Large

Coöperatieve Rabobank U.A. is a full-range financial services provider that operates on cooperative principles. Its origins lie in the local loan cooperatives that were founded in the Netherlands nearly 110 years ago by enterprising people who had virtually no access to the capital market.

Rabobank Group is comprised of independent local Rabobanks plus Rabobank Nederland, their umbrella organisation, and a number of specialist subsidiaries. Overall, Rabobank Group has approximately 61,100 employees (in FTEs), who serve about 10 million customers in 47 countries.

Finance

Rabobank

Banking & Finance

You must have an EU work permit or Stamp 4 Visa, knowledge of financial products, compliance, credit risk, strong communication skills, and ideally 2-3 years in Corporate Banking.

You will support coverage bankers in client management, analyze sustainability performance, coordinate KYC, prepare credit applications, manage deals, and engage in relationship building.

Customer Relations

Dublin

<div>
 Role Title: Junior Relationship Manager
 Role Description:
 The primary role of the Global Corporate Clients (GCC) division globally is to ensure global excellence in the commercial coverage and relationship management of the international Food &amp; Agriculture (“F&amp;A”) and Energy Transition (“ET”) wholesale client base. In addition, GCC Europe holds ownership and responsibility for the delivery of GCC Products (Lending, Asset Backed Finance, Financial &amp; Advisory Solutions, Capital Structuring, M&amp;A, Hedging, Acquisition Financing and Commodity/Export Financing) and for cross selling the entire product suite of the bank to the same F&amp;A and ET wholesale clients. The Coverage team is only responsible for Lending.
 The ultimate objective is to increase income and profitability with our F&amp;A and ET wholesale clients and prospects and expand the local F&amp;A and ET client base in line with the required return hurdles. This shall be achieved by mobilizing our products, capitalising our Global F&amp;A and ET sector knowledge and mobilising the bank around strategic events and clients.
 The function operates in a dynamic environment in which pro-activity, flexibility, and discipline is required across all areas of relationship management and product cross sell, from prospecting to client management, to origination, pitching, structuring and execution to follow-up and monitoring.
 The function interacts with a wide variety of internal stakeholders including Senior Management, Global Sector Heads, product heads and teams, local Credit Head and analysts and Risk.
 The main tasks and responsibilities of the [Junior Relationship Manager] are to provide support to Coverage Bankers and Senior Coverage Bankers in all aspects of their role as client owners and/or senior transactors on a relatively independent basis. More specifically the [Junior Relationship Manager] will be (pro)actively involved in managing a portfolio of client relationships, preparing for client meetings, development of pitch books, transaction structuring, drafting credit applications, obtaining credit and other approvals, portfolio monitoring and maintaining the Client Link CRM system.
 Working Hours:
 The role has standard working hours. The role will be a Hybrid Working Role and will require attendance in the Rabobank Dublin offices a minimum of two days per week. However there may be a requirement to attend the office more than twice per week especially during the training period.
 Right to Work – Ireland:
 The candidate must have a Valid EU work permit or be a Holder of a Valid Stamp 4 Visa.
 Core Responsibilities and Accountabilities
 Main Tasks:
 The core duties of the role will be administrative, supporting the Coverage Bankers in the following :
 <ul>
 <li>Supporting the Coverage Bankers and Senior Coverage Bankers with all client related matters including ClientLink (CRM tool), wallet sizing, covenant compliance, prospecting as well as other administration tasks.</li>
 <li>The Junior Relationship Manager will take ownership of analysing, assessing and reporting on the sustainability performance of the clients in our portfolio.</li>
 <li>Coordinate Know Your Customer (“KYC”) responsibility for entire Irish corporate portfolio in conjunction with centralized London KYC team.</li>
 <li>Preparation of credit applications with Coverage Bankers and Senior Coverage Bankers.</li>
 <li>Executing internal approval generation, loan document negotiation, signing, closing &amp; post-closing coordination, syndication support and deal team management.</li>
 <li>Relationship planning, prospecting, credit risk data management, pipeline &amp; income management.</li>
 <li>Opportunity and idea generation &amp; development, initial origination analysis and pitch book production.</li>
 <li>Drafting term sheets for Deal structuring (pricing, covenant setting, etc</li>
 <li>Principally and in addition to working with clients on debt and related solutions, to act as a secondary coverage officer for a range of clients and prospects. This entails working on all aspects of the development of client relationships and involve frequent client interaction.</li>
 </ul>
 Building and maintaining a network within Rabobank, external advisors and other banks
 Technical Competencies:
 <ul>
 <li>Knowledge of Rabobank’s core products and strategy</li>
 <li>Fully informed and updated on market, economic, industry/sector and financial issues</li>
 <li>Knowledge of financial products and investment banking</li>
 <li>Risk management awareness and application</li>
 <li>Compliance/KYC/AML knowledge and application</li>
 <li>Ability to apply credit risk knowledge in deal structuring</li>
 <li>Working knowledge of local financial laws</li>
 <li>Analysis and numeracy skills</li>
 <li>Knowledge and understanding of the local, F&amp;A and ET corporate market</li>
 <li>Microsoft Office – Proficiency in MS Word, Excel, PowerPoint, Outlook, SharePoint</li>
 <li>Ability to identify commercial opportunities for Rabobank based on financial and other information</li>
 <li>Project management skills</li>
 <li>Client relationship and relationship management skills</li>
 </ul>
 Team/Key Relationships:
 <ul>
 <li>Colleagues in the branch/location</li>
 <li>Coverage Bankers</li>
 <li>Senior Coverage Bankers</li>
 <li>Credit Analysts</li>
 <li>Head of Credit</li>
 <li>Debt Structuring Advisors</li>
 <li>Food &amp; Agri Research Analysts</li>
 <li>GCC Team Members</li>
 <li>Other Product Specialists</li>
 </ul>
 Personal Attributes:
 <ul>
 <li>Demonstrates professional acumen, integrity, discretion, credibility and trustworthiness</li>
 <li>Displays a high level of enthusiasm, flexibility and a willingness to learn as well as to serve our clients</li>
 <li>Ability to prioritise and work to tight deadlines and to manage the expectations of others effectively across locations and cultures</li>
 <li>Strong and confident written and verbal communicator at all levels</li>
 <li>Ability to challenge and retain credibility with colleagues, staff and management</li>
 <li>Confidentiality, discretion and sensitivity</li>
 <li>Initiative, self-motivation and drive in order to achieve targets set for this role</li>
 <li>Strong impact and influencing skills</li>
 </ul>
 Educational Requirements &amp; Experience:
 <ul>
 <li>Banking experience in Corporate Banking is desirable. Preferably 2/3 years’ experience in Corporate Lending/Financial Services</li>
 <li>Appropriate third level qualification desirable</li>
 </ul>
</div>


