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Mortgage Loan Officer - Patroon Creek

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KeyBank

7d ago

  • Job
    Full-time
    Mid Level
  • Banking & Finance
  • Albany
  • Quick Apply
    17d left

AI generated summary

  • You must possess a Bachelor's degree in a business-related field or equivalent experience, along with at least 3 years of experience as a loan officer in 1st mortgage production. Strong knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, and excellent communication and customer service skills are essential.
  • You will prospect and develop client relationships, originate and process residential real estate mortgage transactions, maintain high client satisfaction, stay informed on market trends, and foster internal and external relationships.

Requirements

  • Education Qualifications:
  • Bachelor's Degree Business related field or equivalent experience (preferred)
  • Experience Qualifications:
  • 3+ years Experience as a loan officer in 1st mortgage production (preferred)
  • 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred)
  • Tactical Skills:
  • Excellent communication skills both written and verbal
  • Demonstrated strong customer service skills
  • Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management.
  • Strong financial acumen
  • Personal Skills:
  • Emotional Intelligence: Describes the concepts and underlying tenets of emotional intelligence (EI) as a skill and cites examples as to the impact of EI on business results
  • Practical Skills:
  • Business Acumen: Works to understand the business priorities of internal and external clients and can describe relevant profitability drivers and considerations
  • Oral & Written Communication: Develops a clear, complete understanding of needs and problems through careful listening, probing, reflecting, and summarizing; conducts discussions that are sincere and fully expressed
  • Core Competencies:
  • All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.
  • Physical Demands:
  • General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
  • Driving Requirements:
  • May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required.

Responsibilities

  • Prospects home lending business to build and develop new client loan originations and relationships and new originations. This can include developing internal referral relationships as well as developing external centers of influence to refer home lending opportunity
  • Originate and process 1-4 family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines
  • Responsible for gathering documents at the time of registering a loan and is expected to remain, the primary point of contact for the client during the duration of the loan process
  • This person is to maintain high standards of client satisfaction and quality, ensure sales/originator systems and workflows are efficiently controlled.
  • Develops and maintains in-depth knowledge of products and services as well as knowledge of competitors and competitive products while serving as the subject matter expert within the market
  • Maintains proficiency on sales/originator systems and develop and maintain efficient workflows
  • Keeps informed of trends and developments in the real estate market and mortgage industry
  • Ability to foster internal and external relationships.
  • Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
  • Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.

FAQs

What are the educational qualifications required for the Mortgage Loan Officer - Patroon Creek position?

Bachelor's Degree in a business-related field or equivalent experience is preferred for this position.

What are the experience qualifications required for the Mortgage Loan Officer - Patroon Creek position?

3+ years of experience as a loan officer in 1st mortgage production is preferred for this position.

What are some of the specific skills required for this position?

Excellent communication skills, strong customer service skills, proficient in sales and service skills, and strong financial acumen are some of the specific skills required for this position.

What are some of the core competencies expected from all KeyBank employees?

All KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies.

What are the physical demands of the Mortgage Loan Officer - Patroon Creek position?

The physical demands include prolonged sitting, ability to communicate face to face in person or on the phone, frequent use of PC/laptop, and occasional lifting/pushing/pulling of backpacks or computer bags up to 10 lbs.

Are there any driving requirements for this position?

The Mortgage Loan Officer - Patroon Creek may need to drive to multiple locations in a single day, so the ability to operate a motor vehicle with a valid driver's license is required.

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Mission & Purpose

At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day. Headquartered in Cleveland, Ohio, KeyCorp is one of the nation’s largest financial services companies. Key Companies provide investment management, retail and commercial banking, consumer finance and investment banking products to individuals and companies throughout the United States and, for certain businesses, internationally. Follow along for business and industry insights, expert advice and more resources to help you achieve your financial goals. KeyCorp is an Equal Opportunity and Affirmative Action employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. KeyBank is Member FDIC. Equal Housing Lender. Credit applications are subject to credit approval.