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Junior Credit Decisions Analyst - Polish Speaking



16d ago

  • Job
    Junior Level
  • Banking & Finance
  • London
  • Quick Apply

AI generated summary

  • You must be analytical, detail-oriented, and able to work under pressure. Fluent in Polish, experienced in Credit Risk, Underwriting, or Finance industries. Target-driven team player with strong policy-building skills.
  • You will analyze and price deals, ensure acceptable terms, recommend deal terms, validate information, liaise with teams, and contribute to process improvements.


  • Building and documenting localised guidance and policies for our Credit Decisions team
  • Testing and providing feedback for our local Credit Risk models
  • Assessing merchants on ability to repay by reviewing credit reports, assessing revenue and payment data, and pricing deals
  • Analytical and has strong attention to detail
  • Ability to work under pressure
  • Team player / Target driven
  • Experience working in similar industries and/or roles (Credit Risk, Underwriting, Banking, Finance, Accounting etc.)
  • Polish speaking


  • As a credit decisions analyst using YouLend proprietary solutions and guidelines to decision applications and price deals, being responsible for ensuring acceptable terms while deciding the size, duration, and price of an application and recommending terms of the deals for KYC and funding checks. Contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Risk/Data Science teams to analyse and influence decisions.


What language skills are required for this role?

Fluency in Polish is required for this position as the role involves analyzing and decisioning credit applications for Polish-speaking merchants.

What kind of experience is preferred for this role?

Experience working in Credit Risk, Underwriting, Banking, Finance, Accounting, or similar industries is preferred for this role. Candidates with relevant experience will be better equipped to analyze applications and recommend terms for deals.

How important is attention to detail for this role?

Strong attention to detail is crucial for this role as the analyst will be responsible for ensuring the accuracy and completeness of information received for each deal. Any oversight could lead to incorrect decisions and impact the financial health of the company.

Will I be working independently or as part of a team?

While the role requires the ability to work independently under pressure, being a team player is also essential. The analyst will need to collaborate with the Credit Risk/Data Science teams to analyze and influence decisions.

What will be my main responsibilities in this role?

The main responsibilities include using proprietary solutions and guidelines to decision applications, building and documenting localised guidance and policies, testing and providing feedback for local Credit Risk models, assessing merchants on their ability to repay, and contributing ideas to improve ongoing processes.

Enabling e-commerce and payment platforms to support their merchants with fast, flexible embedded finance solutions

Founded Year

Mission & Purpose

YouLend is the preferred embedded financing platform for many of the world’s leading providers in e-commerce, payments, and tech: eBay, Shopify, Mastercard, Mollie, Google, Just Eat Takeaway, and many more. Our software platform and APIs enable our partners to extend their value proposition by offering flexible financing products in their desired branding to their merchant base without necessarily putting capital at risk. With YouLend's data-backed credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We have offices in London, UK, and Atlanta, Georgia, and we operate across Europe and the United States. To find out more about how we create value for our partners and their customers, visit www.youlend.com or get in touch with a member of our team.