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Credit Risk Officer

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Deutsche Bank

8d ago

  • Job
    Full-time
    Senior Level
  • Accounting & Tax
    Banking & Finance
  • London

AI generated summary

  • You need a finance-related degree, strong credit risk experience, knowledge of corporate finance and financing structures, analytical skills, loan documentation understanding, and ability to manage multiple tasks.
  • You will analyze structured finance transactions, assess credit risks, review financial models, produce credit ratings, and manage internal approval processes.

Requirements

  • University degree preferably in Finance, Business, Accounting or Economics
  • Strong experience in a financial institution, specifically within a lending or credit risk function
  • Understanding of corporate finance; Ability to understand complex financing structures across a variety products, including senior debt, junior debt and derivatives
  • Analytical skills, including cash flow modelling / forecasting and understanding of derivative structures
  • Understanding of loan documentation and other legal concepts
  • Ability to work independently under time pressure and manage multiple assignments in parallel

Responsibilities

  • Analysing new Structured finance transactions including Leveraged Buyouts, Mergers & Acquisitions (M&A) financing, Contract Monetisation / Quasi-government receivables, Back Leverage of loan / Private Equity portfolios (or on a single name basis) and supporting ancillary business such as Foreign Exchange (FX) / Interest Rates / Commodity Derivatives, Transaction Banking
  • Reviewing ongoing credit requests, assessing credit risks and repayment capacity, assessing valuations
  • Reviewing financial models, business plans and projections, including downside scenario analysis
  • Producing credit ratings and assessing compliance with risk appetite and regulatory and policy requirements
  • Recommending changes to ratings as and additions to credit watchlist where appropriate
  • Managing day-to-day tasks for internal approval processes and transaction management

FAQs

What is the job title for this position?

The job title is Credit Risk Officer.

Where is this position located?

The position is located in London.

What is the corporate title associated with this role?

The corporate title is Assistant Vice President.

What team will I be part of?

You will be part of the Credit Risk Management, Global Credit Financing & Solutions (CRM GCFS) team.

What types of transactions will I be analyzing?

You will be analyzing complex, highly structured transactions including Leveraged Buyouts, Mergers & Acquisitions financing, and Private Equity portfolios, among others.

What qualifications do I need for this role?

You need a university degree, preferably in Finance, Business, Accounting or Economics, along with strong experience in a financial institution and understanding of corporate finance.

What analytical skills are required for this position?

Strong analytical skills, including cash flow modelling/forecasting and understanding derivative structures, are required.

Will I have assistance with my professional development?

Yes, you will receive training and development support to help you excel in your career.

What benefits are offered for employees?

Employees can expect a competitive salary, non-contributory pension, 30 days of holiday plus bank holidays, life assurance, private healthcare, and a range of flexible benefits.

Is the company committed to diversity?

Yes, Deutsche Bank values diversity and promotes a positive, fair, and inclusive work environment.

Are there opportunities for volunteering?

Yes, employees have the opportunity to support a wide-ranging CSR program and receive 2 days of volunteering leave per year.

How is work-life balance supported?

The company has implemented a hybrid working model to help employees balance their personal priorities.

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Deutsche Bank

Finance
Industry
10,001+
Employees
1869
Founded Year

Mission & Purpose

At Deutsche Bank, we give original thinkers the space and support they need to shine. Merging local knowledge with global vision, in-depth insight with industry-leading digital expertise, if you’re an innovator by nature, we can help you to unleash your potential. We see things differently at Deutsche Bank – and we’re proud of our fresh perspective. Today, we’re driving growth through our strong client franchise, investing heavily in digital technologies, prioritising long-term success over short term gains, and serving society with ambition and integrity. Wherever your interests lie – in investment banking, trading, private wealth, asset management, retail banking - or many of the infrastructure functions that support them – you’ll discover resources, training and opportunities designed to keep you ahead of the curve. Intelligence has no boundaries: we welcome high-achieving, talented individuals from any background.

Benefits

  • Home office flexible work time

    We support flexible working, whether that’s working from home, flexible working hours or even part-time working. However, it is important to note that opportunities will vary depending on your particular role.

  • Annual leave & more

    Employees are entitled to generous leave allowance (details should be discussed with local recruitment teams). Additionally, paid leave is granted for special events including, wedding/civil partnerships, compassionate leave, paternity leave or when you’re caring for a sick child. On top of the statutory 36 months of parental leave (Germany), Deutsche Bank offers an extra six months of parental leave – providing you have been with us for more than three years.

  • Support & Counselling

    Whether you need professional help or personal advice: Deutsche Bank offers a comprehensive support network ranging from career advice, mental health support, assistance in finding childcare or social care for the elderly.

  • Health insurance

    You can choose between statutory or a range of private health insurance options. Our statutory health insurance ‘Betriebskrankenkasse BKK’ is available exclusively to Deutsche Bank employees and their families. Aside from shorter waiting times for appointments, BKK provides access to expert medical consultations over the phone and regular health checks.

  • Sick pay

    Beyond statutory sick pay, Deutsche Bank will also cover the difference between your net salary and the statutory sickness benefit allowance. The duration of the sick pay will be dependent on the number of years you’ve worked with us.

  • Pension

    We understand that pensions can be a dry topic; however here at Deutsche Bank, we are dedicated to simplifying the complexities, so that all of our people can enjoy their lives beyond work. To provide a great foundation for your future, we provide our people with a comprehensive pension scheme that delivers all the security and all the flexibility you need.