 Role Title: Junior Relationship Manager
  Role Description:
 The primary role of the Global Corporate Clients (GCC) division globally is to ensure global excellence in the commercial coverage and relationship management of the international Food & Agriculture (“F&A”) and Energy Transition (“ET”) wholesale client base. In addition, GCC Europe holds ownership and responsibility for the delivery of GCC Products (Lending, Asset Backed Finance, Financial & Advisory Solutions, Capital Structuring, M&A, Hedging, Acquisition Financing and Commodity/Export Financing) and for cross selling the entire product suite of the bank to the same F&A and ET wholesale clients. The Coverage team is only responsible for Lending.
 The ultimate objective is to increase income and profitability with our F&A and ET wholesale clients and prospects and expand the local F&A and ET client base in line with the required return hurdles. This shall be achieved by mobilizing our products, capitalising our Global F&A and ET sector knowledge and mobilising the bank around strategic events and clients.
 The function operates in a dynamic environment in which pro-activity, flexibility, and discipline is required across all areas of relationship management and product cross sell, from prospecting to client management, to origination, pitching, structuring and execution to follow-up and monitoring.
 The function interacts with a wide variety of internal stakeholders including Senior Management, Global Sector Heads, product heads and teams, local Credit Head and analysts and Risk.
 The main tasks and responsibilities of the [Junior Relationship Manager] are to provide support to Coverage Bankers and Senior Coverage Bankers in all aspects of their role as client owners and/or senior transactors on a relatively independent basis. More specifically the [Junior Relationship Manager] will be (pro)actively involved in managing a portfolio of client relationships, preparing for client meetings, development of pitch books, transaction structuring, drafting credit applications, obtaining credit and other approvals, portfolio monitoring and maintaining the Client Link CRM system.
  Working Hours:
 The role has standard working hours. The role will be a Hybrid Working Role and will require attendance in the Rabobank Dublin offices a minimum of two days per week. However there may be a requirement to attend the office more than twice per week especially during the training period.
  Right to Work – Ireland:
 The candidate must have a Valid EU work permit or be a Holder of a Valid Stamp 4 Visa.
  Core Responsibilities and Accountabilities
  Main Tasks:
  The core duties of the role will be administrative, supporting the Coverage Bankers in the following :
 
