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Credit Data and Analytics and Business Controls/Process Optimization - Enterprise Credit Summer Analyst Program 2025

  • Internship
    Off-cycle Internship
  • Banking & Finance
  • Charlotte

AI generated summary

  • You must be pursuing a bachelor’s degree with a graduation timeframe between Dec 2025 and June 2026, with a 2.0 GPA, in areas like Finance, Accounting, or Computer Science. Possess strong academic, technical, and interpersonal skills.
  • You will analyze client financial info, evaluate collateral, review requests for compliance, optimize business controls/processes, and manage credit data.


  • Candidates are required to be pursuing a bachelor’s degree from an accredited college or university with a graduation timeframe between December 2025 and June 2026
  • 2.0 minimum GPA preferred - A history of high achievement
  • Common areas of study include but are not limited to:
  • Corporate Finance
  • Business Administration/Management
  • Accounting
  • Computer Science/Information Systems
  • Economics
  • Other related majors
  • Candidates should possess a high level of intellectual curiosity, a drive for operational excellence, and a commitment to achieving sustainable results. Additionally, students should hold strong academic and technical skills in Microsoft Office as well as show proficiencies in leadership, teamwork, problem solving & analytical skills, verbal and written communication, and professionalism.


  • Over the ten-week program, you will participate in a variety of day-to-day activities depending on the credit portfolio to which you are aligned. You will be paired with a senior team of professionals. Potential activities include:
  • Analysis of client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness
  • Review and evaluate collateral to ensure appropriate requirements are met
  • Review completed client requests to ensure compliance with policy and procedures and assess if business controls are appropriate
  • Partner with credit underwriting and monitoring teams to document processes and identify opportunities for simplification or business control needs
  • Participate in the end-to-end data management process to understand how credit data is used internally and provided to regulatory partner

Helping to make financial lives better through the power of every connection.


Mission & Purpose

Bank of America is one of the world's largest financial institutions, serving individuals, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company serves approximately 56 million U.S. consumer and small business relationships. It is among the world's leading wealth management companies and is a global leader in corporate and investment banking and trading. This LinkedIn company page is moderated. For more information, please visit: https://bit.ly/32FDdQr. For account issues, please visit: https://bit.ly/2GeTIeP.

Culture & Values

  • Deliver together

    We believe in the importance of treating each client and teammate as an individual and treating every moment as one that matters. We strive to go the distance to deliver, with discipline and passion. We believe in connecting person-to-person, with empathy and understanding. We believe everything we do for our clients, teammates and the communities we serve is built on a solid business foundation that delivers for shareholders.

  • Act responsibly

    We believe that integrity and the disciplined management of risk form the foundation of our business. We are aware that our decisions and actions affect people’s lives every day. We believe in making decisions that are clear, fair and grounded in the principles of shared success, responsible citizenship and community building.

  • Realize the power of our people

    We strive to help all of our employees reach their full potential. We believe that diverse backgrounds and experiences make us stronger. We respect every individual and value our differences - in thought, style, sexual orientation, gender, gender identity and expression, race, ethnicity, culture, age, ability and experience.

  • Trust the team

    We believe great teams are built on mutual trust, shared ownership and accountability. We act as one company and believe that when we work together, we best meet the full needs of our clients, and deliver value to our shareholders.