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Credit Officer

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Deutsche Bank

16d ago

  • Job
    Full-time
    Senior & Expert Level
  • Accounting & Tax
    Banking & Finance
  • London

AI generated summary

  • You need credit risk management knowledge, strong analytical skills, ability to explain complex structures, evaluate cash flow models, and a bachelor’s in Finance, Accounting, or Economics.
  • You will review securitisation transactions, analyze collateral quality, prepare credit memos, present to committees, and participate in portfolio monitoring and risk mitigation initiatives.

Requirements

  • Credit risk management knowledge including experience with securitisation structures, rating agency methodologies.
  • Strong analytical skills with attention to detail, ability to explain potentially complex and nuanced transaction structures to the relevant stakeholders.
  • Ability to evaluate cash flow models used to structure transactions.
  • Bachelor’s degree in Finance, Accounting, Economics, or related fields.

Responsibilities

  • Support the review and credit approval of securitisation transactions, ensuring exposures are consistent with bank’s risk appetite
  • Work with 1LoD to ensure transactions are appropriately structured with adequate risk mitigation to address relevant adverse scenarios
  • Analyze the quality of underlying collateral, considering factors such as credit rating, strength of counterparty, industry trends and macroeconomic conditions are appropriately accounted for.
  • Stay informed about market trends and conditions that may impact the performance of securitized assets, helping to anticipate and mitigate potential risks
  • Prepare detailed credit memos for approval with the relevant approvers and, where appropriate, present at relevant credit committees
  • Participate in broader projects and initiatives, including portfolio monitoring, stress testing and regulatory / audit requests

FAQs

What is the location for the Credit Officer position?

The position is located in London.

What corporate title is associated with this Credit Officer role?

The corporate title for this role is VP (Vice President).

What team will I be joining as a Credit Officer?

You will be joining the UK Credit Risk Management - Securitisation team.

What are the main responsibilities of a Credit Officer?

The main responsibilities include supporting the review and approval of securitisation transactions, analyzing underlying collateral, preparing credit memos, and participating in portfolio monitoring and stress testing.

Is there a focus on employee development and wellbeing?

Yes, the organization is committed to providing an environment with employee development and wellbeing at its center.

How many holidays do employees receive?

Employees receive 30 days’ holiday plus bank holidays, with the option to purchase additional days.

What types of benefits are offered as part of the compensation package?

Benefits include a competitive salary, non-contributory pension, life assurance, private healthcare, flexible benefits, and opportunities for volunteering.

What qualifications are required for the Credit Officer role?

A Bachelor’s degree in Finance, Accounting, Economics, or related fields is required, along with credit risk management knowledge and strong analytical skills.

Is there room for career progression in this role?

Yes, there is a culture of continuous learning and support from experts in the team which aids progression.

Does Deutsche Bank promote diversity and inclusivity?

Yes, Deutsche Bank values diversity and promotes a positive, fair, and inclusive work environment, making reasonable adjustments for those with disabilities.

What type of working model does Deutsche Bank implement?

Deutsche Bank implements a Hybrid Working Model that allows eligible employees to work remotely part of their working time.

Are coaching and support provided for employees?

Yes, employees receive coaching and support from experts in their team.

How does Deutsche Bank support employees' work-life balance?

By offering flexible working arrangements to assist employees in balancing their personal priorities.

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Deutsche Bank

Finance
Industry
10,001+
Employees
1869
Founded Year

Mission & Purpose

At Deutsche Bank, we give original thinkers the space and support they need to shine. Merging local knowledge with global vision, in-depth insight with industry-leading digital expertise, if you’re an innovator by nature, we can help you to unleash your potential. We see things differently at Deutsche Bank – and we’re proud of our fresh perspective. Today, we’re driving growth through our strong client franchise, investing heavily in digital technologies, prioritising long-term success over short term gains, and serving society with ambition and integrity. Wherever your interests lie – in investment banking, trading, private wealth, asset management, retail banking - or many of the infrastructure functions that support them – you’ll discover resources, training and opportunities designed to keep you ahead of the curve. Intelligence has no boundaries: we welcome high-achieving, talented individuals from any background.

Benefits

  • Home office flexible work time

    We support flexible working, whether that’s working from home, flexible working hours or even part-time working. However, it is important to note that opportunities will vary depending on your particular role.

  • Annual leave & more

    Employees are entitled to generous leave allowance (details should be discussed with local recruitment teams). Additionally, paid leave is granted for special events including, wedding/civil partnerships, compassionate leave, paternity leave or when you’re caring for a sick child. On top of the statutory 36 months of parental leave (Germany), Deutsche Bank offers an extra six months of parental leave – providing you have been with us for more than three years.

  • Support & Counselling

    Whether you need professional help or personal advice: Deutsche Bank offers a comprehensive support network ranging from career advice, mental health support, assistance in finding childcare or social care for the elderly.

  • Health insurance

    You can choose between statutory or a range of private health insurance options. Our statutory health insurance ‘Betriebskrankenkasse BKK’ is available exclusively to Deutsche Bank employees and their families. Aside from shorter waiting times for appointments, BKK provides access to expert medical consultations over the phone and regular health checks.

  • Sick pay

    Beyond statutory sick pay, Deutsche Bank will also cover the difference between your net salary and the statutory sickness benefit allowance. The duration of the sick pay will be dependent on the number of years you’ve worked with us.

  • Pension

    We understand that pensions can be a dry topic; however here at Deutsche Bank, we are dedicated to simplifying the complexities, so that all of our people can enjoy their lives beyond work. To provide a great foundation for your future, we provide our people with a comprehensive pension scheme that delivers all the security and all the flexibility you need.