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Commercial Loan Officer (C&I)

  • Job
    Full-time
    Senior Level
  • Banking & Finance
  • Peabody

Requirements

  • Understanding and experience working with credit documentation a must
  • Must be able to perform general office duties, including but not limited to maintaining supplies and distributing communications when needed
  • Demonstrated ability to review and evaluate documentation for risk
  • Related experience with regulatory, compliance and due diligence requirements
  • Updates job knowledge by participating in educational opportunities
  • Understanding of Bank operations and familiarity with the credit process
  • Strong organizational, reasoning and communications skills
  • Self motivated and independent with the ability to multi task, balance a demanding work load and meet critical deadlines
  • PC skills including Word, Excel and Power Point are a must
  • Ability to establish and maintain effective working relationships
  • Required Experience:
  • Qualified candidates will have at least five years of commercial lending (both C&I and Commercial Real Estate) experience ideally in our market, strong credit skills and a record of success in developing, maintaining and closing new business.
  • Ability to utilize deductive and inductive reasoning to solve problems
  • Ability to understand new information and apply it for future problem-solving and decision-making

Responsibilities

  • Develops and services a wide variety of secured and unsecured loans or lines of credit, most of which involve large amounts of money and important customers.
  • Attend to the needs of customers seeking loans or lines of credit on terms that involve significant amounts of unsecured funds and/or credit secured by mortgages or other collateral.
  • Interviews applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
  • Guides the credit department or junior officers in the development and analysis of financial background data for new or renewed loans.
  • Makes decisions on loans and terms within established lending limits, or makes recommendations to a superior.
  • Follows current loans and credit lines to ensure complete compliance with terms.
  • Gives financial advice and counsel to customers and prospective customers.
  • Studies industrial, commercial, and financial situations relating to new or existing businesses.
  • Makes recommendations on financial and organization structure, locations, and other matters on which the company may have information.
  • Participates with senior officers on larger loans and lines.
  • Keeps informed as to the status of loans in the department.
  • Calls on potential or existing customers to develop new business and increase or retain existing business.

Where Each Relationship Matters

Finance
Industry
1001-5000
Employees
1907
Founded Year

Mission & Purpose

Rockland Trust is a full-service commercial bank headquartered in Massachusetts, offering a wide range of personal, business, and commercial banking services, including loans, savings, and checking accounts. Their ultimate mission is to build enduring relationships by providing exceptional banking solutions and personalised service. The purpose of Rockland Trust is to enhance the financial well-being of their customers and communities by fostering trust and offering reliable financial guidance and support.