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Kreditanalyst/Underwriter (all genders) im Bereich Technology & Lifecycle Solutions

  • Job
    Full-time
    Mid Level
  • Accounting & Tax
    Banking & Finance
  • Germany
    Remote

AI generated summary

  • You need a relevant degree or bank training, 3+ years in balance analysis and credit checks, strong analytical skills, negotiation proficiency, fluent German and English, and MS Office expertise.
  • You will assess risks, evaluate securities, draft contracts, analyze return-risk ratios, create credit templates, assist sales with credit queries, support project tasks, and monitor market trends.

Requirements

  • Betriebswirtschaftliches (Fach-) Hochschulstudium oder abgeschlossene Bankausbildung mit betriebswirtschaftlicher Zusatzausbildung
  • Mindestens 3 Jahre praktische Erfahrung in der Analyse von Bilanzen und betriebswirtschaftlichen Auswertungen sowie in der Kreditprüfung
  • Hohes Engagement und zielorientierter Einsatz
  • Analytische Fähigkeiten und Sorgfalt
  • Ergebnisorientierung und Entscheidungsfreude
  • Verhandlungsgeschick und Durchsetzungsvermögen
  • Verhandlungssicheres Deutsch sowie sehr gute englische Sprachkenntnisse in Wort und Schrift, Französischkenntnisse sind von Vorteil
  • Sicherer Umgang mit MS-Office

Responsibilities

  • Selbständige Risikoprüfung und Entscheidung innerhalb der eigenen Kreditkompetenz bzw. Votierungen außerhalb des Kompetenzrahmens
  • Bewertung banküblicher Objekt- und Personalsicherheiten
  • Ausarbeitung von Vertragsdokumenten und Sicherheitsunterlagen sowie deren Durchsetzung
  • Überprüfung der Angemessenheit des Rendite-/Risikoverhältnisses
  • Erstellung von Kreditvorlagen in deutscher und englischer Sprache
  • Unterstützung der Vertriebsmannschaft in Kreditfragen
  • Unterstützung von Projektaufgaben in kreditpolitischen Fragestellungen
  • Verfolgung von Markt- und Technologietrends

FAQs

What is the job title for this position?

The job title is Kreditanalyst/Underwriter (all genders) im Bereich Technology & Lifecycle Solutions.

Where is this job located?

This job is located in Köln, Germany.

Is this position full-time or part-time?

The position can be either full-time or part-time.

What kind of experience is required for this role?

A minimum of 3 years of practical experience in the analysis of financial statements, business evaluations, and credit assessment is required.

What type of educational background is preferred for candidates?

A degree in Business Administration or a completed bank training with additional business qualifications is preferred.

Are there opportunities for career development?

Yes, there are diverse opportunities for development, including internal and external training, talent programs, and international career prospects within the BNP Paribas Group.

What benefits are offered for this position?

Benefits include a service vehicle for private use, remote work options, 30 vacation days, additional vacation days for bank holidays, asset-building benefits, a company pension plan, and health offers, among others.

What languages are needed for this job?

Negotiation-level German and very good English language skills in both spoken and written form are required. French language skills are a plus.

Who can I contact for more information about the position?

You can contact Sina Adamus for more information about the position.

Are there any specific software skills needed for this role?

Yes, a secure handling of MS-Office is required.

Is prior underwriting experience necessary for this role?

While not explicitly stated, practical experience in credit examination is important, which may imply some underwriting experience.

Can I apply if I don't meet every requirement listed?

Yes, you can still apply even if you do not meet every requirement as personal development is valued.

How should I submit my application?

Applications should be submitted exclusively through the online portal, as applications via email or paper cannot be considered.

What is the company's approach to diversity?

BNP Paribas values diversity as a strength and believes in the advantages of diverse perspectives, experiences, and skills in their selection process.

The bank for a changing world

Finance
Industry
10,001+
Employees
1848
Founded Year

Mission & Purpose

more than 190,000 employees, including more than 145,000 in Europe. BNP Paribas holds leading positions in its three major operating divisions: ⚆ Commercial, Personal Banking & Services for all the Group’s retail banking networks and several specialised businesses, including BNP Paribas Personal Finance and Arval; ⚆ Investment & Protection Services for savings, investment and protection solutions; ⚆ Corporate & Institutional Banking, which is focused on corporate and institutional clients. The Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, the Group has four domestic markets (Belgium, France, Italy and Luxembourg) and BNP Paribas Personal Finance is the European leader in consumer lending. BNP Paribas is rolling out its integrated retail-banking model in Mediterranean countries, in Turkey, in Eastern Europe and a large network in the western part of the United States. In its Corporate & Institutional Banking and Investment & Protection Services activities, BNP Paribas also enjoys top positions in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific.