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Gold Loan Relationship Officer-LOANS AGAINST GOLD-Marketing Branches Operations

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  • Job
    Full-time
    Junior, Mid & Senior Level
  • Sales & Business Development
    Business, Operations & Strategy
  • Hyderabad, +1

Requirements

  • Job Role:
  • To develop sourcing channels for generating leads of Gold loans.
  • Business Planning & development i.e. Tie-up with Dealers, DSAs & Brokers to generate leads for Gold loans
  • Work closely with branch channel to drive Gold loans.
  • Maintaining the Profitability of Business, Achievement of the Business Targets.
  • Implement sales promotional activities as per bank norms, ensuring increment of sales in terms of volume and value.
  • To ensure the availability and awareness of our product in every potential area of the market.
  • Conduct retail activities to increase brand visibility and increase customer contact points

Responsibilities

  • To develop sourcing channels for generating leads of Gold loans.
  • Business Planning & development i.e. Tie-up with Dealers, DSAs & Brokers to generate leads for Gold loans
  • Work closely with branch channel to drive Gold loans.
  • Maintaining the Profitability of Business, Achievement of the Business Targets.
  • Implement sales promotional activities as per bank norms, ensuring increment of sales in terms of volume and value.
  • To ensure the availability and awareness of our product in every potential area of the market.
  • Conduct retail activities to increase brand visibility and increase customer contact points

FAQs

What is the primary responsibility of a Gold Loan Relationship Officer?

The primary responsibility is to develop sourcing channels for generating leads for Gold loans and to drive business planning and development in collaboration with dealers, DSAs, and brokers.

How does a Gold Loan Relationship Officer generate leads?

Leads are generated through tie-ups with dealers, direct selling agents (DSAs), brokers, and by working closely with branch channels to drive Gold loan sales.

What are the key performance indicators for this role?

Key performance indicators include maintaining the profitability of the business, achieving business targets, and increasing sales volume and value.

Are there any promotional activities involved in this position?

Yes, the officer is responsible for implementing sales promotional activities as per bank norms to ensure sales increments.

What is required to ensure product awareness in the market?

The officer must ensure the availability and awareness of Gold loan products in all potential areas of the market.

Will the officer be involved in retail activities?

Yes, the officer will conduct retail activities to enhance brand visibility and increase customer contact points.

Is this role focused solely on branch operations?

No, this role involves collaboration with other sourcing channels and requires active engagement beyond just branch operations.

What type of qualifications are typically required for this role?

While specific qualifications may vary, a background in finance, marketing, or a related field, along with experience in sales or loan products, is often preferred.

Is previous experience in gold loans necessary for this position?

Previous experience in gold loans or a similar lending product can be beneficial, but strong sales and relationship-building skills are equally important.

What skills are essential for success in this role?

Essential skills include strong communication, sales acumen, relationship management, and a good understanding of market dynamics related to gold loans.

Finance
Industry
10,001+
Employees

Mission & Purpose

Kotak Mahindra Bank is a leading Indian financial services conglomerate that offers a wide range of banking and financial products, including personal, corporate, and investment banking services. They provide solutions such as loans, savings accounts, insurance, asset management, and wealth management. Kotak Mahindra Bank’s ultimate mission is to drive growth by delivering innovative and customer-centric financial services while maintaining the highest standards of integrity and professionalism. Their purpose is to empower individuals, businesses, and institutions by offering tailored financial solutions that enhance their financial well-being and support economic progress.

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