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Risk Engineer


NFU Mutual


Applications are closed

  • Job
    Senior & Expert Level
  • Cardiff, +2

Risk Engineer

  • Complete detailed underwriting risk surveys for domestic, bespoke, and commercial customers
  • Play a pivotal role in reducing risk and losses within NFU Mutual
  • Remote role requiring multi-site travel + Company Car Scheme / Car Allowance

About the role

Join NFU Mutual as a Loss Control Surveyor covering the Wales and play a pivotal role in shaping risk management strategies for a diverse portfolio of customers. Your primary responsibility will involve conducting thorough underwriting risk assessments across various sectors including domestic, bespoke, and commercial. Through meticulous site visits and remote surveys, you'll provide valuable technical insights to our Underwriting teams, facilitating informed insurance decisions and effectively mitigating risks for both our customers and the business.

In this dynamic role, you'll be instrumental in producing detailed technical reports that capture the nuances of underwriting risk assessments to a professional standard. Utilising defined systems and frameworks, you'll ensure that insurance decisions – whether quotes, renewals, or rejections – are reached promptly, enabling seamless operations for Underwriting and Brokers.

Moreover, as a Loss Control Surveyor, you'll actively engage in site reviews and consultancy with customers, collaborating closely with Agents and Brokers to manage stakeholders effectively. By imparting knowledge of potential risks and offering viable solutions, you'll contribute to the overarching goal of reducing risk and losses. Additionally, you'll have the opportunity to contribute to the broader professional community by researching, producing, and disseminating technical guidance aimed at enhancing the knowledge base of clients and colleagues alike. Join us and make a real impact in shaping risk management practices while advancing your own technical expertise in a dynamic and supportive environment.

This Risk Engineer role is known internally as Loss Control Surveyor.

About you

You’ll be an experienced Loss Control Surveyor with detailed knowledge of current risk management and loss prevention practices for a broad range of insurance risks as well as significant experience of surveying and consulting in large and complex commercial environments. Your ability to interpret underwriting requirements and effectively communicate with stakeholders will be invaluable in driving impactful risk management decisions. You’ll also:

  • Be able to demonstrate proficiency in current risk management and loss prevention practices across diverse insurance risks.
  • Have proven experience in surveying and consulting within commercial settings, showcasing your high attention to detail and your ability to assess and mitigate risks effectively.
  • Possess extremely strong communication skills, with a talent for engaging customers and stakeholders, influencing decisions, and negotiating outcomes.
  • Have the ability to interpret underwriting requirements accurately, ensuring alignment with risk management strategies.
  • Have proven experience and knowledge gained from roles in Underwriting, Claims, Surveying, Commercial Engineering, or related disciplines, providing a solid foundation for success in this position.

A full valid UK Driving Licence is essential in order for you to be successful in this role.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

  • Salary Up to £71,000 + 17.5% annual bonus + benefits package + Company Car Scheme / Car Allowance
  • Annual bonus (up to 17.5% of salary)
  • Contributory pension scheme, up to 20%, including your 8% contribution
  • 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
  • A Family Friendly policy that helps you balance your work and family responsibilities
  • Access to savings at High Street brands, travel and supermarkets
  • £20 contribution to a monthly gym membership – subject to T&Cs
  • Health and wellbeing plan - cashback for dentist, opticians, physio and more
  • Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
  • Employee Volunteering - volunteer in the community for one day each year
  • Unlimited access to Refer a Friend £500 bonus scheme
  • Life Assurance cover of 4 x salary
  • Employee discounts of 15% on a range of NFU Mutual insurance policies.

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and are one of only 57 companies across the globe, and one of only two organisations with headquarters in the UK, to receive a Gallup Exceptional Workplace 2023 award. We were also named in the LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023 and 2024.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.


We have over 300 local Agency offices across the UK who look after existing customers and attract new ones.

Visit the Our local Agency Network office

Vacancy managed by

Louise Evans

For more than a century,  we have provided quality insurance to customers, their families, and their businesses

Founded Year

Mission & Purpose

At NFU Mutual, we do things differently. We take the time to understand the needs of our customers, offering personal face-to-face service through more than 295 Agency offices nationwide. And, because we’re a mutual, the people that matter to us most are our customers. When we started in 1910, our aim was to encourage farmers around Stratford-upon-Avon into the newly established farming union through cost price insurance. Before long, the business expanded beyond it's Midlands home, establishing branches across the United Kingdom. As farming diversified, so did we. Growing beyond agricultural insurance we used our life assurance, investments and pensions expertise to provide individuals and businesses with our renowned customer service. Today, our people continue to build relationships with their local communities, taking the time to understand their individual needs so that we can offer the insurance cover appropriate to them.


  • Between 25 and 28 days' holiday

  • Contributory pension scheme

  • Life assurance cover of four times salary

  • Company performance related annual bonus

  • Private medical insurance

  • Company car (for certain roles)