  Supporting the Coverage Bankers and Senior Coverage Bankers with all client related matters including ClientLink (CRM tool), wallet sizing, covenant compliance, prospecting as well as other administration tasks.
  The Junior Relationship Manager will take ownership of analysing, assessing and reporting on the sustainability performance of the clients in our portfolio.
  Coordinate Know Your Customer (“KYC”) responsibility for entire Irish corporate portfolio in conjunction with centralized London KYC team.
  Preparation of credit applications with Coverage Bankers and Senior Coverage Bankers.
  Executing internal approval generation, loan document negotiation, signing, closing & post-closing coordination, syndication support and deal team management.
  Relationship planning, prospecting, credit risk data management, pipeline & income management.
  Opportunity and idea generation & development, initial origination analysis and pitch book production.
  Drafting term sheets for Deal structuring (pricing, covenant setting, etc
  Principally and in addition to working with clients on debt and related solutions, to act as a secondary coverage officer for a range of clients and prospects. This entails working on all aspects of the development of client relationships and involve frequent client interaction.
 
 Building and maintaining a network within Rabobank, external advisors and other banks
  Technical Competencies:
 
  Knowledge of Rabobank’s core products and strategy
  Fully informed and updated on market, economic, industry/sector and financial issues
  Knowledge of financial products and investment banking
  Risk management awareness and application
  Compliance/KYC/AML knowledge and application
  Ability to apply credit risk knowledge in deal structuring
  Working knowledge of local financial laws
  Analysis and numeracy skills
  Knowledge and understanding of the local, F&A and ET corporate market
  Microsoft Office – Proficiency in MS Word, Excel, PowerPoint, Outlook, SharePoint
  Ability to identify commercial opportunities for Rabobank based on financial and other information
  Project management skills
  Client relationship and relationship management skills
 
  Team/Key Relationships:
 
  Colleagues in the branch/location
  Coverage Bankers
  Senior Coverage Bankers
  Credit Analysts
  Head of Credit
  Debt Structuring Advisors
  Food & Agri Research Analysts
  GCC Team Members
  Other Product Specialists
 
  Personal Attributes:
 
  Demonstrates professional acumen, integrity, discretion, credibility and trustworthiness
  Displays a high level of enthusiasm, flexibility and a willingness to learn as well as to serve our clients
  Ability to prioritise and work to tight deadlines and to manage the expectations of others effectively across locations and cultures
  Strong and confident written and verbal communicator at all levels
  Ability to challenge and retain credibility with colleagues, staff and management
  Confidentiality, discretion and sensitivity
  Initiative, self-motivation and drive in order to achieve targets set for this role
  Strong impact and influencing skills
 
  Educational Requirements & Experience:
 
  Banking experience in Corporate Banking is desirable. Preferably 2/3 years’ experience in Corporate Lending/Financial Services
  Appropriate third level qualification desirable
 


Junior Relationship Manager - Rabobank

Junior Relationship Manager

You need good communication skills, computer proficiency, reliability, and flexibility. You should read, write, and perform basic math accurately.

You will sort and deliver mail, manage postage, prepare training rooms, monitor office supplies, maintain beverage areas, handle dishware, and support the Main Receptionist daily.

