FAQs
What is the job title for this position?
The job title for this position is Mortgage Underwriter.
Where is this role based?
This role is based in India.
What is the primary responsibility of a Mortgage Underwriter?
The primary responsibility of a Mortgage Underwriter is to make mortgage lending decisions that help customers achieve their home-owning ambitions while ensuring compliance with current risk appetite, processes, and procedures.
What documentation will a Mortgage Underwriter need to analyze?
A Mortgage Underwriter will need to analyze credit documents such as credit history, income documents, property valuation, and all necessary compliance documents.
What are some key skills required for this role?
Key skills required for this role include excellent data analysis skills, a high mathematical aptitude, strong verbal and written communication skills, and proficiency in Microsoft Office and automated underwriting systems.
Is previous experience in UK residential mortgages necessary?
Yes, experience in UK residential mortgages and a thorough knowledge of the end-to-end mortgage lifecycle are necessary for this role.
What level is this role being offered at?
This role is being offered at the senior analyst level.
How does this role contribute to improving customer service?
This role contributes to improving customer service by actively participating in initiatives that enhance processes and procedures and by using knowledge and experience to achieve the right outcomes for customers.
Will I need to identify risk factors in mortgage applications?
Yes, as a Mortgage Underwriter, you will need to identify risk factors, including fraud red flags, to determine or verify misrepresentation.
Are there opportunities for flexible working hours in this position?
Yes, there are options for hybrid working and flexible hours to help employees thrive in this role.