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Capital and Business Risk Manager

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Klarna

15d ago

  • Job
    Full-time
    Senior Level
  • Banking & Finance
  • London
  • Quick Apply

AI generated summary

  • You need a relevant degree, experience in regulated financial institutions, knowledge of capital management, interest in securitization, strong communication skills, and a detail-oriented, strategic mindset.
  • You will manage risk policies, oversee capital risk, assess securitization strategies, validate internal assessments, ensure forecasting models align with sustainability, and support senior risk decisions.

Requirements

  • Hold a degree in a quantitative or analytical field (e.g. Economics, Finance, Engineering, Science, or Business).
  • Have experience working within UK or EU-regulated financial institutions, with a strong grasp of banking regulations and supervisory frameworks.
  • Possess deep knowledge of capital management and capital requirement frameworks.
  • Have experience—or strong interest—in securitization practices (synthetic and traditional).
  • Demonstrate strong communication skills in verbal and written English.
  • Excel in structured problem-solving and critical thinking in high-complexity environments.
  • Detail-oriented, ambitious, and capable of both strategic thinking and tactical execution.
  • Located in or open to relocation to London or Stockholm.

Responsibilities

  • Own and evolve Klarna’s risk policies, global risk framework, and risk appetite statements.
  • Oversee capital risk, ensuring regulatory alignment and forward-looking resilience in Klarna’s capital positions.
  • Review and challenge securitization strategies—including synthetic and traditional structures—for policy alignment and regulatory compliance.
  • Critically assess and validate Klarna’s internal capital and liquidity assessment processes, including recovery planning initiatives.
  • Ensure business and capital forecasting models are robust, risk-aligned, and support Klarna’s sustainability goals.
  • Provide independent risk opinions, lead assurance reviews, and support senior-level risk decision-making.
  • Collaborate cross-functionally to drive continuous improvements in enterprise risk management practices.

FAQs

What is the primary responsibility of the Capital and Business Risk Manager at Klarna?

The primary responsibility is to own and evolve Klarna’s risk policies, oversee capital risk, review securitization strategies, and ensure business and capital forecasting models are robust and risk-aligned.

What qualifications are required for this position?

A degree in a quantitative or analytical field such as Economics, Finance, Engineering, Science, or Business is required, along with experience in UK or EU-regulated financial institutions and knowledge of capital management frameworks.

Is experience in securitization practices necessary for this role?

While deep knowledge of capital management and regulatory frameworks is essential, experience or a strong interest in securitization practices (both synthetic and traditional) is also beneficial.

What skills are important for a candidate applying for this job?

Strong communication skills in English, structured problem-solving, critical thinking, attention to detail, strategic and tactical execution capabilities are important skills for this role.

Where is the position located, and is relocation an option?

The position is located in London or Stockholm, and candidates must be located in or open to relocation to one of these cities.

Are there any additional desirable qualifications or experiences for this role?

Yes, experience in a fast-scaling, tech-driven or fintech organization, familiarity with ECB, PRA, or EBA frameworks, exposure to enterprise-wide risk tools, and prior involvement in ICAAP/ILAAP or Recovery & Resolution Planning submissions are all considered awesome to have.

Does Klarna offer competitive salaries for this position?

Yes, Klarna ensures fairness and maintains global market competitiveness by offering a set base salary for each role in a specific location.

Is there an opportunity for performance-related bonuses?

Yes, candidates may qualify for Klarna's Contribution-Based Reward (CBR) program, which recognizes and rewards significant contributions to the company's success.

What types of teams will the Capital and Business Risk Manager collaborate with?

The role involves collaborating cross-functionally to drive continuous improvements in enterprise risk management practices across various teams within Klarna.

Is a CV required to apply for this position?

Yes, applicants are required to submit a CV in English as part of the application process.

Smoooth shopping.

Technology
Industry
1001-5000
Employees
2005
Founded Year

Mission & Purpose

We make shopping smoooth. Our aim is to become the world’s favorite way to shop and bring flexible healthy financial services to consumers. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Since 2005 Klarna has been on a mission to accelerate commerce with consumer needs at the heart of it. With over 150 million global active users and 2 million transactions per day, Klarna’s fair, sustainable and AI-powered payment and shopping solutions are revolutionizing the way people shop and pay online, empowering consumers to shop smarter with greater confidence and convenience. More than 500,000 global retailers integrate Klarna’s innovative technology and marketing solutions to drive growth and loyalty, including H&M, Saks, Sephora, Macy’s, Ikea, Expedia Group, and Nike. For more information, visit Klarna.com. If you're as excited about this as we are: join us! It’s a hell of a ride.

Benefits

  • Professional autonomy

    We've de-centralized decision making.

  • On-the-job training

    We're always investing in our people.

  • Pension & Retirement contributions

    We make sure you're provided for.

  • Support for parents

    Don't choose between work and family.

  • Catered breakfast

    Start each day with our breakfast buffet.

  • Health & Wellness subsidy

    A key part of success at work.