Chesterfield

<div>
 As the Office Support Clerk, you will ensure that coworkers and visitors have access to the many resources available in our Chesterfield, MO office. You will work closely with the Corporate Real Estate Management team and will play a part in maintaining a safe, functional, and positive environment for our employees.
 Our Shared Future: 
 “I love being a part of a cooperative culture and doing my part to make the office run smoothly!”
 You and Your Job
 As an Office Support Clerk, you will be successful by supporting the Corporate Real Estate Management team in providing essential services to the Chesterfield, MO office.
 The Office Support Clerk will be responsible for managing all incoming and outgoing mail and packages on a daily basis. They will also keep the coffee stations, pantries and copy rooms well stocked, organized and tidy. This role keeps the office functioning and is a key contributor to an environment where employees are proud to work.
 Job Responsibilities
 <ul>
 <li>Pick up mail at specified time each morning, sort and distribute mail by department, and deliver checks and other urgent items immediately to appropriate departments.</li>
 <li>Run all outgoing mail through the postage meter, adding funds and requesting supplies/maintenance for meter as needed</li>
 <li>Rearrange Training Rooms ahead of meetings</li>
 <li>Monitor office supply inventory in all copy rooms, keeping areas well stocked and requesting supply orders</li>
 <li>Maintains supplies at beverage bars and pantries, keeping areas tidy</li>
 <li>Load and unload dishwashers each day, restocking mugs and dishes</li>
 <li>Back up Main Receptionist on a daily basis</li>
 </ul>
 Your Promise to Us: 
 To be considered for the Office Support Clerk role, you must have:
 <ul>
 <li>Good communication skills.</li>
 <li>Ability to type and use specific computer software.</li>
 <li>Ability to work well independently and be trustworthy and flexible.</li>
 <li>Ability to read and comprehend simple instructions, short correspondence, and memos.</li>
 <li>Ability to write simple correspondence and effectively present information to customers and employees.</li>
 <li>Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions and decimals.</li>
 </ul>
 While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; and reach with hands and arms. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, and color vision.
 Our Commitment to you – cultivating your way beyond pay: 
 Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.
 We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:
 <ul>
 <li> Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.</li>
 <li> Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.</li>
 <li> Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)</li>
 </ul>
 Our Organization:
 Rabobank North America is a valued financial partner to food and agricultural companies, farmers and ranchers, renewable energy developers and investors, Dutch companies doing business in the U.S., and select institutions. We support the entire value chain from farm to fork, and connect our clients and team members to the global reach of one of the world’s leading food and agriculture banks.
 With our food and agricultural expertise and global network, we work with our clients to support and ensure the transition to a sustainable food, fiber and energy supply to meet the needs of our growing planet. We are Growing a Better World Together.
 Salary Expectations: 
 Target Hiring Range: $37,000.00 - $44,000.00
 This position is subject to the terms of [RAF/Rabobank/RDS]’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.
 Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.
 At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?
 This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.
 #LI-Hybrid
</div>


 As the Office Support Clerk, you will ensure that coworkers and visitors have access to the many resources available in our Chesterfield, MO office. You will work closely with the Corporate Real Estate Management team and will play a part in maintaining a safe, functional, and positive environment for our employees.
  Our Shared Future: 
 “I love being a part of a cooperative culture and doing my part to make the office run smoothly!”
  You and Your Job
 As an Office Support Clerk, you will be successful by supporting the Corporate Real Estate Management team in providing essential services to the Chesterfield, MO office.
 The Office Support Clerk will be responsible for managing all incoming and outgoing mail and packages on a daily basis. They will also keep the coffee stations, pantries and copy rooms well stocked, organized and tidy. This role keeps the office functioning and is a key contributor to an environment where employees are proud to work.
  Job Responsibilities
 
  Pick up mail at specified time each morning, sort and distribute mail by department, and deliver checks and other urgent items immediately to appropriate departments.
  Run all outgoing mail through the postage meter, adding funds and requesting supplies/maintenance for meter as needed
  Rearrange Training Rooms ahead of meetings
  Monitor office supply inventory in all copy rooms, keeping areas well stocked and requesting supply orders
  Maintains supplies at beverage bars and pantries, keeping areas tidy
  Load and unload dishwashers each day, restocking mugs and dishes
  Back up Main Receptionist on a daily basis
 
  Your Promise to Us: 
 To be considered for the Office Support Clerk role, you must have:
 
  Good communication skills.
  Ability to type and use specific computer software.
  Ability to work well independently and be trustworthy and flexible.
  Ability to read and comprehend simple instructions, short correspondence, and memos.
  Ability to write simple correspondence and effectively present information to customers and employees.
  Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions and decimals.
 
 While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; and reach with hands and arms. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, and color vision.
  Our Commitment to you – cultivating your way beyond pay: 
 Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.
 We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:
 
   Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
   Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
   Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)
 
  Our Organization:
 Rabobank North America is a valued financial partner to food and agricultural companies, farmers and ranchers, renewable energy developers and investors, Dutch companies doing business in the U.S., and select institutions. We support the entire value chain from farm to fork, and connect our clients and team members to the global reach of one of the world’s leading food and agriculture banks.
 With our food and agricultural expertise and global network, we work with our clients to support and ensure the transition to a sustainable food, fiber and energy supply to meet the needs of our growing planet. We are Growing a Better World Together.
  Salary Expectations: 
 Target Hiring Range: $37,000.00 - $44,000.00
 This position is subject to the terms of [RAF/Rabobank/RDS]’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.
 Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.
  At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?
 This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.
  #LI-Hybrid


Office Support Clerk - Rabobank

Office Support Clerk

You must analyze appraisal data, possess strong analytical skills, be proficient with data tools, and have experience in a related field. Attention to detail and effective communication are essential.

