Logo of Huzzle

GEM Credit Analyst, AS

Applications are closed

  • Job
    Full-time
    Mid Level
  • Data
    Banking & Finance
  • Mumbai

Requirements

  • * Sharp credit due diligence skills
  • * Good sector/country risk assessment skills
  • * Understanding of credit market/products
  • * Self-starter with ability to firmly communicate ideas and clear recommendations based on analysis
  • * Decision making and working under pressure
  • * Team player attitude, flexibility, and excellent interpersonal skills
  • * Minimum Undergraduate- preferably CA/MBA/CFA
  • * Minimum 3 years of credit risk experience in top tier bank/rating agency/financial institution

Responsibilities

  • In-depth analysis of business model, industry, financial performance (balance sheet, income statement, cashflows, liquidity, financial ratios), management quality and expected future performance (cashflow models/forecasts) as well as market data and peer analysis to take a comprehensive view on credit risk being underwritten in GEM/GFX derivative books
  • Combining credit analysis with market view (yields, credit spreads) to determine the appetite & hold period for underlying credit
  • Regular & ongoing portfolio monitoring (tracking of company/sector news, earnings, credit & market events) to determine any change in trading strategy in terms of reducing/exiting the credit position, de-risking strategies or building incremental positions into GEM/GFX derivative books
  • Assist/participate in counterparty due-diligence calls and visits

FAQs

What is the job title for this position?

The job title is GEM Credit Analyst, Associate.

Where is this job located?

This job is located in Mumbai, India.

What is the primary focus of the GEM Credit Analyst role?

The primary focus is to assist in the fundamental analysis of issuer credit quality, which is essential for the bank's underwriting appetite and trading strategies.

What qualifications are needed for this position?

A minimum of an undergraduate degree, preferably CA/MBA/CFA, along with at least 3 years of credit risk experience in a top-tier bank, rating agency, or financial institution.

What specific skills are required for this role?

Required skills include sharp credit due diligence, good sector/country risk assessment, understanding of credit markets/products, along with the ability to communicate ideas and recommendations effectively.

Is there any support for professional development in this role?

Yes, there is training and development to help you excel in your career, as well as sponsorship for industry-relevant certifications and education.

What benefits are offered to employees?

Benefits include a best-in-class leave policy, gender-neutral parental leaves, child care assistance, flexible working arrangements, comprehensive hospitalization insurance, and more.

Will I be involved in portfolio monitoring as part of this role?

Yes, ongoing portfolio monitoring, which includes tracking company/sector news and credit events, is a key responsibility of this role.

How does the company promote a positive work environment?

Deutsche Bank promotes a positive, fair, and inclusive work environment by valuing collaboration, initiative, and responsible action among their employees.

What kind of work culture can I expect at Deutsche Bank?

You can expect a culture that promotes continuous learning, empowerment, and support from experts within your team, alongside a collaborative work environment.

Finance
Industry
10,001+
Employees
1869
Founded Year

Mission & Purpose

At Deutsche Bank, we give original thinkers the space and support they need to shine. Merging local knowledge with global vision, in-depth insight with industry-leading digital expertise, if you’re an innovator by nature, we can help you to unleash your potential. We see things differently at Deutsche Bank – and we’re proud of our fresh perspective. Today, we’re driving growth through our strong client franchise, investing heavily in digital technologies, prioritising long-term success over short term gains, and serving society with ambition and integrity. Wherever your interests lie – in investment banking, trading, private wealth, asset management, retail banking - or many of the infrastructure functions that support them – you’ll discover resources, training and opportunities designed to keep you ahead of the curve. Intelligence has no boundaries: we welcome high-achieving, talented individuals from any background.

Benefits

  • Home office flexible work time

    We support flexible working, whether that’s working from home, flexible working hours or even part-time working. However, it is important to note that opportunities will vary depending on your particular role.

  • Annual leave & more

    Employees are entitled to generous leave allowance (details should be discussed with local recruitment teams). Additionally, paid leave is granted for special events including, wedding/civil partnerships, compassionate leave, paternity leave or when you’re caring for a sick child. On top of the statutory 36 months of parental leave (Germany), Deutsche Bank offers an extra six months of parental leave – providing you have been with us for more than three years.

  • Support & Counselling

    Whether you need professional help or personal advice: Deutsche Bank offers a comprehensive support network ranging from career advice, mental health support, assistance in finding childcare or social care for the elderly.

  • Health insurance

    You can choose between statutory or a range of private health insurance options. Our statutory health insurance ‘Betriebskrankenkasse BKK’ is available exclusively to Deutsche Bank employees and their families. Aside from shorter waiting times for appointments, BKK provides access to expert medical consultations over the phone and regular health checks.

  • Sick pay

    Beyond statutory sick pay, Deutsche Bank will also cover the difference between your net salary and the statutory sickness benefit allowance. The duration of the sick pay will be dependent on the number of years you’ve worked with us.

  • Pension

    We understand that pensions can be a dry topic; however here at Deutsche Bank, we are dedicated to simplifying the complexities, so that all of our people can enjoy their lives beyond work. To provide a great foundation for your future, we provide our people with a comprehensive pension scheme that delivers all the security and all the flexibility you need.

Get notified when Deutsche Bank posts a new role

Get Hired with Huzzle

Discover jobs with AI-powered precision. Autofill and track applications, create tailored resumes, and find the best opportunities across the web – all by simply chatting.

Already have an account?