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Credit Review Officer II

  • Job
    Full-time
    Senior & Expert Level
  • Banking & Finance
  • Cincinnati, +1

AI generated summary

  • You need a 4-year degree, 8-10 years in commercial credit review, strong communication skills, and proficiency in Microsoft Office.
  • You will review commercial credit relationships, communicate findings, assist with examinations, evaluate portfolio quality, identify emerging risks, and pursue professional development.

Requirements

  • Bachelor (4-year college) degree
  • 8 to 10 years commercial credit review related experience
  • Excellent oral and written communication skills
  • Microsoft Office suite
  • None required.

Responsibilities

  • Perform credit reviews of commercial relationships across various portfolio segments, including asset-based lending, asset/equipment finance, commercial real estate, corporate banking, correspondent banking, franchise finance, energy, healthcare, mortgage warehouse, and music/sports/entertainment.
  • Communicate key findings with Line and Credit Risk partners.
  • Assist with examinations, including reviewing assigned credits, preparing supplemental analysis, and supporting the examination process.
  • Assist with monitoring, including evaluating portfolio quality and credit risk management practices; identifying emerging risks from credit review trends and portfolio, industry, and economic information; and validating issue resolution.
  • Pursue professional development opportunities and complete required training.

FAQs

Is this position open to remote work?

No, this position requires on-site work at the posted location.

What is the primary responsibility of a Credit Review Officer II?

The primary responsibility is to evaluate portfolio quality and credit risk management practices within the commercial bank’s lending groups while ensuring compliance with bank policy, strategy, and risk appetite.

What type of experience is required for this position?

The position requires 8 to 10 years of commercial credit review related experience.

What educational qualifications are necessary for this job?

A Bachelor’s degree (4-year college degree) is required for this position.

Are there any supervisory responsibilities in this role?

No, there are no supervisory responsibilities associated with the Credit Review Officer II position.

What are the essential skills needed for this role?

Excellent oral and written communication skills are essential, along with proficiency in the Microsoft Office suite.

What types of commercial relationships will the Credit Review Officer II review?

The officer will review various portfolio segments, including asset-based lending, commercial real estate, corporate banking, and more.

Is there any requirement for certifications or licenses for this job?

No, there are no specific certificates, licenses, or registrations required for this position.

Will the Credit Review Officer II have any involvement in examinations?

Yes, the officer will assist with examinations by reviewing assigned credits, preparing supplemental analysis, and supporting the examination process.

Are there opportunities for professional development in this role?

Yes, the position encourages pursuing professional development opportunities and completing required training.

Better Together.

Finance
Industry
501-1000
Employees
1864
Founded Year

Mission & Purpose

When we opened our doors in 1864 on North Court Street in Memphis, we had a simple mission: to provide the best service to our customers, one opportunity at a time. In the 150 years that followed, our communities transformed and expanded. We’ve seen our business and banking in general grow and adapt to the changing needs of customers through the years. But one thing that will always remain constant is our commitment to financial integrity and to helping our customers take good care of their money.