You will analyze appraisal data, ensure accuracy, report findings, support decision-making processes, and collaborate with teams to maintain data integrity and improve appraisal methodologies.

An excellent opportunity to develop analytical skills, build an understanding of risk management from a valuation standpoint, and collaborate with experts across the country.

Our Shared Future:

“What I enjoy about this position is it gives me the opportunity to work with real estate/valuation experts in different regions across the country, all while continuing to develop and improve my analytical skills.”

You and Your Job

As an Appraisal Data Analyst, you will be successful monitoring and updating collateral in the RAF portfolio that meets ECB and Impaired guidelines.

The Appraisal Data Analyst supports the Sr. Appraisal Data Analyst in monitoring ECB and Impaired appraisal report to ensure compliance with policy/regulations. This requires critical thinking while aligning three separate data platforms to reflect current value and collateral details. Calculating land value trends, adjusting collateral values, and communicating both within and outside of the appraisal department are daily tasks.

Job Responsibilities

The Appraisal Data Analysts spend the majority of time compiling information needed to update collateral, calculating the indicative value and updating the data platforms with the new value. A unique aspect of this position is gathering land value publications throughout the country and calculating trends. This job requires working closely with the Sr. Appraisal Data Analyst to ensure accuracy and compliance. The best part about this job is the teamwork with the appraisal department and collaboration with other departments.

Your Promise to Us:

To be considered for the Appraisal Data Analyst role, you must have:


 * 2+ years of agriculture, real estate, financial, and/or lending background, preferred
 * Bachelor's degree, or equivalent work experience
   
   

Our Commitment to you – cultivating your way beyond pay:

Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.

We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:


 * Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
 * Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
 * Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)
   
   

Our Organization:

Rabobank North America is a valued financial partner to food and agricultural companies, farmers and ranchers, renewable energy developers and investors, Dutch companies doing business in the U.S., and select institutions. We support the entire value chain from farm to fork, and connect our clients and team members to the global reach of one of the world’s leading food and agriculture banks.

With our food and agricultural expertise and global network, we work with our clients to support and ensure the transition to a sustainable food, fiber and energy supply to meet the needs of our growing planet. We are Growing a Better World Together.

Salary Expectations:

Target Hiring Range: $55,000.00 - $70,000.00

This position is subject to the terms of [RAF/Rabobank/RDS]’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.



