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Senior Fixed Income Credit Analyst - Philadelphia



10d ago

  • Job
    Senior & Expert Level
  • Data
    Banking & Finance
  • Philadelphia

AI generated summary

  • You must have strong analytical thinking, decision-making skills, and effective communication abilities. Financial analysis, statement analysis, and quantitative research experience are essential. A minimum of 8 years industry experience and a Bachelor's degree are required.
  • You will analyze credit sectors, provide investment opinions, review new issuances, communicate with various stakeholders, mentor team members, and contribute to portfolio management decisions in the fixed income space.


  • Analytical Thinking – Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business.
  • Decision Making and Critical Thinking – Understanding of the issues related to the decision-making process; ability to analyze situations fully and accurately, and reach productive decisions.
  • Effective Communications – Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
  • Financial Analysis – Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material.
  • Financial Statement Analysis – Knowledge of tools, techniques, and practices, and ability to analyze and determine the credit-worthiness of a business enterprise through its financial statements.
  • Managing Multiple Priorities – Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.
  • Problem Solving – Knowledge of approaches, tools, techniques for recognizing, anticipating, and resolving organizational, operational or process problems; ability to apply this knowledge appropriately to diverse situations.
  • Quantitative Research – Knowledge of and the ability to use numerical methods to compile information about a given situation or condition.
  • Quantitative Techniques – Knowledge of and ability to use quantitative tools and techniques to measure and analyze risks.
  • Research Analysis – Knowledge of and the ability to locate, interpret and evaluate research findings compiled and documented by others and use this material to support empirical research.
  • Work Experience
  • Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry relevant experience is typically 8+ years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
  • Education
  • Bachelors


  • Specialize in a fixed set of corporate credit sectors to complement the existing credit staff coverage, with an investment grade focus
  • Provide forward-looking credit opinions on credits and sectors for which the Senior Analyst is responsible and present investment ideas to the team in both formal and informal environments
  • Review and document new issuance for portfolio inclusion
  • Communicate to a broad range of constituents spanning from other investment professionals to direct clients and prospects
  • Analyzes financial viability and security attractiveness. Makes recommendations for specific security positions to portfolio managers. Serves as a subject matter expert in specific industries and/or sectors.
  • Analyzes financial statements of individual securities and makes effective recommendations based on results. Designs and runs securities analysis models and generates reports to support the portfolio management effort and independently draws conclusions. Makes recommendations on valuations of specific securities within the sector or industry.
  • Reviews industries and sectors with portfolio managers on relative valuation. Directs special projects as needed.
  • Communicates research and performance of industries, sectors and securities to internal business partners and external clients.
  • Mentors other team members.
  • PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.


What are the primary responsibilities of a Senior Fixed Income Credit Analyst at PNC?

A Senior Fixed Income Credit Analyst at PNC is responsible for analyzing a broad array of corporate obligors to provide investment opinions focused on credit selection. They may also assume coverage of some municipal obligors as part of a multi-sector portfolio composition.

What qualifications are preferred for a Senior Fixed Income Credit Analyst at PNC?

Preferred qualifications for a Senior Fixed Income Credit Analyst at PNC include experience in researching and analyzing corporate fixed income securities, familiarity with bond pricing concepts, strong communication skills, creativity, and knowledge of tools such as the Bloomberg terminal and Excel API. A CFA designation is also preferred.

What benefits are offered to employees at PNC?

PNC offers a comprehensive range of benefits to full-time employees, including medical/prescription drug coverage, dental and vision options, life insurance, disability protection, maternity and parental leave, retirement plans, dependent care reimbursement, educational assistance, and a wellness program.

How can applicants request accommodations for the application process at PNC?

Applicants requiring accommodations for the application process at PNC can contact AccommodationRequest@pnc.com. They should include "accommodation request" in the subject line and provide their name, job ID, and preferred method of contact in the email. They can also call 877-968-7762 for assistance.

Does PNC provide equal employment opportunities?

Yes, PNC provides equal employment opportunities to qualified individuals regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.


Mission & Purpose

For more than 160 years, we’ve been committed to making a difference for our customers, communities and employees. Our Main Street banking model means we are uniquely rooted in the places where we operate, living in and supporting the communities in which we do business – understanding our customers are our neighbors. Through our growth into one of the nation’s leading banks, we are helping customers from coast-to-coast protect and grow their wealth. By combining what customers love about community banks with the security, technology, and capabilities of a top bank, we are helping everyone move forward financially. See how we can make a difference for you.