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Credit Analyst

  • Job
    Full-time
    Junior Level

AI generated summary

  • You need A-level education, 1-2 years in credit analysis, strong English skills, teamwork, attention to detail, Excel proficiency, and adaptability in a fast-paced environment.
  • You will analyze credit lines, assess risks, respond to agents' requests, update credit based on trends, and evaluate financial reports for onboarding new agents.

Requirements

  • - Minimum A-level education and at least 1-2 years work experience in technical approach to Credit Analysis (knowledge in the MT business activity or related field will be valuable)
  • - Oral and written communications skills in English
  • - Team player
  • - Detail orientated and accurate
  • - Manage of Excel and skills in Data Analysis
  • - Ability to be flexible and adaptable when working in a fast-paced often pressurized environment

Responsibilities

  • Review and analyze the credit lines provided to the agents by RIA.
  • Anticipate the risks and exposure on the Credits assigned.
  • Reply and attend the Credit requests by email done by our Agents and RIA teams (CM, Sales, FS, AS.)
  • Update the Credit according to the payment history, market, and production trend of the agents by taking into account volume, profitability, production, seasonality, and other factors.
  • Process the risk assessment based on the financial reports for the onboarding of the new agents.

FAQs

What are the primary responsibilities of a Credit Analyst at Ria Financial Services?

The primary responsibilities include reviewing and analyzing credit lines for agents, anticipating risks and exposures, responding to credit requests, updating credit based on payment history and market trends, and processing risk assessments for onboarding new agents.

What qualifications are required for this position?

A minimum A-level education and at least 1-2 years of work experience in credit analysis are required. Knowledge in the money transfer business or related fields would be valuable.

What language skills are necessary for this role?

Oral and written communication skills in English are necessary for this role.

What skills are important for a Credit Analyst at Ria?

Important skills include being detail-oriented and accurate, managing Excel, possessing data analysis skills, and demonstrating flexibility and adaptability in a fast-paced environment.

What type of work environment can I expect as a Credit Analyst?

The work environment is fast-paced and often pressurized, requiring the ability to adapt quickly to changing situations.

Is teamwork important in this position?

Yes, being a team player is essential for success in this role.

Where is the EMEA headquarters located?

The EMEA headquarters is located in Madrid.

What is the mission of Ria Financial Services?

Ria Financial Services is committed to helping businesses and individuals thrive through the fast and secure transfer of funds across borders at a great value, serving communities and individuals effectively.

A global leader in the money transfer industry, and part of Euronet Worldwide, we open ways for a better everyday life.

Finance
Industry
1001-5000
Employees
1987
Founded Year

Mission & Purpose

RIA is a digital platform that provides a comprehensive solution for buying and selling vehicles. The company facilitates a streamlined and efficient process for both buyers and sellers by offering tools and services that simplify vehicle transactions. Their ultimate mission is to transform the automotive marketplace by making vehicle purchases and sales more accessible, transparent, and user-friendly. RIA's purpose is to enhance the overall experience of buying and selling cars, creating a more seamless and trustworthy process in the automotive industry.