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Facultative Reinsurance Broker

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WTW

Oct 24

Applications are closed

  • Job
    Full-time
    Senior Level
  • Customer Relations
    Sales & Business Development
  • Johannesburg

Requirements

  • Bachelor’s degree in business, Finance, Insurance, Risk Management, or a related field.
  • Professional certifications (e.g., CII, CPCU, or equivalent) are preferred.
  • Minimum of 5 years of experience in reinsurance brokerage, with a focus on facultative placements.
  • Strong knowledge of the insurance and reinsurance markets, including familiarity with various lines of business (e.g., property, casualty, marine, etc.).
  • Proven track record of successful risk placement and negotiation with global reinsurers.
  • Strong analytical skills with the ability to evaluate complex risks and develop strategic reinsurance solutions.
  • Excellent negotiation and communication skills, with the ability to interact confidently with clients, insurers, and reinsurers.
  • Detail-oriented with exceptional organizational and multitasking abilities.
  • Proficient in Microsoft Office Suite (Word, Excel, PowerPoint) and familiarity with reinsurance software systems.
  • Client-focused with strong relationship-building capabilities.
  • Ability to work under pressure and meet tight deadlines.
  • Self-motivated and proactive in problem-solving and decision-making.

Responsibilities

  • Act as a trusted advisor to insurance clients by understanding their specific needs and risk profiles.
  • Build and maintain long-term relationships with clients, insurers, and reinsurers.
  • Conduct regular meetings with clients to review their reinsurance needs and adjust strategies accordingly.
  • Evaluate the insurance risks presented by the client and assess the reinsurance coverage required.
  • Analyze underwriting data and claims history to determine reinsurance solutions on a per-risk basis.
  • Advise clients on appropriate reinsurance options, ensuring coverage aligns with their risk appetite.
  • Negotiate reinsurance contracts with global reinsurers to obtain optimal coverage and pricing for specific risks.
  • Prepare and present submission packages to reinsurers, including detailed risk profiles and relevant documentation.
  • Liaise with reinsurers to discuss terms, coverage, and pricing, ensuring all aspects of the facultative reinsurance arrangement meet the client’s needs.
  • Draft, review, and finalize facultative reinsurance contracts and policies in compliance with regulatory and industry standards.
  • Ensure all terms and conditions are clearly defined and communicated to both clients and reinsurers.
  • Manage reinsurance renewals and amendments to contracts as necessary.
  • Assist in managing and facilitating claims under facultative reinsurance arrangements.
  • Coordinate between the client, insurer, and reinsurer to ensure timely and accurate claims processing.
  • Provide guidance on claim settlements, ensuring compliance with policy terms and minimizing disputes.
  • Stay updated with trends in the reinsurance market, including changes in pricing, terms, and capacity.
  • Provide clients with insights and analysis regarding market conditions, potential risks, and opportunities for cost-effective reinsurance solutions.
  • Monitor the performance of placed facultative programs and suggest improvements when needed.
  • Ensure all transactions are fully documented in compliance with internal processes, industry regulations, and legal requirements.
  • Maintain accurate and up-to-date records of all reinsurance transactions, including contracts, correspondence, and payments.
  • Work closely with internal teams, including underwriters, claims specialists, actuaries, and legal counsel, to provide seamless client service.
  • Collaborate with colleagues on complex reinsurance placements that involve multiple markets and layers of coverage.

FAQs

What is the primary role of a Facultative Reinsurance Broker?

The primary role is to act as a trusted advisor to insurance clients, managing client relationships, conducting risk assessments, negotiating reinsurance contracts, and providing claims support.

What qualifications are required for this position?

A bachelor's degree in business, finance, insurance, risk management, or a related field is required, along with a minimum of 5 years of experience in reinsurance brokerage, particularly with facultative placements.

Are professional certifications preferred for this job?

Yes, professional certifications such as CII, CPCU, or equivalent are preferred but not mandatory.

What skills are essential for a Facultative Reinsurance Broker?

Essential skills include strong analytical skills, excellent negotiation and communication abilities, detail-oriented organization, and proficiency with Microsoft Office and reinsurance software systems.

Is travel required for this role?

Yes, occasional travel may be required to attend client meetings, industry conferences, or reinsurer negotiations.

What is the company's stance on workplace flexibility?

The company is committed to promoting workplace flexibility when possible based on customer and company needs, and this role meets the criteria for flexible work.

What responsibilities are associated with client relationship management?

Responsibilities include understanding client needs, building long-term relationships, and conducting regular meetings to review and adjust reinsurance strategies.

How does a Facultative Reinsurance Broker contribute to claims support?

The broker assists in managing and facilitating claims, coordinating between the client, insurer, and reinsurer to ensure timely and accurate claims processing.

What will the compensation package look like for this role?

The compensation includes a competitive salary, performance-based bonus, and a benefits package.

Does this job require experience in specific lines of business?

Yes, strong knowledge of the insurance and reinsurance markets, including various lines of business such as property, casualty, and marine, is important.

We transform tomorrows

Finance
Industry
10,001+
Employees
2016
Founded Year

Mission & Purpose

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

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