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US Financial Analyst I



19d ago

  • Job
    Mid & Senior Level
  • Banking & Finance
  • £52.8K - £98.4K
  • Chicago, +1
  • 7d left

AI generated summary

  • You need 3-5 years of commercial loan and credit analyst experience, strong analytical and quantitative skills, exceptional written and oral communication skills, proficiency in Microsoft Office, and ability to work independently under limited supervision. Adapt quickly, have risk management knowledge, and excellent client servicing capabilities.
  • You will analyze client financial data, assess risk, provide advice, make lending decisions, and build relationships with stakeholders while adhering to credit policies.


  • Typically between 3 – 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
  • 3-5 years of previous Commercial Loan and Credit analyst experience required.
  • In depth specific functional knowledge and broad business knowledge.
  • Strong analytical skills.
  • Exceptional skills in quantitative analytics and credit analysis skills.
  • Highly developed written and oral communication skills.
  • Strong proficiency in Microsoft Office products and the Internet.
  • Strong interpersonal skills.
  • Ability to work under limited supervision.
  • Basic understanding of risk management concepts
  • Ability to learn and adapt quickly.
  • Excellent capability to independently and proactively service multiple clients.
  • Specialized knowledge from education and/or business experience.
  • Verbal & written communication skills - In-depth.
  • Collaboration & team skills - In-depth.
  • Analytical and problem solving skills - In-depth.
  • Influence skills - In-depth.


  • Acts timely, efficiently and independently, taking ownership of client satisfaction.
  • May include focused calling and pipeline management activities.
  • Provides advice and guidance to assigned business/group on implementation of solutions.
  • Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
  • Conducts thorough analysis of client capital and credit risk.
  • Provides accurate financial analysis and risk assessment of new and existing customers.
  • Partners with internal stakeholders for accurate, detailed client information.
  • Develops credit information to make lending decisions on new, renewal and extension loans.
  • Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.
  • Prepares summary, present facts and offer opinions concerning credit worthiness.
  • Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
  • Provides input into the planning and implementation of operational programs.
  • Builds effective relationships with internal/external stakeholders.
  • Focus may be on a business/group.
  • Thinks creatively and proposes new solutions.
  • Exercises judgment to identify, diagnose, and solve problems within given rules.
  • Works mostly independently.
  • Broader work or accountabilities may be assigned as needed.


What are the main responsibilities of a US Financial Analyst I?

The main responsibilities of a US Financial Analyst I include facilitating decisioning and analysis of credit information, supporting lending decisions, maintaining a client service environment, and making credit decisions in accordance with sound principles.

What qualifications are required to become a US Financial Analyst I?

Qualifications for a US Financial Analyst I typically include a Bachelor's degree in finance, accounting, or a related field, strong analytical skills, knowledge of financial principles, and experience working in a financial institution.

How does a US Financial Analyst I support lending decisions?

A US Financial Analyst I supports lending decisions by analyzing credit information, making credit recommendations, and ensuring compliance with Bank Policies & Procedures.

What skills are important for a US Financial Analyst I to possess?

Important skills for a US Financial Analyst I include strong analytical skills, attention to detail, excellent communication abilities, and the ability to make sound credit decisions.

How does a US Financial Analyst I provide customer service?

A US Financial Analyst I provides customer service by maintaining a client service environment, satisfying and exceeding customer needs and expectations, and ensuring a positive customer experience.

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Mission & Purpose

At BMO, banking is our personal commitment to helping people at every stage of their financial lives. The truth is, people’s needs change: so we change too. But we never change who we are. Which means we’ll never waiver from providing our customers the best possible banking experience in the industry. Our incredible team of over 46,000 people is just the tip of the iceberg. You should get to know us. We’re here to help.