff to develop and implement individual goals and objectives against established goals and standards for improving the competitive position of Bank Midwest/Hillcrest Bank/Community Banks of Colorado.
  • Additionally, the Business Banking Officer is expected to critically review, analyze, and structure business loans.
  • Monitors loan portfolio performance by maintaining contact with the borrowers and understanding and resolving problems when appropriate.
  • Promote the Bank’s image in the community by participating in community activities, coordinating community development efforts, and presenting a favorable image in the community that will lead to new business relationship opportunities.
  • Identify market trends that may impact client’s business and utilize our solutions to provide opportunities to further partner.
  • Create, train, and coach a successful sales team through the development of associates with the primary goal to serve the clients' total financial needs resulting in greater market share, wallet share, and profitability.
  • You will be expected to manage the relationship with various business partner entities to ensure cross-sales along with managing service quality to ensure ongoing client satisfaction, build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.

FAQs

What is the primary focus of the Business Banking Officer II role?

The primary focus of the Business Banking Officer II role is to actively pursue business relationships, provide a full range of banking services with an emphasis on loan and deposit products, and work closely with the bank's SBA department on government-guaranteed loans.

What qualifications are required for this position?

Candidates must have a Bachelor’s degree in Business Administration or an equivalent combination of education and work experience, along with 5+ years of successful commercial or small business lending, banking experience, and business-to-business development experience.

Are there opportunities for advancement within the company?

Yes, as you demonstrate success, there will be opportunities for advancement within our organization.

What type of training will be provided?

Training and coaching will be provided throughout the onboarding experience and on the job to equip you for success.

What are some of the desired skills for this position?

Ideal candidates should possess skills such as strong credit analysis abilities, effective oral and written communication, creativity in problem-solving, strong interpersonal skills, and proficiency in MS Office applications.

How important is community involvement for this role?

Community involvement is very important; the Business Banking Officer is expected to participate in community and business functions to promote a positive image for the bank and establish referral contacts within the community.

Is a formal credit training program required?

While not required, completion of a bank training or formal credit training program is a desired qualification.

What kind of benefits does the bank offer?

The bank offers a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, and associate banking perks.

What is the work environment like?

The work environment emphasizes clarity, simplicity, and a culture that values associates as the greatest asset. Flexible scheduling and opportunities for remote work are also available as business needs allow.

Are there any physical demands for this position?

Yes, an associate may need to perform tasks that require the ability to grasp, push, pull, lift, bend, raise, and hold hands and arms overhead.

Are there any specific background checks for candidates?

Yes, selected candidates must complete a criminal history report, global screen, drug screen, employment credit report, and, if applicable, a driving record prior to employment.

Does the bank have an equal opportunity employment policy?

Yes, the bank is committed to providing equal opportunity to all individuals without regard to various legally protected categories.

NBH Bank

Finance
Industry
1001-5000
Employees

Mission & Purpose

NBH Bank is a subsidiary of National Bank Holdings Corporation (NYSE: NBHC). NBH Bank provides clients with a full range of financial products and services throughout Utah, Idaho, Wyoming, Colorado, Kansas, Missouri, New Mexico and Texas. With over 1,100 associates and more than 100 convenient banking center locations and ATMs, we focus on consumer, small business and commercial banking relationships. At NBH Bank, we believe that banks have an obligation to deliver common sense banking–smart banking solutions and exceptional service that put our clients first. NBH Bank Common Sense Banking is delivered in a locally relevant way–the way banking should be provided–through our family of community banks: Bank Midwest, Community Banks of Colorado and Hillcrest Bank.