Appraisal Data Analyst - Rabobank

An excellent opportunity to develop analytical skills, build an understanding of risk management from a valuation standpoint, and collaborate with experts across the country.&lt;br&gt;&lt;br&gt;&lt;strong&gt;Our Shared Future: &lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;strong&gt;“What I enjoy about this position is it gives me the opportunity to work with real estate/valuation experts in different regions across the country, all while continuing to develop and improve my analytical skills.”&lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;strong&gt;&lt;em&gt;You and Your Job&lt;br&gt;&lt;br&gt;&lt;/em&gt;&lt;/strong&gt;As an Appraisal Data Analyst, you will be successful monitoring and updating collateral in the RAF portfolio that meets ECB and Impaired guidelines.&lt;br&gt;&lt;br&gt;The Appraisal Data Analyst supports the Sr. Appraisal Data Analyst in monitoring ECB and Impaired appraisal report to ensure compliance with policy/regulations. This requires critical thinking while aligning three separate data platforms to reflect current value and collateral details. Calculating land value trends, adjusting collateral values, and communicating both within and outside of the appraisal department are daily tasks.&lt;br&gt;&lt;br&gt;&lt;strong&gt;Job Responsibilities&lt;br&gt;&lt;br&gt;&lt;/strong&gt;The Appraisal Data Analysts spend the majority of time compiling information needed to update collateral, calculating the indicative value and updating the data platforms with the new value. A unique aspect of this position is gathering land value publications throughout the country and calculating trends. This job requires working closely with the Sr. Appraisal Data Analyst to ensure accuracy and compliance. The best part about this job is the teamwork with the appraisal department and collaboration with other departments.&lt;br&gt;&lt;br&gt;&lt;strong&gt;Your Promise to Us: &lt;br&gt;&lt;br&gt;&lt;/strong&gt;To be considered for the Appraisal Data Analyst role, you must have:&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;2+ years of agriculture, real estate, financial, and/or lending background, preferred&lt;/li&gt;&lt;li&gt;Bachelor's degree, or equivalent work experience&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;strong&gt;Our Commitment to you – cultivating your way beyond pay: &lt;br&gt;&lt;br&gt;&lt;/strong&gt;Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.&lt;br&gt;&lt;br&gt;We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.&lt;/li&gt;&lt;li&gt;Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.&lt;/li&gt;&lt;li&gt;Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)&lt;br&gt;&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;strong&gt;Our Organization: &lt;br&gt;&lt;br&gt;&lt;/strong&gt;Rabobank North America is a valued financial partner to food and agricultural companies, farmers and ranchers, renewable energy developers and investors, Dutch companies doing business in the U.S., and select institutions. We support the entire value chain from farm to fork, and connect our clients and team members to the global reach of one of the world’s leading food and agriculture banks.&lt;br&gt;&lt;br&gt;With our food and agricultural expertise and global network, we work with our clients to support and ensure the transition to a sustainable food, fiber and energy supply to meet the needs of our growing planet. We are Growing a Better World Together.&lt;br&gt;&lt;br&gt;&lt;strong&gt;Salary Expectations: &lt;br&gt;&lt;br&gt;&lt;/strong&gt;&lt;strong&gt;Target Hiring Range: $55,000.00 - $70,000.00&lt;br&gt;&lt;br&gt;&lt;/strong&gt;This position is subject to the terms of [RAF/Rabobank/RDS]’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.&lt;br&gt;&lt;br&gt;Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.&lt;br&gt;&lt;br&gt;&lt;strong&gt;At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?&lt;br&gt;&lt;br&gt;&lt;/strong&gt;This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.&lt;br&gt;&lt;br&gt;

Appraisal Data Analyst

You must have strong analytical skills, financial modeling experience, knowledge of credit risk assessment, and excellent communication abilities. Relevant degree or experience is preferred.

You will analyze credit data, assess financial risks, prepare reports, evaluate loan applications, and provide recommendations to support lending decisions.

<div>
 Positon Title – Credit Analyst
 Job Overview/ Purpose:
 The Credit Analyst will work, together with a Relationship Manager, on an assigned client base to ensure lending risk is analysed, understood and mitigated where possible while being priced accordingly. The client base is, predominantly, large corporates, in the Food and Agribusiness sector which are based in Ireland.
 Context of Job:
 The Credit Analyst will be a member of a four person credit team, reporting into the Head of Credit. The Credit Analyst will have an assigned portfolio of clients and will work together with the Relationship Manager(s) to manage the credit risk and pricing aspects of these clients.
 The credit analyst will be responsible for producing relevant credit applications and interacting with the credit approving authorities to deliver timely credit decisions for assigned portfolio of clients.
 The role holder must have the ‘Right to Work in Ireland’ either as an EU citizen or be a holder of a valid Stamp 4 Visa
 Key Responsibilities and Accountabilities:
 Credit Risk
 <ul>
 <li> Production of timely, risk focused, financial analysis</li>
 <li> Ability to model and sensitize cash flows and leverage levels</li>
 <li> Ability to prepare projections, producing BC and DC cases</li>
 <li> Good understanding of accounting principles</li>
 <li> Ability to work with cash flow and asset based lending</li>
 <li> Good understanding of, and interest in, macro-economic conditions and potential impact on client base</li>
 <li> Ability to understand, identify and mitigate structural risk in lending</li>
 <li> Need to have a good understanding of the concepts of capital and return calculations and be able to use internal systems to calculate same</li>
 <li> Ability to independently assess and calculate covenant compliance for assigned clients</li>
 <li> Responsibility for ongoing monitoring portfolio/client performance by means of financial covenant checks, sector developments, collateral checks, annual credit reviews etc.</li>
 <li> Ability to identify and action deteriorating customer risk profiles in accordance with policy</li>
 <li> Understanding of middle office, loan booking and system interconnectedness</li>
 <li> Review legal documentation to ensure they are in line with approvals and existing standards in close cooperation with internal counsel and relationship managers.</li>
 <li> Understanding of LMA documentation, ISDAs</li>
 <li> Meticulous record keeping and attention to detail</li>
 <li> Experience of working with second and third lines of defence including Loan Review and Audit</li>
 <li> Understanding of other risks including Sustainability, Operational and KYC</li>
 </ul>
 Clients 
 <ul>
 <li>Pro-active engagement with Relationship Managers to identify client and market needs</li>
 <li> Willingness and ability to respond rapidly to urgent client requests</li>
 <li> Participate in customer meetings and client visits</li>
 </ul>
 Networking
 <ul>
 <li> Effectively communicate with stakeholders including Relationship Managers, product groups, members of the credit team, credit admin and Head of Credit</li>
 <li> Maintain good contacts to Regional Risk Function and other internal risk functions</li>
 </ul>
 Education &amp; Experience
 <ul>
 <li> Third level degree or equivalent experience</li>
 <li> Minimum 3 – 5 years’ experience in a Credit Analyst role within Financial Services preferably Banking / Corporate Banking</li>
 <li> Good at planning, organizing and maintaining an international network</li>
 <li> Excellent written and verbal communication skills</li>
 <li> Fluent in English (verbally and in writing)</li>
 <li> Experience in using Teams, Word, Excel, PowerPoint, and Outlook</li>
 <li> Must have a high attention to detail, be self-motivated with excellent communication skills</li>
 </ul>
</div>


