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Trainee - Asset Backed Product- H/F/X

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Societe Generale

Jul 6, 2024

Applications are closed

  • Job
    Full-time
    Entry & Junior Level
  • Product
  • London

Requirements

  • Technical:
  • Ability to gather an understanding of capital markets, their dynamics and the related instruments, including credit (cash and derivatives) to propose relevant capital markets solutions, with a particular focus on ABP products, markets, and regulations
  • Gather quantitative expertise: data analysis, cash-flow modelling, tranching modelling by developing expertise on the related models (underlying assumptions, tools, outcome anticipation...)
  • Provide analytical and computer skills (Excel, Bloomberg, in particular)
  • Ability to search adequate information on various information channels about clients, markets or topics, and deliver concise and clear memos
  • Capacity to generate consistent pitch material that is clear, structured, compelling, and comprehensive in addressing clients’ needs
  • Responsibility – ability to understand risks (conduct, reputational, financial, etc.) for ABP, GLFI, and SG Group, and ability to act responsibly in line with SG Group Values, Code of Conduct, and other applicable rules & regulations
  • Behavioural:
  • Client orientation – ability to contribute to the team’s efforts in building and maintaining trusted client relationships
  • Client orientation – consistency and rigour in following up on clients’ needs and act upon team’s priorities
  • Client orientation – demonstrate initiative and team collaboration to develop business adapted to clients’ and markets’ needs
  • Innovation – commitment to contribute to the team’s efforts in the development of new client base, advisory, and products
  • Team spirit – ability to work with people with diverse, international backgrounds, anticipate needs and act upon team’s priorities
  • Commitment – ability to prioritise tasks and to manage competing deadlines, and to deliver on team’s priorities
  • Communication skills – including language skills (as relevant)
  • Educational:
  • The ideal candidate will hold a degree or equivalent in Business/Finance or a Science-related subject at minimum 2:1
  • Excellent level of written and spoken English essential; fluency in French / Spanish is a plus
  • Knowledge of securitisation gained through an internship or similar is advantageous

Responsibilities

  • Product knowledge: get knowledge of ABP product offers, conduct market intelligence, review benchmark/comparable transactions when applicable
  • Appropriate and run internal models in particular for internal credit rating, WAL calculation (e.g. B3S, WAL models)
  • Contribute to the Due Diligence: review of data packs, contribution to Due Diligence questionnaire, participation to Due Diligence on site visit, contribution to due diligence report
  • Prepare transaction documents (e.g. internal memos, working party lists, schedules, credit applications and any other memorandum required for the transaction internal approval or renewal)
  • Transaction monitoring: prepare monitoring spreadsheet for handover to middle office, monitor transaction performance, prepare renewal credit application
  • Appropriate BL activities, internal guidelines/procedures/policies, including CORISQ guidelines, compliance policies, credit procedures
  • Contribute to commercial pitches for UK and European clients: marketing materials, answers to Requests for Proposal providing requested datas / financial elements and drafting. Doing market overview, data collecting and analysis, contribution to documents
  • When working on securitisation execution, participate to and/or develop cash-flow and rating agencies models, and provide with portfolio analysis (stratification tables, historical performance)
  • Day to day relationships and coordination with internal parties (e.g. risk, legal, KYC teams, compliance, middle-office, syndicate) and external ones (e.g. clients, rating agencies, lawyers, auditors, corporate servicers/trustees or other third parties)

FAQs

What is the primary focus of the Asset Backed Product (ABP) division?

The primary focus of the Asset Backed Product (ABP) division is to provide engineering, distribution, and trading of asset-backed securitized products, trade receivables, and structured loans, specifically targeting clients such as Corporates, financial institutions, insurance companies, and various investors.

What are the main responsibilities associated with the Trainee position in the ABP division?

The main responsibilities include assisting in transaction origination and execution, contributing to transaction monitoring, developing technical expertise in ABP products, conducting market intelligence, preparing transaction documents, and collaborating with internal and external teams throughout the transaction process.

What types of transactions will a Trainee be involved in?

A Trainee will be involved in various transactions including securitisation transactions (like ABS and RMBS), principal finance solutions, funding transactions secured by securitisation or market loans, repo or TRS transactions, and risk transfer mechanisms.

What skills are required for the Trainee role in ABP?

Required skills include knowledge of capital markets, quantitative expertise in data analysis and cash-flow modeling, strong analytical and computer skills (especially in Excel and Bloomberg), the ability to generate clear and structured pitch materials, and a solid understanding of risks associated with the asset-backed products.

What educational background is preferred for the Trainee position?

The ideal candidate should hold a degree or equivalent in Business/Finance or a Science-related subject, with a minimum classification of 2:1. Knowledge of securitisation gained through an internship or similar experience is advantageous.

Is knowledge of any specific languages beneficial for the Trainee role?

Yes, fluency in English is essential, and knowledge of French or Spanish is considered a plus for the role.

How does Société Générale emphasize its corporate culture for employees?

Société Générale promotes a culture focused on impact, community, respect, and team spirit, encouraging open-mindedness, collaboration, innovation, and a commitment to building strong relationships within the team and with clients.

What is the expected career progression after completing the Trainee program?

While the job description does not specify an exact career path, it is typical for successful trainees in such divisions to advance to junior analyst roles or similar positions within the firm, gaining greater responsibility in transaction execution and client relationships.

What are the geographical areas a Trainee will focus on while working in the ABP division?

The Trainee will particularly focus on clients based in the UK, Spain, the Netherlands, or Germany.

How can candidates apply for the Trainee position?

Candidates who feel they have the required experience and qualifications are encouraged to apply through the SG Resourcing Team, which will manage the application process.

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Mission & Purpose

Societe Generale is one of the leading European financial services groups. Based on a diversified and integrated banking model, the Group combines financial strength and proven expertise in innovation with a strategy of sustainable growth. Committed to the positive transformations of the world’s societies and economies, Societe Generale and its teams seek to build, day after day, together with its clients, a better and sustainable future through responsible and innovative financial solutions. Active in the real economy for over 150 years, with a solid position in Europe and connected to the rest of the world, Societe Generale has over 117,000 members of staff in 66 countries and supports on a daily basis 25 million individual clients, businesses and institutional investors around the world by offering a wide range of advisory services and tailored financial solutions. The Group is built on three complementary core businesses: - French Retail Banking which encompasses the SG and Boursorama brands. Each offers a full range of financial services with omnichannel products at the cutting edge of digital innovation; - International Retail Banking, Insurance and Financial Services, with networks in Africa, Central and Eastern Europe and specialised businesses that are leaders in their markets; - Global Banking and Investor Solutions, which offers recognised expertise, key international locations and integrated solutions. Societe Generale is included in the principal socially responsible investment indices: DJSI (Europe), FTSE4Good (Global and Europe), Bloomberg Gender-Equality Index, Refinitiv Diversity and Inclusion Index, Euronext Vigeo (Europe and Eurozone), STOXX Global ESG Leaders indexes, and the MSCI Low Carbon Leaders Index (World and Europe).

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