FAQs
What is the primary responsibility of the Sales Manager – 2 Wheeler Loan?
The primary responsibility is to source 2 Wheeler loans from the market using DSAs/DSTs and existing channel partners while establishing a quality portfolio.
What skills are required for this position?
Extensive knowledge of retail assets, products, operations, and current market trends, along with strong relationship management and communication skills are required.
What experience is needed for the Sales Manager position?
A minimum of 2+ years of relevant experience is required for this position.
What educational qualifications are needed?
Candidates should have a graduation degree and preferably an MBA or PGDM.
Is there a focus on risk management in this role?
Yes, the role involves executing tasks in a manner that is sales supportive and risk averse, contributing to the bank's larger objectives.
How does this role contribute to customer service?
The Sales Manager must provide high-quality customer service through effective channel development, ensuring adherence to processes and minimizing delinquency and rejection.
Will the Sales Manager work with a team?
Yes, the role requires managing a team while maintaining strong relationships and fostering cooperation among team members.
What are the key performance indicators for this role?
Key performance indicators include sourcing and managing channels, minimizing delinquency rates, ensuring a quality portfolio, and driving operational efficiencies.
Are there opportunities for recommending process improvements in this role?
Yes, the Sales Manager is expected to recommend improvements to processes and policies across the Retail Banking business.
Is experience in the 2 Wheeler Loan sector mandatory?
While direct experience in the 2 Wheeler Loan sector is preferred, relevant experience in retail lending or asset financing may also be considered.