London – Long Term Internship 2025 – FIC ICAT Banks

BNP Paribas

12d ago

Internship
Full-time
Placement Program
Research & Development
Banking & Finance
London

AI generated summary

You need a Master's in finance or related field, experience (internship preferred), strong analytical, communication, and Microsoft Office skills, plus knowledge of banking and financial markets.
You will conduct credit analysis, monitor financial portfolios, prepare proposals, collaborate on due diligence, and contribute to risk management and strategy with stakeholders.

Requirements

Requirements
Essential:
Education: Master’s Degree/MSc/Master 2 or equivalent from Business School or University in Banking, Finance, Economics, Risk Management, Financial Markets or other relevant areas.
Experience: Some experience, internship, graduate or pre-graduate experience is preferable.
Language(s): English (fluent).
Skills:
Strong and proven analytical skills (proficient)
Adaptability and proactivity, multitasking
Strong presentation and communication skills (verbal and written) (expert)
Advanced knowledge of Microsoft Office (Word, Excel, PowerPoint) (proficient)
Solid knowledge and understanding of banking and financial markets (proficient)
Understanding of Corporate Banking and Capital Markets products (proficient)
Self-driven and organized (expert)
Rigorous and reliable.
Preferred
Language(s): Additional Language would be welcomed.
Skills:
Advanced knowledge of Legal documentations credit terms (ISDA, CSA, etc.)
Product knowledge (derivatives)
Other IT skills (Python, R).

Responsibilities

Responsible for completing credit analysis on a portfolio of Banks and Financial Institutions to facilitate informed credit decisions
Develop an in-depth understanding of the counterparties/groups under his/her responsibility and develop market intelligence by investigating all available sources of credit and financial information
Monitor permanently the portfolio under his/her responsibility, developing market knowledge, anticipating risk to detect any credit issue requiring a specific review
Assist in conducting annual and interim reviews
Produce in due time and present in Credit Committee a factual summary of client’s credit worthiness (credit proposal), compliant with the Bank’s guidelines
The credit proposal includes a recommendation on the ratings, the limits, the legal credit terms and the risk strategy vis-a-vis the client
Perform credit analysis and when trained, issue recommendations for delegation holders (Credit Officers, Senior Credit Officers) on the counterparties/groups
May take turns in the flow transaction deal duty
Develop a good knowledge of the banking environment: capital market products, legal documentations, accounting and regulatory environments
Contribute to due diligences in collaboration with Bankers, Credit officers and SCOs
Contribute to portfolio reviews when required
Keep abreast of the changing methodologies and credit policies
Interact with Coverage Bankers, Business Lines and RISK teams, seeking an impactful and early stage contribution to credit decisions
Interacts in full transparency with the Binome (SCO & FIC Relationship Manager)
Attend when necessary discussions forum under the leadership of the Binome
Prepare credit proposal in the light of FIC commercial strategy, coverage memo, and of any material information (transaction or risks) provided by the RM Pilot or the Binome
Contribute together with the Binome to the identification of the credit points that need to be discussed with the client (during Due Diligence for example)
Discuss the requests of Credit limits with the Business Lines
Work with Coverage of Financial Institutions and Business Lines to mitigate risk related to the counterparties
Initiate due diligence’s meeting or credit review
Interact with nearshore Credit platforms for reviews of files, methodological support, training, new joiners' welcome programmes, etc.
Guarantee objective, qualitative and synthetic credit risk analysis and recommendation (Annual review, ad hoc, credit notes, comparative analysis) on the portfolio for which they are responsible
Guarantee the application of Bank’s procedures and policies and the consistency of Bank’s ratings
Manage the annual review process and Ad Hoc requests according to their complexity, strategic importance and level of risk
Manage the appropriate risk monitoring, jointly with CRC when applicable
Ensure excesses are quickly reviewed and limits assigned where credit appetite allows
Contribute to the risk strategy definition by providing recommendation on the risk profile of the counterparty and on specific transactions in relationship with the appropriate stakeholders
Contribute to the Bank’s reactivity vis-à-vis clients’ expectations by prioritizing urgent requests under his/her responsibility with his/her manager
Contribute to the exposure and risk monitoring o/w reports on exposure and excesses
Contribute to transversal projects, crisis management and excess management
Contribute to the quality of process: use adequately the credit process’ flow and workflow system, maintain critical client data, interact efficiently ahead of credit committee with the various stakeholders of the credit process
Contribute to the development/update/filling in of policies, reports and risk tools, to the Credit Process optimization and to the identification of best practices
Contribute to & Attend at the Watch List and Doubtful committees on owned portfolio
Contribute to the Due Diligence process & Attend at the adequate committees in collaboration with Credit Officers & SCOs

FAQs

What is the duration of the internship?

The internship lasts for 11 months.

Where is the internship located?

The internship is located in London.

What qualifications are required for this internship?

A Master’s Degree/MSc/Master 2 or equivalent from a Business School or University in Banking, Finance, Economics, Risk Management, Financial Markets, or other relevant areas is required.

Is prior experience necessary for this internship?

Some experience, such as internships or graduate experience, is preferable but not strictly necessary.

In which language must applicants be fluent?

Applicants must be fluent in English.

What skills are necessary for this role?

Strong analytical skills, adaptability, proactivity, strong presentation and communication skills, advanced knowledge of Microsoft Office, understanding of banking and financial markets, and being self-driven and organized are necessary.

Are there opportunities for professional development during the internship?

Yes, there are training offerings, talent programs, mentoring, career days, and in-house career tools to support professional development.

Is there a flexible working arrangement?

Yes, the company aims for optimal work/life balance that includes hybrid working and flexible working arrangements.

Does the internship include training?

Yes, the intern will be trained on the job and is expected to get up to speed quickly on all policies and procedures.

Does BNP Paribas provide support for employees with disabilities?

Yes, BNP Paribas is committed to providing a supportive work environment and will make adjustments for applicants with disabilities or health conditions during the recruitment process.

Are additional languages beneficial for this role?

Yes, knowledge of additional languages would be welcomed.

What is the company’s stance on sustainability?

The company is committed to contributing to a responsible and sustainable economy and aims for net zero in all financing and investment portfolios by 2050.

What employee benefits are offered?

Employee benefits include a generous holiday allowance, financial plans, extensive wellbeing offerings, onsite services, and various flexible benefits.

Is there a focus on diversity and inclusion in the workplace?

Yes, BNP Paribas promotes diversity and inclusion through various employee networks and initiatives supporting different groups within the organization.

What are the key responsibilities of the intern?

Key responsibilities include completing credit analysis, developing market intelligence, preparing credit proposals, assisting in due diligence, and interacting with Coverage Bankers and Business Lines.

BNP Paribas

The bank for a changing world

Finance

Industry

10,001+

Employees

1848

Founded Year

Mission & Purpose

more than 190,000 employees, including more than 145,000 in Europe. BNP Paribas holds leading positions in its three major operating divisions: ⚆ Commercial, Personal Banking & Services for all the Group’s retail banking networks and several specialised businesses, including BNP Paribas Personal Finance and Arval; ⚆ Investment & Protection Services for savings, investment and protection solutions; ⚆ Corporate & Institutional Banking, which is focused on corporate and institutional clients. The Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, the Group has four domestic markets (Belgium, France, Italy and Luxembourg) and BNP Paribas Personal Finance is the European leader in consumer lending. BNP Paribas is rolling out its integrated retail-banking model in Mediterranean countries, in Turkey, in Eastern Europe and a large network in the western part of the United States. In its Corporate & Institutional Banking and Investment & Protection Services activities, BNP Paribas also enjoys top positions in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific.