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Credit Risk Analyst Corp and Asset Finance

  • Job
    Full-time
    Mid & Senior Level
  • Data
    Banking & Finance
  • London

AI generated summary

  • You need a finance/economics background, strong financial analysis and modeling skills, knowledge of European project finance/LBOs, and good communication skills. Understanding legal docs and derivatives is key.
  • You will process credit requests, ensure compliance with risk policies, conduct credit analyses, present recommendations, monitor client portfolios, and provide support to the credit risk team.

Requirements

  • Finance and/or Economics background
  • Strong financial analysis and modelling skills
  • Detailed knowledge of the European project finance and LBO markets
  • Ability to produce detailed and concise risk analysis
  • Ability to assess, present and explain complex transactions and new activities to management
  • Thorough understanding of typical legal documentation
  • Good knowledge of derivative products
  • Good communication skills

Responsibilities

  • Liaise with business lines and ensure that all requests are processed in a timely manner at the appropriate decision level.
  • Check that each request is in line with the Bank’s relevant risk policy.
  • Provide an independent and written credit analysis on each credit request.
  • Present the Risk recommendation to the credit committee and/or delegation holder.
  • Review and validate the internal ratings proposed by the business lines.
  • Ensure that annual review and rating updates are done in a timely manner.
  • Actively monitor the risk profile of the existing client portfolio.
  • Report watch list counterparties either as part of the routine watch list reviews or by raising a specific credit alert.
  • Provide back-up for other credit analysts of the London Credit Risk team when necessary.
  • Assist in transversal tasks when necessary

FAQs

What is the primary role of the Credit Analyst in Corp and Asset Finance?

The primary role is to provide risk analysis on project finance, corporate finance, acquisition finance (LBO), real estate finance, and other structured finance activities, reporting to the Head of Credit Risk London.

What type of analysis does the Credit Analyst perform?

The Credit Analyst performs financial and business risk analysis, rating reviews, and produces written recommendations for the credit committee or relevant delegation holders.

Is prior experience in finance required for this position?

Yes, a background in Finance and/or Economics is required for this position.

What specific skills are needed for this role?

Strong financial analysis and modeling skills, detailed knowledge of the European project finance and LBO markets, and the ability to produce concise risk analysis are essential skills for this role.

What is the process for credit requests?

The Credit Analyst must liaise with business lines to ensure all requests are processed in a timely manner and check that each request aligns with the Bank’s risk policy.

Will the Credit Analyst be required to present their recommendations?

Yes, the Credit Analyst will present risk recommendations to the credit committee and/or delegation holder.

How will the Credit Analyst monitor existing clients?

The Credit Analyst will actively monitor the risk profile of the existing client portfolio and report any watch list counterparties as needed.

What type of knowledge is important regarding legal documentation?

A thorough understanding of typical legal documentation is important for this role.

Are communication skills important for this position?

Yes, good communication skills are required to effectively present and explain complex transactions and activities to management.

Will there be opportunities to assist other team members?

Yes, the Credit Analyst may provide back-up for other credit analysts on the London Credit Risk team when necessary and assist in transversal tasks as needed.

Finance
Industry
5001-10,000
Employees
2006
Founded Year

Mission & Purpose

Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide. Our teams of experts in around 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis CIB is committed to aligning its financing portfolio with a carbon neutrality path by 2050 while helping its clients reduce the environmental impact of their business. As part of the Global Financial Services division of Groupe BPCE, the second largest banking group in France through the Banque Populaire and Caisse d’Epargne retail networks, Natixis CIB benefits from the Group’s financial strength and solid financial ratings (Standard & Poor's: A, Moody's: A1, Fitch Ratings: AA-, R&I: A+).

Benefits

  • Pension Plan

  • Work From Home

  • Health Cash Plan

  • Sick Pay