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Credit analyst (Risk Underwriter) for Corporate Finance (m/f/d)*

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Munich Re

6d ago

  • Job
    Full-time
    Senior Level
  • Banking & Finance
  • Munich

AI generated summary

  • You need a relevant degree, experience in corporate risk analysis (particularly in Asia), knowledge of trade finance, credit risk management, strong Excel/PBI skills, and proficiency in English.
  • You will analyze corporation creditworthiness, prepare applications, assess risks, monitor portfolios, assist in client meetings and due diligence, and improve credit risk management processes.

Requirements

  • University degree, preferably in business or economics or with a scientific focus, or equivalent training (banking traineeship followed by relevant further education)
  • Several years’ professional experience in the field of corporate risk analysis across various sectors; experience in emerging markets (esp. Asia) is a great advantage
  • Strong product knowledge in the field of corporate trade finance (e.g. supply chain finance, working capital finance, etc.) is a great advantage
  • In-depth knowledge of credit risk management in banks (incl. rating methodologies) and a keen interest in economic, political and regulatory topics (especially ESG)
  • Sound conduct of MS-Office (especially Excel and Power BI)
  • Excellent analytical skills combined with a pronounced risk awareness and sense of responsibility, independent and result-oriented working style, ability to justify decisions in a clear and comprehensible manner
  • Strong team player and confident demeanour, able to contribute in a dynamic and collaborative environment
  • Sound conduct of MS-Office (especially Excel and Power BI)
  • Very good written and verbal command of English; additional foreign-language skills are an advantage

Responsibilities

  • Independently analyse the creditworthiness of corporations and evaluate complex financing structures in the field of corporate finance (incl. trade and supply chain finance) - both in the context of single risk as well as portfolio transactions (the latter with focus on underwriting quality of the bank)
  • Prepare internal credit applications, making informed recommendations and providing clients and internal stakeholders with reasoned explanations for decisions
  • Determine the maximum risk appetite for large single transactions involving multiple cedents and major individual risks
  • Monitor existing (sub) portfolio; to identify significant risks at an early stage and initiate appropriate risk measures
  • Cooperate closely with CRRM and participate in client meeting on specific deals or due diligence purposes
  • Assist with the examination and development of strategic growth initiatives and new business opportunities
  • Support efforts to enhance existing tools, credit risk management systems and processes

FAQs

What is the main focus of the Credit Analyst (Risk Underwriter) role?

The main focus is to analyze credit risks in corporate finance, including supply chain finance, and to make independent credit decisions in collaboration with the Client Relationship & Risk Manager.

What qualifications are required for this position?

A university degree in business or economics is preferred, along with several years of professional experience in corporate risk analysis and strong product knowledge in corporate trade finance.

Is experience in emerging markets valued for this role?

Yes, experience in emerging markets, especially in Asia, is considered a great advantage.

What skills are important for a candidate applying to this position?

Important skills include analytical abilities, risk awareness, proficiency in MS Office (especially Excel and Power BI), and the ability to clearly justify decisions.

Are language skills significant for this role?

Yes, very good written and verbal command of English is required, and additional foreign-language skills are an advantage.

Will I work independently or as part of a team?

This position requires a strong team player who can also work independently, contributing in a dynamic and collaborative environment.

What types of risks will be monitored in this role?

The role involves monitoring existing portfolios to identify significant risks early and initiate appropriate risk measures.

Is there a support system for career growth within the company?

Yes, Munich Re actively supports career mobility and offers a wealth of career growth opportunities due to its strong global and regional presence.

What is the approach to work-life balance at Munich Re?

Munich Re promotes work-life balance and supports family compatibility along with overall work-life balance initiatives.

How does Munich Re address diversity and inclusion in the workplace?

Munich Re embraces diversity and believes it fosters innovation and resilience, enabling the company to act more effectively.

Pushing the boundaries of insurability to help the world advance with confidence.

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Mission & Purpose

Munich Re is one of the world’s leading providers of reinsurance, primary insurance and insurance-related risk solutions. The group consists of the reinsurance and ERGO business segments, as well as the capital investment company MEAG. We are globally active and operate in all lines of the insurance business. Since our founding in 1880, we’ve been known for our unrivaled risk-related expertise and sound financial position. We offer customers financial protection when faced with exceptional levels of damage – from the 1906 San Francisco earthquake to the 2017 Atlantic hurricane season. We possess outstanding innovative strength, which enables us to also provide coverage for extraordinary risks such as rocket launches, renewable energies, cyber attacks, or pandemics. We’re also playing a key role in driving forward the digital transformation of the insurance industry, and in doing so have further expanded our ability to assess risks and the range of services that we offer. Our tailor-made solutions and close proximity to our customers make Munich Re one of the world’s most sought-after risk partners for businesses, institutions, and private individuals. Our corporate culture is defined by performance, mutual respect and trust. All this makes us an attractive employer providing global career development opportunities and prospects.