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Card Pricing Senior Analyst

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Santander

9d ago

  • Job
    Full-time
    Junior, Mid & Senior Level
  • Data
    Banking & Finance
  • Madrid
  • Quick Apply

AI generated summary

  • You need 2-5 years in card processing, data analysis skills (SQL, Power BI), bilingual in English/Spanish, strong communication, and project management experience. AI knowledge is a plus.
  • You will validate fees from Card Schemes, reconcile payments, analyze invoices for errors, present insights, stay updated on tariffs, train teams, and maintain documentation and best practices.

Requirements

  • From 2 to 5 years of experience in roles related to Card Schemes’ processing, interchange fees, and cost optimization.
  • Familiarity with payment platforms and banking systems for transaction processing.
  • Management consulting experience is a plus.
  • Bilingual proficiency in English and Spanish (Portuguese is a strong advantage).
  • Proficiency in data analysis tools and dashboards such as SQL, Power BI, QlikView and advanced Excel.
  • Knowledge of Card Schemes / Card Network’ platforms and relational databases for information exploitation.
  • Familiarity with Artificial Intelligence (AI) tools and their applications in data mining.
  • Effective communication skills for engaging with internal and external stakeholders.
  • Strong attention to detail with the ability to interpret and present large data sets clearly and critically.
  • Teamwork and project management experience.
  • Strong analytical, quantitative, and communication skills.
  • Ability to identify opportunities and drive the execution of cost-optimization initiatives.

Responsibilities

  • Monitor and validate charges received from Card Schemes, ensuring correct application of fees and resolving discrepancies.
  • Reconcile payments with issuer-provided reports and investigate discrepancies in tariff charges.
  • Conduct detailed analyses of invoices, clearing files, and portfolio reports to identify errors, cost-saving opportunities, and potential efficiencies.
  • Present observations, insights, and recommendations to internal business units and stakeholders.
  • Stay informed of updates to Card Schemes’ tariffs and mandates, assessing and communicating their impact on operations.
  • Prepare detailed reports and presentations on the financial impact of tariff changes.
  • Support and train internal teams to understand Card Schemes’ fees and their operational implications.
  • Create and maintain internal documentation, including standard operating procedures, tariff reconciliation guidelines, and best practices.
  • Track the execution and impact of agreed recommendations and initiatives.

FAQs

What is the primary responsibility of the Card Pricing Senior Analyst?

The primary responsibility is to monitor, analyze, and validate charges related to card pricing strategies, detect cost-saving opportunities, and optimize interchange fees.

What type of experience is required for this position?

Candidates should have 2 to 5 years of experience related to Card Schemes’ processing, interchange fees, and cost optimization.

What are the preferred languages for this role?

Bilingual proficiency in English and Spanish is required, and proficiency in Portuguese is a strong advantage.

What technical skills are necessary for the Card Pricing Senior Analyst position?

Proficiency in data analysis tools such as SQL, Power BI, QlikView, and advanced Excel is necessary, along with knowledge of Card Schemes' platforms and relational databases.

Will I need to prepare reports in this role?

Yes, you will be responsible for preparing detailed reports and presentations on the financial impact of tariff changes.

What soft skills are important for this role?

Effective communication skills, strong attention to detail, teamwork, project management experience, and the ability to identify and drive cost-optimization initiatives are important for this role.

Is experience in management consulting beneficial for this position?

Yes, management consulting experience is considered a plus.

Where is the Card Pricing Senior Analyst position based?

The position is based in Boadilla del Monte, Madrid.

What kind of insights will the Card Pricing Senior Analyst provide?

The analyst will provide insights related to cost-saving opportunities, tariff discrepancies, and operational efficiencies to internal business units and stakeholders.

Are there opportunities for training and support within this role?

Yes, the position involves supporting and training internal teams to understand Card Schemes’ fees and their operational implications.

Here to help you prosper

Finance
Industry
10,001+
Employees
1857
Founded Year

Mission & Purpose

Santander is a leading global bank, founded in 1857 and headquartered in Spain, and is one of the largest banks in the world by market capitalisation. It provides a wide range of financial products and services, including personal and corporate banking, wealth management, and insurance. With a strong presence in Europe, Latin America, North America, and Asia, Santander's mission is to help people and businesses prosper by offering customer-centric solutions. Its purpose is to support growth and innovation while fostering responsible banking practices to benefit individuals, businesses, and communities.