FAQs
What are the primary responsibilities of a Credit Analyst in this role?
The primary responsibilities include completing credit analysis on a portfolio of Financial Institutions and funds, developing market intelligence, conducting annual and interim reviews, presenting credit proposals to the Credit Committee, monitoring the portfolio for credit issues, and ensuring compliance with bank policies and procedures.
What qualifications are required for this position?
A Master’s Degree/MSc/Master 2 from a Business School or University in Banking, Finance, Economics, Risk Management, Financial Markets, or other relevant areas is required, along with at least 3 years of experience in a similar function.
What kind of environment does BNP Paribas India Solutions provide?
BNP Paribas India Solutions operates a 24x7 global delivery center with a focus on innovation and providing best-in-class solutions across Corporate and Institutional Banking, Investment Solutions, and Retail Banking.
Is proficiency in any specific software required for this job?
Yes, advanced knowledge of Microsoft Office applications, particularly Word, Excel, and PowerPoint, is required.
What soft skills are necessary for this role?
Strong analytical skills, adaptability, proactive multitasking abilities, robust presentation and communication skills (both verbal and written), and attention to detail are necessary for this role.
Is multilingual ability preferred for this position?
Yes, fluency in English is required, and proficiency in an additional Asian language would be welcomed.
What are the career growth opportunities in this role?
Opportunities for career growth may include advancing to senior credit officer positions or other leadership roles within the credit risk and analysis domains or other business lines at BNP Paribas.
How does the Credit Analyst interact with clients?
The Credit Analyst interacts transparently with clients under coverage, attends discussions when necessary, and collaborates closely with Senior Credit Officers and other business lines regarding credit risk assessments.
How often are credit reviews conducted in this position?
Credit Analysts are responsible for conducting annual and interim reviews as well as ongoing monitoring of their portfolio for credit issues requiring specific review.
What is the organizational structure for Credit Analysts at BNP Paribas?
Credit Analysts report directly to the Team Manager and interact with various stakeholders, including Senior Credit Officers and other business lines involved in the credit process.