 Positon Title – Credit Analyst
  Job Overview/ Purpose:
  The Credit Analyst will work, together with a Relationship Manager, on an assigned client base to ensure lending risk is analysed, understood and mitigated where possible while being priced accordingly. The client base is, predominantly, large corporates, in the Food and Agribusiness sector which are based in Ireland.
  Context of Job:
  The Credit Analyst will be a member of a four person credit team, reporting into the Head of Credit. The Credit Analyst will have an assigned portfolio of clients and will work together with the Relationship Manager(s) to manage the credit risk and pricing aspects of these clients.
  The credit analyst will be responsible for producing relevant credit applications and interacting with the credit approving authorities to deliver timely credit decisions for assigned portfolio of clients.
  The role holder must have the ‘Right to Work in Ireland’ either as an EU citizen or be a holder of a valid Stamp 4 Visa
  Key Responsibilities and Accountabilities:
  Credit Risk
 
   Production of timely, risk focused, financial analysis
   Ability to model and sensitize cash flows and leverage levels
   Ability to prepare projections, producing BC and DC cases
   Good understanding of accounting principles
   Ability to work with cash flow and asset based lending
   Good understanding of, and interest in, macro-economic conditions and potential impact on client base
   Ability to understand, identify and mitigate structural risk in lending
   Need to have a good understanding of the concepts of capital and return calculations and be able to use internal systems to calculate same
   Ability to independently assess and calculate covenant compliance for assigned clients
   Responsibility for ongoing monitoring portfolio/client performance by means of financial covenant checks, sector developments, collateral checks, annual credit reviews etc.
   Ability to identify and action deteriorating customer risk profiles in accordance with policy
   Understanding of middle office, loan booking and system interconnectedness
   Review legal documentation to ensure they are in line with approvals and existing standards in close cooperation with internal counsel and relationship managers.
   Understanding of LMA documentation, ISDAs
   Meticulous record keeping and attention to detail
   Experience of working with second and third lines of defence including Loan Review and Audit
   Understanding of other risks including Sustainability, Operational and KYC
 
  Clients 
 
  Pro-active engagement with Relationship Managers to identify client and market needs
   Willingness and ability to respond rapidly to urgent client requests
   Participate in customer meetings and client visits
 
  Networking
 
   Effectively communicate with stakeholders including Relationship Managers, product groups, members of the credit team, credit admin and Head of Credit
   Maintain good contacts to Regional Risk Function and other internal risk functions
 
  Education & Experience
 
   Third level degree or equivalent experience
   Minimum 3 – 5 years’ experience in a Credit Analyst role within Financial Services preferably Banking / Corporate Banking
   Good at planning, organizing and maintaining an international network
   Excellent written and verbal communication skills
   Fluent in English (verbally and in writing)
   Experience in using Teams, Word, Excel, PowerPoint, and Outlook
   Must have a high attention to detail, be self-motivated with excellent communication skills
 


Rabobank

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