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Credit Risk Management - Corporate Lending Associate

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Morgan Stanley

16d ago

  • Job
    Full-time
    Mid & Senior Level
  • Data
    Banking & Finance
  • Frankfurt

AI generated summary

  • You need a Bachelor's degree, corporate credit analysis experience, knowledge of financial markets, strong communication skills, attention to detail, analytical skills, and fluency in English plus another language.
  • You will analyze credit risks, execute loan transactions, liaise with clients, manage a portfolio, and assess economic impacts on counterparties.

Requirements

  • Bachelors degree or equivalent
  • Experience in corporate credit analysis and financial forecasting, assigning ratings and sizing appetite
  • Understanding of financial markets, financing and risk mitigating structures
  • Familiarity with financial products e.g., swaps, FX, equities (preferred) and legal documentation (e.g. ISDA, CSAs)
  • The ability to communicate effectively with a wide range of stakeholders, both written and verbally
  • The ability to work independently in a self-directed way in a collaborative, team-oriented environment
  • An interest in working in a fast-paced environment, often balancing multiple high priority deliverables
  • Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, PowerPoint and Word)
  • Strong analytical skills; experience in financial analysis and modelling (preferred)
  • Fluency in English is required, plus another European language (preferred)

Responsibilities

  • Analyse credit risks in corporate loan transactions and derivative trade requests to recommend accurate credit risk ratings and appropriate risk appetite
  • Assume key role in loan transaction execution, from deal inception to financial close, including presentation at credit committee and to senior management
  • Liaise with clients and internal business units on credit requirements (assisting structuring new transactions), approvals and ongoing relationship management
  • Manage portfolio of corporate loan and derivative counterparties, including annual and quarterly reviews and adhoc waiver requests
  • Analyse economic and market events and their impact on the portfolio of counterparties managed

FAQs

What is the primary role of the Corporate Lending Associate in Credit Risk Management at Morgan Stanley?

The primary role is to analyze credit risks in corporate loan transactions, recommend credit risk ratings, manage loan transaction execution, liaise with clients, and manage a portfolio of corporate loan and derivative counterparties.

What qualifications are required for this position?

A bachelor's degree or equivalent is required, along with experience in corporate credit analysis, financial forecasting, and understanding of financial markets and risk mitigating structures.

What financial products should the candidate be familiar with?

The candidate should be familiar with financial products such as swaps, foreign exchange (FX), equities, and legal documentation like ISDA and CSAs.

What skills are considered beneficial for this role?

Beneficial skills include the ability to work independently in a team-oriented environment, strong attention to detail, experience in financial analysis and modeling, and proficiency in Microsoft Office.

Is fluency in languages other than English necessary for this role?

While fluency in English is required, proficiency in another European language is preferred.

How does Morgan Stanley approach flexible working arrangements?

Morgan Stanley empowers employees with greater freedom of choice through flexible working arrangements and encourages discussions with the recruitment team about these opportunities.

Does Morgan Stanley have a commitment to diversity and inclusion?

Yes, Morgan Stanley is committed to providing a supportive and inclusive environment and actively focuses on recruiting, developing, and advancing individuals based on their skills and talents.

What can employees expect in terms of company culture?

Employees can expect a culture that values diverse perspectives, individual intellect, and cross-collaboration, along with trusted colleagues and committed mentors.

What internal mobility opportunities are available at Morgan Stanley?

Internal mobility is encouraged for career growth, typically requiring employees to be in their position for at least 18 months and performing satisfactorily before applying for another role within the Firm.

Are there any specific regulatory requirements for this role?

If the role is deemed a Certified role, it may require the holder to meet mandatory regulatory qualifications or internal company benchmarks.

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Morgan Stanley

Finance
Industry
10,001+
Employees
1935
Founded Year

Mission & Purpose

Morgan Stanley mobilizes capital to help governments, corporations, institutions and individuals around the world achieve their financial goals. For over 85 years, the firm’s reputation for using innovative thinking to solve complex problems has been well earned and rarely matched. A consistent industry leader throughout decades of dramatic change in modern finance, Morgan Stanley will continue to break new ground in advising, serving and providing new opportunities for its clients. Morgan Stanley is committed to maintaining the first-class service and high standard of excellence that have always defined the firm. At its foundation are five core values — put clients first, do the right thing, lead with exceptional ideas, commit to diversity and inclusion, and give back — that guide its more than 70,000+ employees across 41 countries.