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(Junior) Credit Risk Analyst d/f/m

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RWE

7d ago

  • Job
    Full-time
    Entry, Junior & Mid Level
  • Business, Operations & Strategy
    Banking & Finance
  • Essen

AI generated summary

  • You need a degree in business, finance, or economics, credit management exposure, proficiency in credit risk analysis, strong English skills, and solid analytical and organizational abilities.
  • You will analyze creditworthiness, manage credit risks through agreements, consider liquidity, and engage with stakeholders on the credit portfolio.

Requirements

  • University’s degree holder in business administration, finance or economics.
  • Demonstrated initial exposure to credit management.
  • Proficient in credit risk analysis methods, balance sheet analysis and cash flow/liquidity analysis.
  • Capable of making well-informed decisions within tight deadlines.
  • Excellent command of both spoken and written English.
  • Solid comprehension of credit and liquidity risk.
  • Possesses analytical, conceptual and organisational skills.
  • Ability to integrate effectively and handle conflicts efficiently.

Responsibilities

  • Creditworthiness Analysis: Conducting creditworthiness analyses for existing and potential business partners; prepare short, succinct credit reports including Risk Return decisions.
  • Credit Risk Management: Actively participate in managing credit risks by negotiating framework agreements (e.g., EFET, ISDA, commodity delivery contracts, etc.) and ensuring the provision of necessary securities.
  • Liquidity Considerations: Assist in proactively managing credit risks while taking into account liquidity topics.
  • Stakeholder Engagement: Act as an internal and external partner for our credit portfolio.

FAQs

What is the job title for the position at RWE Supply & Trading GmbH?

The job title is (Junior) Credit Risk Analyst d/f/m.

What qualifications are required for this role?

A university degree in business administration, finance, or economics is required.

Is prior experience in credit management necessary?

Demonstrated initial exposure to credit management is required, but extensive experience is not necessary.

What kind of analysis will be conducted in this role?

The role involves conducting creditworthiness analyses, balance sheet analysis, and cash flow/liquidity analysis.

What are the working conditions for this role?

The position can be full time or part time, and it is permanent.

Is there a preference for experience in specific sectors?

Experience in an international energy or banking environment is advantageous but not essential.

How many days per week is in-office attendance required?

A minimum of 3 days in the office is required as part of the hybrid working model.

What benefits can employees expect from working at RWE Supply & Trading GmbH?

Employees can expect competitive benefits, excellent development prospects, and an attractive remuneration package, along with perks like a free fitness center, childcare, and on-site dining options.

Who can I contact for more information about the job?

You can contact HR representative Deborah Münz at +49 152 57906888 for more information.

Does RWE Supply & Trading GmbH value diversity in its hiring process?

Yes, RWE Supply & Trading GmbH values diversity and welcomes applications from individuals regardless of gender, disability, nationality, ethnic and social origin, religion/belief, age, sexual orientation, and identity.

Our energy for a sustainable life.

Energy
Industry
10,001+
Employees

Mission & Purpose

RWE is leading the way to a green energy world. With an extensive investment and growth strategy, the company will expand its powerful, green generation capacity to 50 gigawatts internationally by 2030. RWE is investing €50 billion gross for this purpose in this decade. The portfolio is based on offshore and onshore wind, solar, hydrogen, batteries, biomass and gas. RWE Supply & Trading provides tailored energy solutions for large customers. RWE has locations in the attractive markets of Europe, North America and the Asia-Pacific region. The company is responsibly phasing out nuclear energy and coal. Government-mandated phaseout roadmaps have been defined for both of these energy sources. RWE employs around 19,000 people worldwide and has a clear target: to get to net zero by 2040. On its way there, the company has set itself ambitious targets for all activities that cause greenhouse gas emissions. The Science Based Targets initiative has confirmed that these emission reduction targets are in line with the Paris Agreement. Very much in the spirit of the company’s purpose: Our energy for a sustainable life.